Forging the Frontier in Industry News   

Jun 23, 2026

Tradies & Construction

The average qualified tradie in Australia earns between $89,000 and $91,000 per year as an employee. Self-employed tradies turn over significantly more ($120,000 to $175,000 gross) but keep between 20% and 38% as net profit after expenses.

Jun 12, 2026

Tradies & Construction

Many low-value, non-structural handyman tasks may not require a trade licence, but licensing rules vary by state and by work type.

Jun 12, 2026

Beauty & Personal Care

The difference comes down to three things: the qualification level, the scope of services each can legally perform, and the insurance risk profile. A beautician works on the surface. A beauty therapist works deeper into the skin and body.

Jun 12, 2026

Business 101

For mixed-use vehicles or sole traders, registering in your personal name is usually the better option. It avoids FBT entirely, keeps state registration costs lower, and still allows you to claim business use

Jun 12, 2026

Business 101

Yes, if you're a sole trader you can use a personal bank account for business in Australia. But here's why you probably shouldn't, and when you must separate.

Jun 9, 2026

Business 101

Looking for business objectives examples? 50 copy-and-paste SMART goals for small businesses, sorted by finance, sales, marketing, team, and growth.

May 26, 2026

Insurance Basics

Insurance for cleaners in Australia: what every cleaning type needs, key industry risks, real claim examples from upcover, and what cover costs.

May 26, 2026

Insurance Basics

Who needs PI insurance in Australia: legally required professions, industry body requirements, contract demands, and who should hold it regardless.

May 26, 2026

Tradies & Construction

Yes, carpentry is profitable. Solo operators net $85,000-$110,000/year after expenses. It's a $15.9B industry, 50K+ businesses. Breakdown by service type.

May 26, 2026

Business 101

How to get an ABN in Australia: who needs one, what you need, how to apply with the ATO, what to do after, and how to keep it active.

May 26, 2026

Tradies & Construction

Plumbing business owners net $95,000-$130,000/year. Employee vs owner earnings, what businesses charge by service type, and 2026 data from SEEK and Indeed.

May 26, 2026

Cleaning Services

Yes, cleaners need public liability insurance. Here is why it matters for Australian cleaners, what claims arise, and when clients will require it.

May 18, 2026

Cyber Insurance

AI insurance in Australia: five verified cases, Coalition 2026 data, and what happens when AI goes wrong for businesses and consumers.

May 18, 2026

Business 101

IT liability insurance combines professional indemnity, public liability and products liability for IT professionals in Australia. What it covers, why a combined policy matters, and what it costs.

May 13, 2026

Cyber Insurance

5 insurance mistakes AI startups make and how to avoid them. Covers AI-specific risks, choosing the right policy, Australian regulations, and what insurance an AI business actually needs.

May 13, 2026

Cyber Insurance

A practical guide to cyber insurance claims in Australia. What to do when an incident happens, how the claims process works, common mistakes, and what cyber insurance may cover.

May 12, 2026

Cyber Insurance

The cyber insurance market in Australia is shifting fast in 2026. BEC claims to be overtaking ransomware, AI attack tools, supply chain risks, privacy reforms and what it means for your business.

Aug 1, 2025

Cyber Insurance

Startups focus on product development, market fit, and revenue growth, but there’s another critical factor investors are looking at: risk management.In today’s world, cyber threats, regulatory fines, and data breaches aren’t just IT problems, they're business risks that can sink a company overnight.

Mar 10, 2025

Cyber Insurance

Protect your business from cyber threats! Learn why cyber security insurance is essential to cover financial losses from data breaches and cyber attacks.

Mar 30, 2023

Cyber Insurance

Don't let cyber attacks catch you off guard. Learn how to create a robust risk register with upcover's ultimate guide, including practical tips and a customizable template.

Mar 16, 2023

Insurance Basics

Find out what Management Liability Insurance is and what it covers to protect your business. upcover offers customized solutions to ensure you have the right coverage for your specific needs.

Mar 16, 2023

Cyber Insurance

Cyber crime might be something you've only just heard of, but it's been around for quite some time. Understanding how to protect your business from cyber crimes with cyber insurance.

Mar 16, 2023

Cyber Insurance

Are you looking to mitigate the risks of a cyber attack on your business with cyber insurance? Can you use cyber insurance as a risk mitigation strategy?

Mar 16, 2023

Business 101

We won the Best Workplace Diversity award at FinTech Australia Awards last night. The upcover team is 41 brilliant individ...