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Forging the Frontier in Industry News   

Stay informed with the latest innovations, insights, and developments from upcover. Explore the resources below on business and risk management news to keep yourself up to date

Oct 27, 2026
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Business 101
Can a Sole Trader Have Employees in Australia?

A sole trader can have employees in Australia. business.gov.au says you can employ people under the sole trader business structure. See the PAYG, 12% super, payday super, Fair Work and workers compensation steps for your first hire.

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Oct 22, 2026
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Insurance Basics
What insurance does a restaurant need in Australia?

What insurance does a restaurant need? Workers' compensation, public liability, business packs and the limits councils may ask for, with sources.

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Oct 15, 2026
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Cyber Insurance
How much does cyber insurance cost in Australia?

What cyber insurance actually costs Australian small businesses, from 700+ real policies: starting prices, typical costs by industry, and how to pay less.

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Oct 9, 2026
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Business 101
Business interruption insurance in Australia: what does it cover?

Business interruption insurance explained: the business pack section, what it may cover, the indemnity period, common exclusions and records for a claim.

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Oct 9, 2026
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Tradies & Construction
How much does carpenter insurance cost in Australia?

Public liability insurance for carpenters starts from around $58 per month. Check what may affect the price, how limits, excess and paying monthly work and the details to have ready for a quote.

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Oct 9, 2026
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Business 101
How to find affordable business insurance in Australia

What affects the cost of business insurance in Australia, and how limits, excess, sum insured, paying monthly and a business pack may change the premium.

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Oct 9, 2026
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Business 101
What is commercial motor and fleet insurance in Australia?

Commercial motor and fleet insurance explained: what it may cover, how fleet and single-vehicle policies differ, how CTP fits in and common exclusions.

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Oct 9, 2026
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Tradies & Construction
Is a carpentry business profitable in Australia?

A solo carpenter brings in $138,000 to $230,000 a year in revenue. That assumes 3 to 5 billable days a week at an average of $1,000 invoiced per day, over 46 working weeks.

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Oct 9, 2026
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Tradies & Construction
How to start a carpentry business in Australia: 10 Steps

Start a carpentry business in Australia in 10 steps: state licence rules, Certificate III, white card, ABN, GST, insurance planning, pricing and hiring.

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Oct 9, 2026
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Business 101
Can you use a personal bank account for business in Australia?

Yes, sole traders can use a personal bank account for business. Partnerships, companies and trusts can't. See the ATO rules, records to keep and when to switch.

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Oct 8, 2026
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Cleaning Services
Window cleaner insurance in Australia: cover, glass and heights

Window cleaner insurance explained: public liability, tools and income cover, whether the glass you clean is covered and how heights affect your policy.

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Oct 8, 2026
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Tradies & Construction
Tool insurance for tradies: electricians, plumbers, carpenters, handymen and tilers

Tool insurance for tradies explained by trade, plus theft from a ute or van, specified and unspecified tools and the proof that may support a claim.

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Oct 8, 2026
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Tradies & Construction
What insurance does a carpenter need in Australia?

What insurance does a carpenter need? Public liability, tools of trade, commercial motor, personal accident and workers' compensation by business setup.

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May 13, 2026
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Cyber Insurance
The AI Startup's Guide to Insurance: Common Mistakes and How to Avoid Them

5 insurance mistakes AI startups make and how to avoid them. Covers AI-specific risks, choosing the right policy, Australian regulations, and what insurance an AI business actually needs.

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May 13, 2026
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Cyber Insurance
Cyber Insurance Claims in Australia: What Happens When Things Go Wrong?

A practical guide to cyber insurance claims in Australia. What to do when an incident happens, how the claims process works, common mistakes, and what cyber insurance may cover.

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May 12, 2026
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Cyber Insurance
Cyber Insurance in Australia: 7 Trends Shaping 2026 for Businesses

The cyber insurance market in Australia is shifting fast in 2026. BEC claims to be overtaking ransomware, AI attack tools, supply chain risks, privacy reforms and what it means for your business.

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Mar 10, 2025
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Cyber Insurance
Why Your Business Needs Cyber Security Insurance Today

Protect your business from cyber threats! Learn why cyber security insurance is essential to cover financial losses from data breaches and cyber attacks.

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Mar 30, 2023
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Cyber Insurance
Best Guide to Building a Risk Register (Plus Examples & Template)

Don't let cyber attacks catch you off guard. Learn how to create a robust risk register with upcover's ultimate guide, including practical tips and a customizable template.

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Mar 16, 2023
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Cyber Insurance
Cyber Insurance As A Risk Mitigation Strategy

Are you looking to mitigate the risks of a cyber attack on your business with cyber insurance? Can you use cyber insurance as a risk mitigation strategy?

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Mar 16, 2023
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Business 101
upcover's second Finnies win!

We won the Best Workplace Diversity award at FinTech Australia Awards last night. The upcover team is 41 brilliant individ...

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Oct 5, 2022
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Cyber Insurance
Cyber & Privacy Liability Insurance

upcover has worked with market leading insurance partners to launch Australia's first fully digital cyber security insurance offering for Aussie businesses.

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Oct 22, 2026
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Insurance Basics
Business Car Insurance vs Personal Car Insurance

Business car insurance is designed for vehicles used for work. Learn when a personal car policy may not respond and how utes, vans and CTP fit in.

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Oct 9, 2026
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Business 101
What is commercial motor and fleet insurance in Australia?

Commercial motor and fleet insurance explained: what it may cover, how fleet and single-vehicle policies differ, how CTP fits in and common exclusions.

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Aug 7, 2026
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Insurance Basics
How much does commercial motor and fleet insurance cost in Australia?

Commercial vehicle insurance in Australia may cost from around $1,200 a year per vehicle. Indicative ranges, fleet costs and what moves the price.

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Aug 7, 2026
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Insurance Basics
What Does Commercial Motor Vehicle Insurance Cover in Australia?

Commercial vehicle insurance may cover damage, theft, fire and third-party property damage. What is core cover, what is optional, what is separate.

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Aug 7, 2026
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What insurance does a courier or delivery fleet need in Australia?

Courier fleet insurance may combine commercial motor, goods in transit and public liability. What courier businesses need, and what to check.

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