Small Businesses
Tech Companies
Motor & Fleet
INSIGHTS

Forging the Frontier in Industry News   

Stay informed with the latest innovations, insights, and developments from upcover. Explore the resources below on business and risk management news to keep yourself up to date

Jun 29, 2026
a list item
Insurance Basics
Product Liability Insurance in Australia: What It Covers and Who Needs It

What is product liability insurance and do you need it? What it covers, who needs it, common claims, exclusions, and how it bundles with public liability in Australia.

Read Full Article
Jun 26, 2026
a list item
Insurance Basics
How to Buy Small Business Insurance Online in Australia

Learn how to get small business insurance quotes online in Australia, what details to prepare, how to compare cover, and how to get a Certificate of Currency.

Read Full Article
Jun 26, 2026
a list item
Insurance Basics
How Much Public Liability Insurance Do I Need?

Not sure whether you need $5M, $10M, or $20M public liability cover? How contracts, councils, venues, and risk factors affect your cover level.

Read Full Article
Jun 26, 2026
a list item
Insurance Basics
Types of Business Insurance in Australia: Which Cover Applies to Your Business?

Compare the main types of business insurance in Australia and see which cover may apply based on your staff, contracts, customers, assets, vehicles and business risks.

Read Full Article
Jun 26, 2026
a list item
Insurance Basics
Small Business Insurance 101: What Cover Does Your Business Need?

A practical guide to small business insurance in Australia, including cover to check for cafes, shops, bakeries, tradies, motels, market stalls and online businesses.

Read Full Article
Jun 26, 2026
a list item
Insurance Basics
Professional Indemnity vs Public Liability Insurance: Do You Need Both?

Learn the difference between professional indemnity and public liability insurance, what each may cover, and when Australian businesses may need PI, PL, or both.

Read Full Article
Jun 26, 2026
a list item
Insurance Basics
How to Choose Professional Indemnity Insurance?

Choosing professional indemnity insurance? Use this checklist to compare claims-made cover, retroactive dates, exclusions, run-off, limits, and policy details.

Read Full Article
Jun 26, 2026
a list item
Allied Health
How much do disability support workers make in Australia?

Disability support workers earn $36 to $42 per hour under the SCHADS Award from July 2026. See pay rates by level, state, penalties and platform rates.

Read Full Article
Jun 23, 2026
a list item
Tradies & Construction
How Much Do Tradies Earn in Australia? 2026 Salary Guide

The average qualified tradie in Australia earns between $89,000 and $91,000 per year as an employee. Self-employed tradies turn over significantly more ($120,000 to $175,000 gross) but keep between 20% and 38% as net profit after expenses.

Read Full Article
Jun 22, 2026
a list item
Insurance Basics
Insured vs Insured Exclusion in D&O Insurance Explained

The insured vs insured exclusion in D&O insurance for Australian businesses: carve-backs, real-world scenarios, and what to check in your policy.

Read Full Article
Jun 22, 2026
a list item
Insurance Basics
Management Liability vs D&O Insurance in Australia

Management liability bundles D&O with EPL, statutory liability, tax audit, and crime cover for SMEs. Compare D&O standalone with ML for Australian businesses.

Read Full Article
Jun 17, 2026
a list item
Tradies & Construction
Handyman Insurance in Australia: What You Need and What It Costs

What insurance does a handyman need? Public Liability from ~$50/month, state job value limits, what work is restricted, costs by cover level, and common claims explained.

Read Full Article
Jul 28, 2026
a list item
Insurance Basics
Startup founder insurance: D&O for Australian founders

Startup founder insurance explained: personal director duties, what D&O may cover, common exclusions, D&O vs management liability, and when growing companies assess it.

Read Full Article
Jul 28, 2026
a list item
Insurance Basics
How Much Does Startup Business Insurance Costs In Australia

Startup business insurance costs in Australia between $80 and $1,500 per month depending on their needs: check typical ranges by cover type and stage, what drives the premium.

Read Full Article
Jul 27, 2026
a list item
Insurance Basics
Professional Indemnity Insurance for Startups

Professional indemnity insurance covers startups against financial loss claims from clients. It's often required by contracts or for licensing.

Read Full Article
Jul 27, 2026
a list item
Software and SaaS startup insurance in Australia

What insurance does a software or SaaS startup need in Australia? Tech PI, cyber, contractual risk, cost drivers and common mistakes, by growth stage.

Read Full Article
Jul 27, 2026
a list item
Business 101
When Does a Startup Need Insurance in Australia?

Learn when a startup should assess insurance in Australia, from first client work and data collection to hiring, premises, enterprise contracts and funding.

Read Full Article
Jul 19, 2026
a list item
Insurance Basics
Employment Practices Liability Claims Examples Australia

See EPL insurance claims examples for Australian businesses, including unfair dismissal, discrimination, harassment and bullying, plus what to do next.

Read Full Article
Jul 16, 2026
a list item
Insurance Basics
Tech PI vs Cyber Insurance: What Is the Difference?

Tech PI covers claims that your tech work caused a client financial loss. Cyber covers breach response and incident costs. How they differ and where they overlap.

Read Full Article
Jul 16, 2026
a list item
Insurance Basics
What is tech professional indemnity insurance in Australia?

Tech professional indemnity insurance may help cover claims from software errors, project failures, data issues, and client financial loss. How it works.

Read Full Article
Jul 1, 2026
a list item
Business 101
What insurance does a startup need in Australia?

What insurance does an Australian startup need? Cover by stage, from first client to first investor, including PL, PI, D&O, cyber, and management liability.

Read Full Article
Jul 1, 2026
a list item
Cyber Insurance
Cyber Insurance for Startups: What Founders Need Before Funding, Enterprise Deals and Growth

Cyber insurance for startups in Australia: what it covers, when to assess it, cyber vs Tech PI vs crime, what investors check, incident steps and indicative costs.

Read Full Article
Jul 1, 2026
a list item
Cyber Insurance
Cyber Security Risk Management: Frameworks, Plans, & Best Practices

Protect your business from cyber threats with effective risk management. Learn about frameworks, plans, and best practices in this informative blog.

Read Full Article
Jun 30, 2026
a list item
Cyber Insurance
Why Is Cyber Insurance Important for Australian Businesses?

Cyber insurance may help Australian businesses respond to data breaches, ransomware, BEC, social engineering, and AI-enabled scams.

Read Full Article
Aug 7, 2026
a list item
Insurance Basics
How much does commercial motor and fleet insurance cost in Australia?

Commercial vehicle insurance in Australia may cost from around $1,200 a year per vehicle. Indicative ranges, fleet costs and what moves the price.

Read Full Article
Aug 7, 2026
a list item
Insurance Basics
What Does Commercial Motor Vehicle Insurance Cover in Australia?

Commercial vehicle insurance may cover damage, theft, fire and third-party property damage. What is core cover, what is optional, what is separate.

Read Full Article
Aug 7, 2026
a list item
What insurance does a courier or delivery fleet need in Australia?

Courier fleet insurance may combine commercial motor, goods in transit and public liability. What courier businesses need, and what to check.

Read Full Article
Aug 7, 2026
a list item
Business 101
What is commercial motor and fleet insurance in Australia?

Fleet vehicle insurance is commercial motor cover for multiple vehicles. How it works, how many vehicles count as a fleet, and what it may and may not cover.

Read Full Article
No items found.

We are digitising commercial insurance and risk management for small, mid-market and technology businesses. We work with a global network of underwriters, challenging legacy brokers and delivering market leading coverage to our customers.