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Forging the Frontier in Industry News   

Stay informed with the latest innovations, insights, and developments from upcover. Explore the resources below on business and risk management news to keep yourself up to date

Oct 27, 2026
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Business 101
Can a Sole Trader Have Employees in Australia?

A sole trader can have employees in Australia. business.gov.au says you can employ people under the sole trader business structure. See the PAYG, 12% super, payday super, Fair Work and workers compensation steps for your first hire.

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Oct 8, 2026
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Insurance Basics
How to Buy Small Business Insurance Online in Australia

Check easy steps to buy business insurance in Australia: what a quote asks for, how long it takes, how to compare quotes like for like, paying monthly and cancelling.

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Oct 8, 2026
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Health & Wellness
Professional indemnity insurance for personal trainers

Professional indemnity insurance for personal trainers is designed to cover claims about your advice. See how it works alongside public liability.

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Oct 8, 2026
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Insurance Basics
Professional Indemnity vs Public Liability Insurance: Do You Need Both?

The difference between public liability insurance and professional indemnity insurance, and which cover 11 Australian business types commonly arranged.

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Oct 8, 2026
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Business 101
How to protect your small business reputation in Australia

Practical steps to protect your small business reputation: ask for genuine reviews, handle negative and fake reviews and lock down your accounts.

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Oct 8, 2026
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Tradies & Construction
Does a carpenter need a builder's licence in Australia?

Does a carpenter need a builder's licence? Check each state and territory's rule and threshold, what counts as carpentry and the rules for subcontractors.

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Oct 6, 2026
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Business 101
How to create a small business disaster recovery plan in 7 steps

How to create a small business disaster recovery plan in 7 steps: rank your risks, set recovery priorities, test your backups and use our template.

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Sep 29, 2026
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Business 101
What insurance does a food truck need in Australia?

What insurance does a food truck need? Public and products liability, motor and staff cover explained, plus the limits councils and event organisers set.

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Sep 29, 2026
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Tradies & Construction
What insurance do tradies need in Australia?

What insurance do tradesperson need? Public liability, tools, ute, income and workers' comp explained, plus what your licence or contract may require.

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Sep 29, 2026
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Tradies & Construction
Subcontractor Insurance Australia: What Cover Do You Need?

What insurance does a subcontractor need? Public liability, tools, income and workers' comp explained, and whether the head contractor's policy covers you.

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Sep 29, 2026
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Insurance Basics
What insurance does a cosmetic tattoo artist need in Australia?

What insurance cosmetic tattoo artists need in Australia, why a beauty therapy policy may exclude microblading and lip blush, and what to check before you treat clients.

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Sep 29, 2026
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Beauty & Personal Care
How much does cosmetic tattoo insurance cost in Australia?

Cosmetic tattoo insurance arranged through upcover is from $330 a year for $1m professional indemnity and $10m public and products liability.

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Sep 29, 2026
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Insurance Basics
What insurance does an architect need in Australia?

Many architects arrange professional indemnity insurance alongside public liability insurance, which is designed to cover injury to a person or damage to their property.

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Oct 14, 2026
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Insurance Basics
What insurance do AI startups need in Australia?

AI startup insurance in Australia: how Tech PI and cyber may apply to AI that advises, decides, acts or controls, and what changes on 10 December 2026.

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Oct 14, 2026
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Insurance Basics
MSP insurance in Australia: managed service provider risks and cover

MSP insurance in Australia explained: aggregation risk, privileged access, MSP claims examples and what Tech PI and cyber policies commonly exclude.

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Oct 14, 2026
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Insurance Basics
Startup insurance due diligence: what may investors review?

What investors may review in startup insurance due diligence: data room documents, directors and officers cover, cyber, Tech PI and claims history.

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Oct 14, 2026
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Software and SaaS startup insurance in Australia

Software startup insurance in Australia: Tech PI and cyber by milestone, plus guides to SaaS contracts, SLAs, limits, SOC 2 and US customers.

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Oct 14, 2026
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Business 101
What insurance does a startup need in Australia?

What insurance does a startup need in Australia? See which covers may apply by startup type and stage, what the law requires and which guide to read next.

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Oct 14, 2026
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Cyber Insurance
AI Insurance Australia: 5 Real Cases Every Business Should Know

5 AI risk incidents, from Deloitte's report refund to the Bunnings facial recognition decision, and the Tech PI and cyber cover questions each raises.

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Oct 14, 2026
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Cyber Insurance
What is cyber insurance? An Australian small business guide

What is cyber insurance and what does it cover? See common exclusions, claims examples, 2026 data breach rules and which guide covers cost and limits.

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Oct 12, 2026
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Insurance Basics
Does tech professional indemnity (Tech PI) cover SaaS downtime, SLA breaches and service credits?

Does Tech PI cover SLA breach claims? Learn how service credits, refunds, liquidated damages and damages claims differ for SaaS downtime and outages.

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Oct 11, 2026
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Cyber Insurance
Why Is Cyber Insurance Important for Australian Businesses?

Why is cyber insurance important? See ASD cybercrime cost data, how cyber cover may help after an incident, common exclusions and the worth-it factors.

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Oct 9, 2026
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Insurance Basics
What if OpenAI, Anthropic or Google goes down? Questions about 3rd party AI API failure insurance

If your SaaS relies on OpenAI, Anthropic or Google, a provider outage may still reach your customers. See when Tech PI or cyber insurance may be relevant.

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Oct 9, 2026
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Insurance Basics
SaaS enterprise insurance requirements: what clients may ask for

Enterprise customers often ask SaaS vendors for Tech PI, cyber and a certificate of currency. Learn what the schedule means and what to check first.

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Oct 8, 2026
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Insurance Basics
Professional Indemnity vs Public Liability Insurance: Do You Need Both?

The difference between public liability insurance and professional indemnity insurance, and which cover 11 Australian business types commonly arranged.

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Oct 22, 2026
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Insurance Basics
Business Car Insurance vs Personal Car Insurance

Business car insurance is designed for vehicles used for work. Learn when a personal car policy may not respond and how utes, vans and CTP fit in.

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Oct 9, 2026
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Business 101
What is commercial motor and fleet insurance in Australia?

Commercial motor and fleet insurance explained: what it may cover, how fleet and single-vehicle policies differ, how CTP fits in and common exclusions.

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Aug 7, 2026
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Insurance Basics
How much does commercial motor and fleet insurance cost in Australia?

Commercial vehicle insurance in Australia may cost from around $1,200 a year per vehicle. Indicative ranges, fleet costs and what moves the price.

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Aug 7, 2026
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Insurance Basics
What Does Commercial Motor Vehicle Insurance Cover in Australia?

Commercial vehicle insurance may cover damage, theft, fire and third-party property damage. What is core cover, what is optional, what is separate.

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Aug 7, 2026
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What insurance does a courier or delivery fleet need in Australia?

Courier fleet insurance may combine commercial motor, goods in transit and public liability. What courier businesses need, and what to check.

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