Overnight, thieves force entry into your securely locked ute, leaving visible damage and steal your tile cutter, laser level and mixer. You miss a day on site and pay to replace the gear so you can finish the job.

Tools of Trade cover in tilers insurance is designed to help for theft from a securely locked vehicle or building with forcible entry. Limits apply.

Parking near a house renovation, you reverse the van into the client's retaining wall and crack the top blocks. They send your tiling business the repair bill.

Commercial Motor Vehicle insurance may respond to third party property damage claims arising from the operation of your insured vehicle.

On a renovation site, you grout a bathroom entry and the floor stays slippery. A visitor slips, injures their wrist and needs treatment. They later claim compensation and legal costs from your tiling business.

Public Liability insurance covers your defence costs and settlement payable for injury to third parties resulting from negligence during your operations.

While tiling a bathroom, you nick a pipe and water leaks under new tiles, damaging cabinetry and flooring. The homeowner has to strip it back and repairs the room, then makes a claim against your business for the costs.

Public Liability Insurance may respond to third party property damage claims arising from your business activities.