While running a Pilates class at a hired studio, a participant loses balance during an advanced movement and falls into a mirrored wall, causing damage to the mirror and wall fitting. The venue owner makes a claim for repair costs.

Public Liability insurance may respond to third party property damage claims arising from your business activities.

After a minor collision, the Pilates equipment you carry for classes or private sessions is damaged in your vehicle. You need replacements quickly so you can keep teaching without cancelling bookings.

Some Commercial Motor Vehicle policies may include tools of trade cover, which is designed to respond to loss or damage to tools and equipment carried in your insured vehicle as a result of an accident.

A Pilates instructor tells a client that regular Pilates sessions will help manage their chronic back pain. The client follows the advice, their condition worsens, and they claim the instructor went beyond their professional role by giving advice that amounted to medical guidance.

Professional indemnity insurance may respond to claims arising from negligent advice or recommendations made in the course of providing professional services, including associated legal defence costs.

While attempting an advanced Pilates movement during your class, such as a rollover, your client suffers a serious neck injury. They claim you were responsible because you did not provide enough guidance on how to perform the exercise safely.

Public Liability insurance is designed to cover third party injury claims and defence costs, arising from your business activities.