After a minor collision, the mats, props and other gear you carry for classes are damaged in your vehicle. You need replacements quickly so you can keep teaching without cancelling sessions.

Some Commercial Motor Vehicle policies may include tools of trade cover, which is designed to respond to loss or damage to tools and equipment carried in your insured vehicle as a result of an accident.

While running a yoga class at a hired studio, a student loses balance during a handstand and falls into a wall, causing damage to the plasterwork. The venue owner makes a claim for repair costs.

Public Liability insurance may respond to third party property damage claims arising from your business activities.

A yoga teacher tells a student that a regular yoga practice will help manage their chronic sciatica. The student follows the advice, their condition worsens, and they claim the teacher overstepped their professional scope by offering what amounted to medical guidance.

Professional indemnity insurance may respond to claims arising from negligent advice or recommendations made in the course of providing professional services, including associated legal defence costs.

While attempting the Salamba Sirsasana (or the headstand pose) during a yoga workshop, your client ends up causing serious damage to their neck. They blame you for not helping them find the right way to do the pose.

Public Liability Insurance may respond to third-party injury claims arising in connection with your premises or business activities.