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Stay informed with the latest innovations, insights, and developments from upcover. Explore the resources below on business and risk management news to keep yourself up to date

Jun 23, 2026
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Tradies & Construction
How Much Do Tradies Earn in Australia? 2026 Salary Guide

The average qualified tradie in Australia earns between $89,000 and $91,000 per year as an employee. Self-employed tradies turn over significantly more ($120,000 to $175,000 gross) but keep between 20% and 38% as net profit after expenses.

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Jun 16, 2026
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Insurance Basics
What Is Public Liability Insurance?

Public liability insurance covers your business if a third party (a customer, supplier, or member of the public) claims they were injured or their property was damaged because of your business activities. It may help cover the legal defence costs and any compensation awarded, subject to policy terms.

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Jun 23, 2026
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Tradies & Construction
How Much Do Tradies Earn in Australia? 2026 Salary Guide

The average qualified tradie in Australia earns between $89,000 and $91,000 per year as an employee. Self-employed tradies turn over significantly more ($120,000 to $175,000 gross) but keep between 20% and 38% as net profit after expenses.

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Jun 16, 2026
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Insurance Basics
What Is Public Liability Insurance?

Public liability insurance covers your business if a third party (a customer, supplier, or member of the public) claims they were injured or their property was damaged because of your business activities. It may help cover the legal defence costs and any compensation awarded, subject to policy terms.

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Jun 16, 2026
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Beauty & Personal Care
How to Become a Cosmetic Tattoo Artist in Australia: The 14-Step Checklist

What are the requirements to become a cosmetic tattoo artist in Australia. This checklist covers every requirement you need to meet, organised into four phases: Learn, Register, Set Up, and Operate.

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Jun 16, 2026
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Allied Health
How Much Does NDIS Support Worker Insurance Cost?

NDIS support worker insurance from $30-$40/month depending on practice type, what drives your premium, how to reduce it, and the vehicle cover gap.

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Jun 16, 2026
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Allied Health
Does A Therapist Need Public Liability Insurance?

Yes, therapists need public liability insurance in Australia. Check what it covers, real claim examples, cost ranges, and how to bundle with PI for full cover.

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Jun 15, 2026
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Insurance Basics
How Much Does Professional Indemnity Insurance Cost in Australia?

Professional indemnity insurance costs $40 to $250/month for most Australian businesses. Check costs by profession, cover level, and what drives your premium.

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Jun 15, 2026
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Health & Wellness
Why Does A Personal Trainer Need Professional Indemnity Insurance?

Why personal trainers need PI insurance in Australia. Dietary advice limits, virtual coaching liability, claims-made cover, and 2026 costs from $200/year.

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Jun 15, 2026
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Cleaning Services
What Insurance Do I Need For Commercial Cleaning?

Most commercial clients and property managers require a minimum of $10 million, and often $20 million, in public and products liability insurance before permitting on-site work.

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Jun 15, 2026
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Insurance Basics
What Does Public Liability Insurance Cover?

What does public liability insurance cover? Learn what is covered, standard policy exclusions, typical costs, and required limits for Australian businesses.

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Jun 15, 2026
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Tradies & Construction
How Much Does a Landscaping Business Owner Make in Australia?

How much does a landscaping business owner make in Australia? Employee vs owner income, service-mix pricing, licensing by state, and insurance costs.

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Jun 15, 2026
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Cleaning Services
How Much Do Cleaners Earn in Australia? 2026 Salary and Business Guide

How much do cleaners earn in Australia? Award rates by level, business owner income, service-mix pricing, the labour hire trap, and insurance costs.

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Jun 15, 2026
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Allied Health
Does A Therapist Need Professional Indemnity Insurance?

Yes, therapists need professional indemnity insurance in Australia. What it covers, real claim examples, cost ranges, and how to bundle with PL for full protection.

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Jun 15, 2026
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Cyber Insurance
What Is Cyber Insurance? Australia Small Business Guide for 2026

Cyber insurance for Australian small businesses in 2026. What it covers, what it costs, real claim scenarios, and how to get it.

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May 18, 2026
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Cyber Insurance
AI Insurance Australia: 5 Real Cases Every Business Should Know

AI insurance in Australia: five verified cases, Coalition 2026 data, and what happens when AI goes wrong for businesses and consumers.

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May 18, 2026
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Business 101
IT Liability Insurance in Australia: A Guide for IT Professionals and Contractors

IT liability insurance combines professional indemnity, public liability and products liability for IT professionals in Australia. What it covers, why a combined policy matters, and what it costs.

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May 13, 2026
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Cyber Insurance
The AI Startup's Guide to Insurance: Common Mistakes and How to Avoid Them

5 insurance mistakes AI startups make and how to avoid them. Covers AI-specific risks, choosing the right policy, Australian regulations, and what insurance an AI business actually needs.

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May 13, 2026
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Cyber Insurance
Cyber Insurance Claims in Australia: What Happens When Things Go Wrong?

A practical guide to cyber insurance claims in Australia. What to do when an incident happens, how the claims process works, common mistakes, and what cyber insurance may cover.

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May 12, 2026
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Cyber Insurance
Cyber Insurance in Australia: 7 Trends Shaping 2026 for Businesses

The cyber insurance market in Australia is shifting fast in 2026. BEC claims to be overtaking ransomware, AI attack tools, supply chain risks, privacy reforms and what it means for your business.

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Aug 1, 2025
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Cyber Insurance
The Investor’s Guide to Cyber Insurance: What Startups Need to Prove to Secure Funding

Startups focus on product development, market fit, and revenue growth, but there’s another critical factor investors are looking at: risk management.In today’s world, cyber threats, regulatory fines, and data breaches aren’t just IT problems, they're business risks that can sink a company overnight.

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Mar 10, 2025
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Cyber Insurance
Why Your Business Needs Cyber Security Insurance Today

Protect your business from cyber threats! Learn why cyber security insurance is essential to cover financial losses from data breaches and cyber attacks.

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Mar 30, 2023
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Cyber Insurance
Best Guide to Building a Risk Register (Plus Examples & Template)

Don't let cyber attacks catch you off guard. Learn how to create a robust risk register with upcover's ultimate guide, including practical tips and a customizable template.

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Mar 16, 2023
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Insurance Basics
What is Management Liability Insurance & what it covers

Find out what Management Liability Insurance is and what it covers to protect your business. upcover offers customized solutions to ensure you have the right coverage for your specific needs.

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Mar 16, 2023
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Cyber Insurance
What Is A Cyber Insurance Policy?

Cyber crime might be something you've only just heard of, but it's been around for quite some time. Understanding how to protect your business from cyber crimes with cyber insurance.

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Mar 16, 2023
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Cyber Insurance
Cyber Insurance As A Risk Mitigation Strategy

Are you looking to mitigate the risks of a cyber attack on your business with cyber insurance? Can you use cyber insurance as a risk mitigation strategy?

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