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Sep 3, 2026

Business 101

What insurance a physical shop needs in Australia: what the lease requires, how to insure stock properly, glass and theft cover, and what policies may not cover.

Sep 2, 2026

Insurance Basics

Workers compensation insurance costs most employers around 1% to 2% of wages. See 2026-27 state rates, per-employee examples and how to estimate yours.

Sep 1, 2026

Tradies & Construction

Sole traders have no separate business entity, so personal assets may be exposed to a claim. What public liability costs by occupation, and the legal rules.

Sep 1, 2026

Beauty & Personal Care

Beauty therapists pay $362 to $405 a year and salons around $377. Cosmetic tattoo lifts it to $512, skin needling to $908. Real upcover policy data.

Sep 1, 2026

Cleaning Services

Public liability insurance for cleaners from $24/month, with most paying $38 to $70. Real upcover premium data, cover levels and claim examples.

Aug 31, 2026

Business 101

See when professional indemnity insurance is required in NSW, what clients check, and how eligible small businesses may qualify for a duty exemption.

Aug 31, 2026

Business 101

See which insurance may be compulsory for a NSW small business, what cover fits your operations, and how the NSW small business duty exemption works.

Aug 31, 2026

Business 101

Public liability insurance in NSW: when it is required, common $10m and $20m limits, what your certificate must show, and the duty exemption.

Aug 31, 2026

Tradies & Construction

Concreter insurance costs $1360/year depending on the work you do. See the split by sole trader, commercial and pumping, plus what tools cost.

Aug 31, 2026

Insurance Basics

Air conditioning HVAC installers pay $308 to $1,126 a year for public liability. Add electrical, plumbing or refrigeration work and it climbs. See why.

Aug 31, 2026

Business 101

Check restaurant and cafe insurance costs, why liability-only quotes differ from business packs, and which cover sections a venue may need.

Aug 31, 2026

Insurance Basics

Real prices from 380+ policies: most businesses pay $665 to $2,112 a year for a business pack. See why some pay $200 and others pay thousands.

Aug 26, 2026

Cyber Insurance

What cyber insurance actually costs Australian small businesses, from 700+ real policies: starting prices, typical costs by industry, and how to pay less.

Aug 13, 2026

Insurance Basics

How much D&O insurance does your startup need? Explore typical limits from $1M for bootstrapped to $5M+ for Series A. Protect your board & get a fast quote.

Aug 13, 2026

Insurance Basics

A letter of appointment lets you switch insurance brokers for your existing policies. See what changes, who signs it, and how to switch to upcover.

Aug 13, 2026

Insurance Basics

A certificate of currency proves your business insurance is active. See what it shows, what it doesn't, and get yours instantly with upcover.

Aug 7, 2026

Insurance Basics

Crypto insurance Australia: compare technology PI, cyber, crime and custody cover, digital asset exclusions, AUSTRAC, AFSL checks and costs.

Aug 7, 2026

Insurance Basics

Hardware startup insurance Australia: why PI won't cover your product, plus recall deadlines, prototype gaps, compliance and costs.

Aug 7, 2026

Insurance Basics

Clean tech insurance Australia: compare cover for solar, batteries, installation, advice and project risks, plus costs and exclusions.

Aug 7, 2026

Insurance Basics

AI startup insurance Australia: compare cover for model errors, cyber, IP, AI agents and automated decisions, plus costs and exclusions.

Aug 7, 2026

Insurance Basics

MSP and IT services insurance in Australia: privileged access, aggregation risk, cyber and tech E&O. What underwriters check before quoting.

Aug 7, 2026

Insurance Basics

Health tech insurance in Australia turns on one question: is your software a medical device? TGA classification, cover, exclusions and costs.

Jul 28, 2026

Insurance Basics

Startup insurance due diligence: what investors may review before funding, which documents to prepare, Directors and Officers cover, cyber evidence and deal-ready timing.

Jul 28, 2026

Insurance Basics

Fintech startup insurance in Australia explained: RG 126 PI, cyber, crime, Tech PI and D&O. See how it differs from general startup insurance Australia and business insurance for tech startups.

Aug 7, 2026

Insurance Basics

Commercial vehicle insurance in Australia may cost from around $1,200 a year per vehicle. Indicative ranges, fleet costs and what moves the price.

Aug 7, 2026

Insurance Basics

Commercial vehicle insurance may cover damage, theft, fire and third-party property damage. What is core cover, what is optional, what is separate.

Aug 7, 2026

Courier fleet insurance may combine commercial motor, goods in transit and public liability. What courier businesses need, and what to check.

Aug 7, 2026

Business 101

Fleet vehicle insurance is commercial motor cover for multiple vehicles. How it works, how many vehicles count as a fleet, and what it may and may not cover.