After a minor collision, training gear in your vehicle is bent and damaged. You need replacements quickly so classes and client sessions can keep going.

Some Commercial Motor Vehicle policies may include tools of trade cover, which is designed to respond to loss or damage to tools and equipment carried in your insured vehicle as a result of an accident.

You have a mobile gym service and have set up at a regular client's home. Unfortunately, throughout the regime, the TRX ropes swing and scratch the client's car.

Public Liability insurance may respond to third party property damage claims arising from your business activities.

An exercise plan built by a sports trainer leads to severe muscle lower back damage for a rugby player.

Professional indemnity insurance may respond to claims arising from negligent advice or recommendations made in the course of providing professional services, including associated legal defence costs.

A fitness trainer at your gym offers to care for a client's child while a workout commences. The child trips over a carelessly placed dumbbell, injuring breaking their arm.

Public Liability cover may respond to third-party injury claims arising in connection with your premises or business activities.