Small Businesses
Tech Companies
Motor & Fleet
INSIGHTS

Forging the Frontier in Industry News   

Stay informed with the latest innovations, insights, and developments from upcover. Explore the resources below on business and risk management news to keep yourself up to date

Jun 26, 2026
a list item
Insurance Basics
How to Choose Professional Indemnity Insurance?

Choosing professional indemnity insurance? Use this checklist to compare claims-made cover, retroactive dates, exclusions, run-off, limits, and policy details.

Read Full Article
Jun 26, 2026
a list item
Cyber Insurance
How Much Does Cyber Insurance Cost in Australia?

Cyber insurance cost in Australia depends on revenue, industry, data, security controls, and cover limit. See typical premiums, what affects pricing, and how to compare.

Read Full Article
Jun 26, 2026
a list item
Allied Health
How much do disability support workers make in Australia?

Disability support workers earn $36 to $42 per hour under the SCHADS Award from July 2026. See pay rates by level, state, penalties and platform rates.

Read Full Article
Jun 26, 2026
a list item
Allied Health
Are Disability Support Workers Covered While Driving Clients Around?

Learn whether disability support worker insurance covers driving clients, what PL and PI may exclude, and what motor insurance to check before providing transport.

Read Full Article
Jun 23, 2026
a list item
Tradies & Construction
How Much Do Tradies Earn in Australia? 2026 Salary Guide

The average qualified tradie in Australia earns between $89,000 and $91,000 per year as an employee. Self-employed tradies turn over significantly more ($120,000 to $175,000 gross) but keep between 20% and 38% as net profit after expenses.

Read Full Article
Jun 22, 2026
a list item
Insurance Basics
Insured vs Insured Exclusion in D&O Insurance Explained

The insured vs insured exclusion in D&O insurance for Australian businesses: carve-backs, real-world scenarios, and what to check in your policy.

Read Full Article
Sole Trader NDIS Support Worker: Guide to PSI, Tax Deductions, and Insurance
Jun 22, 2026
a list item
Allied Health
Is disability support work classified as PSI?

Is disability support work PSI? Yes, for most sole traders. The ATO tests, what you can and cannot deduct, platform models, and the insurance you need.

Read Full Article
Jun 22, 2026
a list item
Insurance Basics
Management Liability vs D&O Insurance in Australia

Management liability bundles D&O with EPL, statutory liability, tax audit, and crime cover for SMEs. Compare D&O standalone with ML for Australian businesses.

Read Full Article
Jun 17, 2026
a list item
Tradies & Construction
Handyman Insurance in Australia: What You Need and What It Costs

What insurance does a handyman need? Public Liability from ~$50/month, state job value limits, what work is restricted, costs by cover level, and common claims explained.

Read Full Article
Jun 17, 2026
a list item
Tradies & Construction
Plumber Insurance in Australia: What You Need and What It Costs

What insurance does a plumber need? PL from ~$80/month, VBA rules for Victoria, tool cover, costs by level, and common plumbing claims explained.

Read Full Article
Jun 16, 2026
a list item
Tradies & Construction
Carpenter Insurance in Australia: What You Need and How Much It Costs

What insurance does a carpenter need in Australia? Public liability insurance from ~$30/month, tools of trade, commercial motor. Cover levels, costs, and common claims explained.

Read Full Article
Jun 16, 2026
a list item
Business 101
Insurance for Market Stall Holders in Australia

Market stall insurance in Australia from ~$35/day or ~$125/year. What cover you need, what markets require, and how to get your certificate instantly.

Read Full Article
Jun 28, 2026
a list item
Cyber Insurance
Cyber Insurance Requirements in Australia: What Do Insurers Check?

Discover key cyber insurance requirements in Australia. Learn what underwriters check like MFA and backups and how to prepare for your next renewal.

Read Full Article
Jun 27, 2026
a list item
Cyber Insurance
Business Email Compromise Insurance: Does Cyber Insurance Cover BEC?

