Small Businesses
Tech Companies
Motor & Fleet
INSIGHTS

Forging the Frontier in Industry News   

Stay informed with the latest innovations, insights, and developments from upcover. Explore the resources below on business and risk management news to keep yourself up to date

Oct 27, 2026
a list item
Business 101
Can a Sole Trader Have Employees in Australia?

A sole trader can have employees in Australia. business.gov.au says you can employ people under the sole trader business structure. See the PAYG, 12% super, payday super, Fair Work and workers compensation steps for your first hire.

Read Full Article
Aug 31, 2026
a list item
Business 101
Professional indemnity insurance in NSW: 2026 Guide

See when professional indemnity insurance is required in NSW, what clients check, and how eligible small businesses may qualify for a duty exemption.

Read Full Article
Aug 31, 2026
a list item
Business 101
Small Business Insurance NSW: What You Need in 2026

See which insurance may be compulsory for a NSW small business, what cover fits your operations, and how the NSW small business duty exemption works.

Read Full Article
Aug 31, 2026
a list item
Tradies & Construction
How much does concreter insurance cost in Australia?

Concreter insurance costs $1360/year depending on the work you do. See the split by sole trader, commercial and pumping, plus what tools cost.

Read Full Article
Aug 31, 2026
a list item
Insurance Basics
How much does air conditioning and HVAC insurance cost in Australia?

Air conditioning HVAC installers pay $308 to $1,126 a year for public liability. Add electrical, plumbing or refrigeration work and it climbs. See why.

Read Full Article
Aug 31, 2026
a list item
Business 101
How much does restaurant and cafe insurance cost in Australia?

Check restaurant and cafe insurance costs, why liability-only quotes differ from business packs, and which cover sections a venue may need.

Read Full Article
Aug 31, 2026
a list item
Insurance Basics
How much does business pack insurance cost in Australia?

Real prices from 380+ policies: most businesses pay $665 to $2,112 a year for a business pack. See why some pay $200 and others pay thousands.

Read Full Article
Aug 30, 2026
a list item
Insurance Basics
What Is Professional Indemnity Insurance?

What professional indemnity insurance may cover, who should consider it in Australia, and how claims-made cover, retroactive dates and run-off work.

Read Full Article
Aug 29, 2026
a list item
Business 101
What insurance do couriers need in Australia?

What courier insurance covers in Australia: your vehicle, the goods you carry, your liability and what contracts require. Plus what moves the cost.

Read Full Article
Aug 29, 2026
a list item
Insurance Basics
How much does hairdresser insurance cost in Australia?

Hairdressers pay $362 to $448 a year, or about $35 a month. See what it covers, why chair renters need their own, and what barbershops pay.

Read Full Article
Aug 29, 2026
a list item
Health & Wellness
How much does yoga teacher insurance cost in Australia?

Yoga teachers pay $295 to $482 a year, or about $30 a month. See what yoga insurance covers, what it doesn't, and when a venue will ask for proof.

Read Full Article
Aug 28, 2026
a list item
Insurance Basics
How much does makeup artist insurance cost in Australia?

Makeup artists typically pay $346 to $447 a year for combined PI and public liability, based on a review of makeup artist policies arranged by upcover.

Read Full Article
Aug 28, 2026
a list item
Health & Wellness
Insurance for therapists in Australia: what does each therapist type need?

Therapist is not one profession in Australia. What each type needs, how each is regulated, and cost examples by profession, from psychology to reflexology.

Read Full Article
May 13, 2026
a list item
Cyber Insurance
The AI Startup's Guide to Insurance: Common Mistakes and How to Avoid Them

5 insurance mistakes AI startups make and how to avoid them. Covers AI-specific risks, choosing the right policy, Australian regulations, and what insurance an AI business actually needs.

Read Full Article
May 13, 2026
a list item
Cyber Insurance
Cyber Insurance Claims in Australia: What Happens When Things Go Wrong?

A practical guide to cyber insurance claims in Australia. What to do when an incident happens, how the claims process works, common mistakes, and what cyber insurance may cover.

Read Full Article
May 12, 2026
a list item
Cyber Insurance
Cyber Insurance in Australia: 7 Trends Shaping 2026 for Businesses

The cyber insurance market in Australia is shifting fast in 2026. BEC claims to be overtaking ransomware, AI attack tools, supply chain risks, privacy reforms and what it means for your business.

Read Full Article
Mar 10, 2025
a list item
Cyber Insurance
Why Your Business Needs Cyber Security Insurance Today

Protect your business from cyber threats! Learn why cyber security insurance is essential to cover financial losses from data breaches and cyber attacks.

Read Full Article
Mar 30, 2023
a list item
Cyber Insurance
Best Guide to Building a Risk Register (Plus Examples & Template)

Don't let cyber attacks catch you off guard. Learn how to create a robust risk register with upcover's ultimate guide, including practical tips and a customizable template.

Read Full Article
Mar 16, 2023
a list item
Cyber Insurance
Cyber Insurance As A Risk Mitigation Strategy

Are you looking to mitigate the risks of a cyber attack on your business with cyber insurance? Can you use cyber insurance as a risk mitigation strategy?

Read Full Article
Mar 16, 2023
a list item
Business 101
upcover's second Finnies win!

We won the Best Workplace Diversity award at FinTech Australia Awards last night. The upcover team is 41 brilliant individ...

Read Full Article
Oct 5, 2022
a list item
Cyber Insurance
Cyber & Privacy Liability Insurance

upcover has worked with market leading insurance partners to launch Australia's first fully digital cyber security insurance offering for Aussie businesses.

Read Full Article
Oct 22, 2026
a list item
Insurance Basics
Business Car Insurance vs Personal Car Insurance

Business car insurance is designed for vehicles used for work. Learn when a personal car policy may not respond and how utes, vans and CTP fit in.

Read Full Article
Oct 9, 2026
a list item
Business 101
What is commercial motor and fleet insurance in Australia?

Commercial motor and fleet insurance explained: what it may cover, how fleet and single-vehicle policies differ, how CTP fits in and common exclusions.

Read Full Article
Aug 7, 2026
a list item
Insurance Basics
How much does commercial motor and fleet insurance cost in Australia?

Commercial vehicle insurance in Australia may cost from around $1,200 a year per vehicle. Indicative ranges, fleet costs and what moves the price.

Read Full Article
Aug 7, 2026
a list item
Insurance Basics
What Does Commercial Motor Vehicle Insurance Cover in Australia?

Commercial vehicle insurance may cover damage, theft, fire and third-party property damage. What is core cover, what is optional, what is separate.

Read Full Article
Aug 7, 2026
a list item
What insurance does a courier or delivery fleet need in Australia?

Courier fleet insurance may combine commercial motor, goods in transit and public liability. What courier businesses need, and what to check.

Read Full Article
No items found.

We are digitising commercial insurance and risk management for small, mid-market and technology businesses. We work with a global network of underwriters, challenging legacy brokers and delivering market leading coverage to our customers.