While work was being performed and not completed, live wires were left exposed under the house after the days work completed injuring the client’s pet dog. The client seeks compensation

Public liability insurance may respond to third party property damage claims arising from completed work where you are legally liable for the loss. Rectification costs of faulty workmanship are commonly excluded.

After a collision, your ute cannot be driven and needs towing from the scene to a repairer.

Commercial Motor Vehicle insurance may respond to towing costs for your insured vehicle following an accident.

A client trips over electrical cables left unsecured during work and suffers an injury. They claim the electrician failed to manage site safety.

Public liability insurance may respond to third party injury claims arising from your insured business activities.

An electrician installs new wiring in a residential property. Weeks later, an electrical fault causes a fire, damaging the home and neighbouring property. The homeowner alleges the installation caused the fire.

Public liability insurance may respond to third party property damage claims for resultant damage, including damage to neighbouring property, where you are legally liable for the loss. The rectification costs of faulty workmanship claims are commonly excluded.