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Stay informed with the latest innovations, insights, and developments from upcover. Explore the resources below on business and risk management news to keep yourself up to date

Jun 12, 2026
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Business 101
Should I Register My Car Under My Business Name or My Personal Name?

For mixed-use vehicles or sole traders, registering in your personal name is usually the better option. It avoids FBT entirely, keeps state registration costs lower, and still allows you to claim business use

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Jun 12, 2026
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Business 101
How to Open a Business Bank Account in Australia?

Opening a bank account takes 10 to 30 minutes online and 1 to 3 business days to activate. You need an ABN, personal ID, and your business registration documents.

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Jun 12, 2026
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Cleaning Services
How to Become an Office Cleaner in Australia?

How to become an office cleaner in Australia. No qualifications needed. Steps: police check, resume, apply or start your own business with this guide.

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Jun 12, 2026
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Business 101
Can You Use a Personal Bank Account for Business in Australia?

Yes, if you're a sole trader you can use a personal bank account for business in Australia. But here's why you probably shouldn't, and when you must separate.

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Jun 11, 2026
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Tradies & Construction
How Much Does a Carpentry Business Owner Make in Australia?

A qualified carpenter earns $80,000 to $95,000 per year as an employee. Self-employed subcontractors charge $55 to $130 per hour but net significantly less after costs.

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Jun 9, 2026
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Business 101
Business Objectives Examples: 50 SMART Goals for Small Businesses and Startups

Looking for business objectives examples? 50 copy-and-paste SMART goals for small businesses, sorted by finance, sales, marketing, team, and growth.

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May 26, 2026
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Insurance Basics
Cleaners Insurance Australia: What Cover You Need and Costs

Cleaners insurance and cleaning business insurance in Australia. What each cleaning type needs, what it costs, and how to get a Certificate of Currency.

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May 26, 2026
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Insurance Basics
Who Needs Professional Indemnity Insurance in Australia?

Who needs PI insurance in Australia: legally required professions, industry body requirements, contract demands, and who should hold it regardless.

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May 26, 2026
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Tradies & Construction
Is A Carpentry Business Profitable in Australia?

Yes, carpentry is profitable. Solo operators net $85,000-$110,000/year after expenses. It's a $15.9B industry, 50K+ businesses. Breakdown by service type.

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May 26, 2026
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Business 101
How to get ABN in Australia: From Application to Active Business

How to get an ABN in Australia: who needs one, what you need, how to apply with the ATO, what to do after, and how to keep it active.

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May 26, 2026
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Tradies & Construction
How Much Does a Plumbing Business Owner Make in Australia?

Plumbing business owners net $95,000-$130,000/year. Employee vs owner earnings, what businesses charge by service type, and 2026 data from SEEK and Indeed.

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May 26, 2026
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Cleaning Services
Do I Need Public Liability Insurance As A Cleaner?

Public liability insurance for cleaners from around $30-$50/month for sole traders. What it covers, claims examples, cover levels and who requires it.

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Jun 28, 2026
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Cyber Insurance
Cyber Insurance Requirements in Australia: What Do Insurers Check?

Discover key cyber insurance requirements in Australia. Learn what underwriters check like MFA and backups and how to prepare for your next renewal.

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Jun 27, 2026
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Cyber Insurance
Business Email Compromise Insurance: Does Cyber Insurance Cover BEC?

Business email compromise is a major cyber claim risk. When cyber insurance may cover BEC, where the gaps are, and what to check in your policy.

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Jun 26, 2026
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Cyber Insurance
Why Do Cyber Insurance Claims Get Denied?

Why do cyber insurance claims fail? Explore the top reasons for denial in Australia and how businesses can protect their coverage with upcover.

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Jun 26, 2026
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Cyber Insurance
What Is a Cyber Insurance Policy?

What is cyber insurance and what does it cover? First-party and third-party cover, real claim examples, exclusions, costs, and who needs it in Australia.

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Jun 26, 2026
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Insurance Basics
Types of Business Insurance in Australia: Which Cover Applies to Your Business?

Compare the main types of business insurance in Australia and see which cover may apply based on your staff, contracts, customers, assets, vehicles and business risks.

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Jun 26, 2026
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Cyber Insurance
4 Things to Check Before Buying Cyber Insurance

Before buying cyber insurance, check how the policy responds to BEC, ransomware, sublimits, business interruption, exclusions, and claims support.

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Jun 26, 2026
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Insurance Basics
Professional Indemnity vs Public Liability Insurance: Do You Need Both?

Learn the difference between professional indemnity and public liability insurance, what each may cover, and when Australian businesses may need PI, PL, or both.

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Jun 26, 2026
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Insurance Basics
How to Choose Professional Indemnity Insurance?

Choosing professional indemnity insurance? Use this checklist to compare claims-made cover, retroactive dates, exclusions, run-off, limits, and policy details.

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Jun 26, 2026
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Cyber Insurance
How Much Does Cyber Insurance Cost in Australia?

Cyber insurance cost in Australia depends on revenue, industry, data, security controls, and cover limit. See typical premiums, what affects pricing, and how to compare.

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Jun 22, 2026
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Insurance Basics
Insured vs Insured Exclusion in D&O Insurance Explained

The insured vs insured exclusion in D&O insurance for Australian businesses: carve-backs, real-world scenarios, and what to check in your policy.

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Jun 15, 2026
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Cyber Insurance
What Is Cyber Insurance? Australia Small Business Guide for 2026

Cyber insurance for Australian small businesses in 2026. What it covers, what it costs, real claim scenarios, and how to get it.

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May 18, 2026
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Cyber Insurance
AI Insurance Australia: 5 Real Cases Every Business Should Know

AI insurance in Australia: five verified cases, Coalition 2026 data, and what happens when AI goes wrong for businesses and consumers.

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Jul 16, 2026
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Insurance Basics
How Much Does Commercial Motor Insurance Cost?

Commercial motor insurance may cost from around $1,200 per vehicle per year. See cost ranges by vehicle type, what drives the price and how to get a quote.

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Jul 16, 2026
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Insurance Basics
What Does Commercial Motor Insurance Cover in Australia?

Commercial motor insurance may cover business vehicles for accidents, theft, fire, storm, glass and third-party property damage. See what is and is not covered.

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Jul 9, 2026
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Fleet insurance for couriers and delivery drivers in Australia

Courier fleet insurance may cover delivery vehicles, parcels, public liability and downtime risks. What courier fleets should check and how to get a quote.

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Jul 9, 2026
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Business 101
What is commercial motor and fleet insurance in Australia?

What is commercial motor and fleet insurance? Learn how it protects Australian business vehicles, what it covers, fleet thresholds, and how to get a quote.

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