Forging the Frontier in Industry News   

Oct 27, 2026

Business 101

A sole trader can have employees in Australia. business.gov.au says you can employ people under the sole trader business structure. See the PAYG, 12% super, payday super, Fair Work and workers compensation steps for your first hire.

Oct 27, 2026

Business 101

Shop insurance often pairs public liability with a business pack for stock, glass and theft. What a shopping centre lease may ask for and what to check.

Oct 27, 2026

Health & Wellness

Most massage therapists pay from around $326 to $500 a year for combined professional indemnity and public liability, based on 280+ policies reviewed.

Oct 27, 2026

Tradies & Construction

Electrician public liability insurance from $41 a month at a $5 million limit. Most pay $96 to $113 a month. See costs by limit, state and type of work.

Oct 27, 2026

Tradies & Construction

Most lawn care businesses pay from around $40 to $68 a month for public liability insurance. See yearly costs, cover limits and what affects the price.

Oct 22, 2026

Insurance Basics

Cafe insurance commonly pairs public and products liability with a business pack for stock, glass and equipment. See what councils and leases ask for.

Oct 22, 2026

Insurance Basics

To get public liability insurance online, request a quote, answer questions about your business, check the policy, then get your certificate of currency.

Oct 22, 2026

Tradies & Construction

Contractor public liability insurance explained: why clients and head contractors ask for it, certificates of currency, contract clauses and common limits.

Oct 22, 2026

Insurance Basics

Public indemnity insurance is not a standard policy name. People usually mean public liability or professional indemnity. See which one fits your work.

Oct 22, 2026

Insurance Basics

Indemnity insurance is an umbrella term for business covers such as professional indemnity. See each type, who requires it and what it may not cover.

Oct 22, 2026

Insurance Basics

What insurance does a restaurant need? Workers' compensation, public liability, business packs and the limits councils may ask for, with sources.

Oct 15, 2026

Cyber Insurance

What cyber insurance actually costs Australian small businesses, from 700+ real policies: starting prices, typical costs by industry, and how to pay less.

May 13, 2026

Cyber Insurance

5 insurance mistakes AI startups make and how to avoid them. Covers AI-specific risks, choosing the right policy, Australian regulations, and what insurance an AI business actually needs.

May 13, 2026

Cyber Insurance

A practical guide to cyber insurance claims in Australia. What to do when an incident happens, how the claims process works, common mistakes, and what cyber insurance may cover.

May 12, 2026

Cyber Insurance

The cyber insurance market in Australia is shifting fast in 2026. BEC claims to be overtaking ransomware, AI attack tools, supply chain risks, privacy reforms and what it means for your business.

Mar 10, 2025

Cyber Insurance

Protect your business from cyber threats! Learn why cyber security insurance is essential to cover financial losses from data breaches and cyber attacks.

Mar 30, 2023

Cyber Insurance

Don't let cyber attacks catch you off guard. Learn how to create a robust risk register with upcover's ultimate guide, including practical tips and a customizable template.

Mar 16, 2023

Cyber Insurance

Are you looking to mitigate the risks of a cyber attack on your business with cyber insurance? Can you use cyber insurance as a risk mitigation strategy?

Mar 16, 2023

Business 101

We won the Best Workplace Diversity award at FinTech Australia Awards last night. The upcover team is 41 brilliant individ...

Oct 5, 2022

Cyber Insurance

upcover has worked with market leading insurance partners to launch Australia's first fully digital cyber security insurance offering for Aussie businesses.

Oct 22, 2026

Insurance Basics

Business car insurance is designed for vehicles used for work. Learn when a personal car policy may not respond and how utes, vans and CTP fit in.

Oct 9, 2026

Business 101

Commercial motor and fleet insurance explained: what it may cover, how fleet and single-vehicle policies differ, how CTP fits in and common exclusions.

Aug 7, 2026

Insurance Basics

Commercial vehicle insurance in Australia may cost from around $1,200 a year per vehicle. Indicative ranges, fleet costs and what moves the price.

Aug 7, 2026

Insurance Basics

Commercial vehicle insurance may cover damage, theft, fire and third-party property damage. What is core cover, what is optional, what is separate.

Aug 7, 2026

Courier fleet insurance may combine commercial motor, goods in transit and public liability. What courier businesses need, and what to check.