Select how you’d like to proceed with your insurance needs.
Talk to a real insurance expert on your time.
15-minutes consultation with licensed advisors
Perfect if you’re unsure about coverage needs
Get personalised recommendations
Already have coverage? Let’s simplify your service
Keep your current carriers & policies
Simple digital authorisation process
Seamless transition to better service
Are you considering opening a retail store? This article will go through the pros and cons of opening a retail store so you can work out if it's worth it!
Are you a plumber? Do you need a builders license? This article will go through builders licenses for plumbers in Australia.
Are you a painter wondering if you need to get a builders license? This article will go through builders licenses for painters.
Are you a plumber wondering if you need to get a builders license? This article will go through builders licenses for plumbers.
Do you want to know if an electrician needs a builder's license? This article will help you find the answer!
Are you wondering if there's demand for carpenters in Australia? Before you become a carpenter, be sure to read this article!
upcover is excited to announce our official partnership with Blys!
TikTok is growing at speeds we've never seen before from a social media app. You can also use TikTok to promote your plumbing business. A complete blog by upcover.
Do you want to grow your home cleaning business? In this article we'll go through 3 marketing tips home cleaners can use to grow their businesses.
Considering rebranding your business? From updating your logo to a complete rebrand, this article will go through 7 times rebranding your business makes sense.
Are you wondering what is a sole trader? This article will help you understand what a sole trader is, and when it might be suitable for you to become one.
Are you considering marketing your business online? Here are 5 reasons to start marketing online as a small business owner today.
See when professional indemnity insurance is required in NSW, what clients check, and how eligible small businesses may qualify for a duty exemption.
See which insurance may be compulsory for a NSW small business, what cover fits your operations, and how the NSW small business duty exemption works.
Concreter insurance costs $1360/year depending on the work you do. See the split by sole trader, commercial and pumping, plus what tools cost.
Air conditioning HVAC installers pay $308 to $1,126 a year for public liability. Add electrical, plumbing or refrigeration work and it climbs. See why.
Check restaurant and cafe insurance costs, why liability-only quotes differ from business packs, and which cover sections a venue may need.
Real prices from 380+ policies: most businesses pay $665 to $2,112 a year for a business pack. See why some pay $200 and others pay thousands.
What professional indemnity insurance may cover, who should consider it in Australia, and how claims-made cover, retroactive dates and run-off work.
What courier insurance covers in Australia: your vehicle, the goods you carry, your liability and what contracts require. Plus what moves the cost.
Hairdressers pay $362 to $448 a year, or about $35 a month. See what it covers, why chair renters need their own, and what barbershops pay.
Yoga teachers pay $295 to $482 a year, or about $30 a month. See what yoga insurance covers, what it doesn't, and when a venue will ask for proof.
Makeup artists typically pay $346 to $447 a year for combined PI and public liability, based on a review of makeup artist policies arranged by upcover.
Therapist is not one profession in Australia. What each type needs, how each is regulated, and cost examples by profession, from psychology to reflexology.
Startup business insurance cost in Australia by cover: tech professional indemnity, cyber and public liability prices, plus GST, duty and cost factors.
Social engineering explained: phishing, invoice scams, vishing and smishing, warning signs, prevention steps and how cyber or crime insurance may respond.
From 10 December 2026, some privacy policies must describe automated decision making. See what AI and SaaS vendors may be asked for and what to check.
Insurance for Australian companies with US customers: territorial and jurisdictional limits, how the USA and Canada may differ and what contracts may ask.
AI copyright risk sits in training data, outputs and customer contracts. See how provider terms, your contract and Tech PI or IP insurance fit together.
A contract can promise more than a policy covers. Learn how Tech PI treats breach of contract, indemnities, warranties and liability caps in SaaS deals.
Who is liable when an AI agent acts? See which Tech PI and cyber cover Australian startups may assess and what insurers may ask about agent controls.
Fintech insurance in Australia by licence type: RG 126 professional indemnity, Tech PI, cyber, the digital asset licensing change and partner requests.
Professional indemnity insurance for startups: client contract clauses, standard vs Tech PI, pivots, new ABNs, claims made cover and common exclusions.
Cyber insurance requirements in Australia: the security controls insurers may ask about, the Essential Eight, what to have ready and common exclusions.
IT liability insurance may combine Tech PI with public and products liability. Compare it with cyber and see claims examples and common exclusions.
What cyber insurance actually costs Australian small businesses, from 700+ real policies: starting prices, typical costs by industry, and how to pay less.
Business car insurance is designed for vehicles used for work. Learn when a personal car policy may not respond and how utes, vans and CTP fit in.
Commercial motor and fleet insurance explained: what it may cover, how fleet and single-vehicle policies differ, how CTP fits in and common exclusions.
Commercial vehicle insurance in Australia may cost from around $1,200 a year per vehicle. Indicative ranges, fleet costs and what moves the price.
Commercial vehicle insurance may cover damage, theft, fire and third-party property damage. What is core cover, what is optional, what is separate.
Courier fleet insurance may combine commercial motor, goods in transit and public liability. What courier businesses need, and what to check.
We are digitising commercial insurance and risk management for small, mid-market and technology businesses. We work with a global network of underwriters, challenging legacy brokers and delivering market leading coverage to our customers.