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The average qualified tradie in Australia earns between $89,000 and $91,000 per year as an employee. Self-employed tradies turn over significantly more ($120,000 to $175,000 gross) but keep between 20% and 38% as net profit after expenses.
What insurance does a handyman need? Public Liability from ~$50/month, state job value limits, what work is restricted, costs by cover level, and common claims explained.
What insurance does a plumber need? PL from ~$80/month, VBA rules for Victoria, tool cover, costs by level, and common plumbing claims explained.
What insurance does a carpenter need in Australia? Public liability insurance from ~$30/month, tools of trade, commercial motor. Cover levels, costs, and common claims explained.
Market stall insurance in Australia from ~$35/day or ~$125/year. What cover you need, what markets require, and how to get your certificate instantly.
What insurance do NDIS disability support workers need? PL, PI, personal accident, cyber. Registered vs unregistered. Costs from ~$420/yr.
What insurance do electricians need in Australia? PL required for licensed contractors in some states. Check state rules, QLD consumer protection, tools, costs, and claims.
Business insurance typically costs between $70 and $150 per month, depending on your industry, turnover, and the covers you include for most small businesses and sole traders.
Insurance for therapists in Australia explained. Key risks, real claim examples, PACFA, ATMS, ACA minimums, costs, exclusions and how to choose cover.
In most Australian contexts, employers liability insurance refers to workers compensation. What it covers, state schemes, and the gaps.
Public liability insurance covers your business if a third party (a customer, supplier, or member of the public) claims they were injured or their property was damaged because of your business activities. It may help cover the legal defence costs and any compensation awarded, subject to policy terms.
What are the requirements to become a cosmetic tattoo artist in Australia. This checklist covers every requirement you need to meet, organised into four phases: Learn, Register, Set Up, and Operate.
Learn why professional indemnity insurance is crucial for business owners in a litigious environment. Protect your business against potential claims and financial loss.
If you own a small business you definitely should have a website! This article will explain why websites are important for small business owners.
Is your small business struggling? This article will give you some tips on what to do when your small business looks like it's failing.
Got an annoying competitor who keeps stealing your business ideas? This article will give you some tips on how to deal with competitors who copy your business.
Is a client refusing to pay for your services? Understanding your options for client non-payment is essential for every small business owner.
Protect your retail business with retail insurance. Learn about its benefits and whether you need it in this informative blog.
Unsure what a disaster recovery plan is for small businesses? This article will explain what a disaster recovery plan is and why it's so important for business owners to have one.
We won the Best Workplace Diversity award at FinTech Australia Awards last night. The upcover team is 41 brilliant individ...
Are you wondering what is a sole trader? This article will help you understand what a sole trader is, and when it might be suitable for you to become one.
Cyber insurance for Australian small businesses in 2026. What it covers, what it costs, real claim scenarios, and how to get it.
AI insurance in Australia: five verified cases, Coalition 2026 data, and what happens when AI goes wrong for businesses and consumers.
IT liability insurance combines professional indemnity, public liability and products liability for IT professionals in Australia. What it covers, why a combined policy matters, and what it costs.
5 insurance mistakes AI startups make and how to avoid them. Covers AI-specific risks, choosing the right policy, Australian regulations, and what insurance an AI business actually needs.
A practical guide to cyber insurance claims in Australia. What to do when an incident happens, how the claims process works, common mistakes, and what cyber insurance may cover.
The cyber insurance market in Australia is shifting fast in 2026. BEC claims to be overtaking ransomware, AI attack tools, supply chain risks, privacy reforms and what it means for your business.
Startups focus on product development, market fit, and revenue growth, but there’s another critical factor investors are looking at: risk management.In today’s world, cyber threats, regulatory fines, and data breaches aren’t just IT problems, they're business risks that can sink a company overnight.
Protect your business from cyber threats! Learn why cyber security insurance is essential to cover financial losses from data breaches and cyber attacks.
Don't let cyber attacks catch you off guard. Learn how to create a robust risk register with upcover's ultimate guide, including practical tips and a customizable template.
Find out what Management Liability Insurance is and what it covers to protect your business. upcover offers customized solutions to ensure you have the right coverage for your specific needs.
Cyber crime might be something you've only just heard of, but it's been around for quite some time. Understanding how to protect your business from cyber crimes with cyber insurance.
Are you looking to mitigate the risks of a cyber attack on your business with cyber insurance? Can you use cyber insurance as a risk mitigation strategy?
We are digitising commercial insurance and risk management for small, mid-market and technology businesses. We work with a global network of underwriters, challenging legacy brokers and delivering market leading coverage to our customers.