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Jun 26, 2026

Insurance Basics

Choosing professional indemnity insurance? Use this checklist to compare claims-made cover, retroactive dates, exclusions, run-off, limits, and policy details.

Jun 26, 2026

Cyber Insurance

Cyber insurance cost in Australia depends on revenue, industry, data, security controls, and cover limit. See typical premiums, what affects pricing, and how to compare.

Jun 26, 2026

Allied Health

Disability support workers earn $36 to $42 per hour under the SCHADS Award from July 2026. See pay rates by level, state, penalties and platform rates.

Jun 26, 2026

Allied Health

Learn whether disability support worker insurance covers driving clients, what PL and PI may exclude, and what motor insurance to check before providing transport.

Jun 23, 2026

Tradies & Construction

The average qualified tradie in Australia earns between $89,000 and $91,000 per year as an employee. Self-employed tradies turn over significantly more ($120,000 to $175,000 gross) but keep between 20% and 38% as net profit after expenses.

Jun 22, 2026

Insurance Basics

The insured vs insured exclusion in D&O insurance for Australian businesses: carve-backs, real-world scenarios, and what to check in your policy.

Jun 22, 2026

Allied Health

Is disability support work PSI? Yes, for most sole traders. The ATO tests, what you can and cannot deduct, platform models, and the insurance you need.

Jun 22, 2026

Insurance Basics

Management liability bundles D&O with EPL, statutory liability, tax audit, and crime cover for SMEs. Compare D&O standalone with ML for Australian businesses.

Jun 17, 2026

Tradies & Construction

What insurance does a handyman need? Public Liability from ~$50/month, state job value limits, what work is restricted, costs by cover level, and common claims explained.

Jun 17, 2026

Tradies & Construction

What insurance does a plumber need? PL from ~$80/month, VBA rules for Victoria, tool cover, costs by level, and common plumbing claims explained.

Jun 16, 2026

Tradies & Construction

What insurance does a carpenter need in Australia? Public liability insurance from ~$30/month, tools of trade, commercial motor. Cover levels, costs, and common claims explained.

Jun 16, 2026

Business 101

Market stall insurance in Australia from ~$35/day or ~$125/year. What cover you need, what markets require, and how to get your certificate instantly.

May 18, 2026

Business 101

IT liability insurance combines professional indemnity, public liability and products liability for IT professionals in Australia. What it covers, why a combined policy matters, and what it costs.

May 13, 2026

Cyber Insurance

5 insurance mistakes AI startups make and how to avoid them. Covers AI-specific risks, choosing the right policy, Australian regulations, and what insurance an AI business actually needs.

May 13, 2026

Cyber Insurance

A practical guide to cyber insurance claims in Australia. What to do when an incident happens, how the claims process works, common mistakes, and what cyber insurance may cover.

May 12, 2026

Cyber Insurance

The cyber insurance market in Australia is shifting fast in 2026. BEC claims to be overtaking ransomware, AI attack tools, supply chain risks, privacy reforms and what it means for your business.

Mar 10, 2025

Cyber Insurance

Protect your business from cyber threats! Learn why cyber security insurance is essential to cover financial losses from data breaches and cyber attacks.

Mar 30, 2023

Cyber Insurance

Don't let cyber attacks catch you off guard. Learn how to create a robust risk register with upcover's ultimate guide, including practical tips and a customizable template.

Mar 16, 2023

Cyber Insurance

Are you looking to mitigate the risks of a cyber attack on your business with cyber insurance? Can you use cyber insurance as a risk mitigation strategy?

Mar 16, 2023

Business 101

We won the Best Workplace Diversity award at FinTech Australia Awards last night. The upcover team is 41 brilliant individ...

Oct 5, 2022

Cyber Insurance

upcover has worked with market leading insurance partners to launch Australia's first fully digital cyber security insurance offering for Aussie businesses.

Jul 16, 2026

Insurance Basics

Commercial motor insurance may cost from around $1,200 per vehicle per year. See cost ranges by vehicle type, what drives the price and how to get a quote.

Jul 16, 2026

Insurance Basics

Commercial motor insurance may cover business vehicles for accidents, theft, fire, storm, glass and third-party property damage. See what is and is not covered.

Jul 9, 2026

Courier fleet insurance may cover delivery vehicles, parcels, public liability and downtime risks. What courier fleets should check and how to get a quote.

Jul 9, 2026

Business 101

What is commercial motor and fleet insurance? Learn how it protects Australian business vehicles, what it covers, fleet thresholds, and how to get a quote.