Business email compromise is a major cyber claim risk. When cyber insurance may cover BEC, where the gaps are, and what to check in your policy.

Read Full Article
Jun 26, 2026
a list item
Cyber Insurance
Why Do Cyber Insurance Claims Get Denied?

Why do cyber insurance claims fail? Explore the top reasons for denial in Australia and how businesses can protect their coverage with upcover.

Read Full Article
Jun 26, 2026
a list item
Cyber Insurance
What Is a Cyber Insurance Policy?

What is cyber insurance and what does it cover? First-party and third-party cover, real claim examples, exclusions, costs, and who needs it in Australia.

Read Full Article
Jun 26, 2026
a list item
Insurance Basics
Types of Business Insurance in Australia: Which Cover Applies to Your Business?

Compare the main types of business insurance in Australia and see which cover may apply based on your staff, contracts, customers, assets, vehicles and business risks.

Read Full Article
Jun 26, 2026
a list item
Cyber Insurance
4 Things to Check Before Buying Cyber Insurance

Before buying cyber insurance, check how the policy responds to BEC, ransomware, sublimits, business interruption, exclusions, and claims support.

Read Full Article
Jun 26, 2026
a list item
Insurance Basics
Professional Indemnity vs Public Liability Insurance: Do You Need Both?

Learn the difference between professional indemnity and public liability insurance, what each may cover, and when Australian businesses may need PI, PL, or both.

Read Full Article
Jun 26, 2026
a list item
Insurance Basics
How to Choose Professional Indemnity Insurance?

Choosing professional indemnity insurance? Use this checklist to compare claims-made cover, retroactive dates, exclusions, run-off, limits, and policy details.

Read Full Article
Jun 26, 2026
a list item
Cyber Insurance
How Much Does Cyber Insurance Cost in Australia?

Cyber insurance cost in Australia depends on revenue, industry, data, security controls, and cover limit. See typical premiums, what affects pricing, and how to compare.

Read Full Article
Jun 22, 2026
a list item
Insurance Basics
Insured vs Insured Exclusion in D&O Insurance Explained

The insured vs insured exclusion in D&O insurance for Australian businesses: carve-backs, real-world scenarios, and what to check in your policy.

Read Full Article
Jun 15, 2026
a list item
Cyber Insurance
What Is Cyber Insurance? Australia Small Business Guide for 2026

Cyber insurance for Australian small businesses in 2026. What it covers, what it costs, real claim scenarios, and how to get it.

Read Full Article
May 18, 2026
a list item
Cyber Insurance
AI Insurance Australia: 5 Real Cases Every Business Should Know

AI insurance in Australia: five verified cases, Coalition 2026 data, and what happens when AI goes wrong for businesses and consumers.

Read Full Article
Jul 16, 2026
a list item
Insurance Basics
How Much Does Commercial Motor Insurance Cost?

Commercial motor insurance may cost from around $1,200 per vehicle per year. See cost ranges by vehicle type, what drives the price and how to get a quote.

Read Full Article
Jul 16, 2026
a list item
Insurance Basics
What Does Commercial Motor Insurance Cover in Australia?

Commercial motor insurance may cover business vehicles for accidents, theft, fire, storm, glass and third-party property damage. See what is and is not covered.

Read Full Article
Jul 9, 2026
a list item
Fleet insurance for couriers and delivery drivers in Australia

Courier fleet insurance may cover delivery vehicles, parcels, public liability and downtime risks. What courier fleets should check and how to get a quote.

Read Full Article
Jul 9, 2026
a list item
Business 101
What is commercial motor and fleet insurance in Australia?

What is commercial motor and fleet insurance? Learn how it protects Australian business vehicles, what it covers, fleet thresholds, and how to get a quote.

Read Full Article
No items found.

We are digitising commercial insurance and risk management for small, mid-market and technology businesses. We work with a global network of underwriters, challenging legacy brokers and delivering market leading coverage to our customers.