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A sole trader can have employees in Australia. business.gov.au says you can employ people under the sole trader business structure. See the PAYG, 12% super, payday super, Fair Work and workers compensation steps for your first hire.
Shop insurance often pairs public liability with a business pack for stock, glass and theft. What a shopping centre lease may ask for and what to check.
Public liability insurance in NSW: when councils, landlords and licences ask for it, the limits they set, what a certificate shows and the duty exemption.
Most massage therapists pay from around $326 to $500 a year for combined professional indemnity and public liability, based on 280+ policies reviewed.
Electrician public liability insurance from $41 a month at a $5 million limit. Most pay $96 to $113 a month. See costs by limit, state and type of work.
Most lawn care businesses pay from around $40 to $68 a month for public liability insurance. See yearly costs, cover limits and what affects the price.
Startup business insurance cost in Australia by cover: tech professional indemnity, cyber and public liability prices, plus GST, duty and cost factors.
Registered nurses must have professional indemnity arrangements to practise. How employer cover works, where it may fall short and the limits nurses hold.
Public liability insurance is designed to cover claims that your business caused injury or property damage. See what it may cover, exclusions and who asks.
Cafe insurance commonly pairs public and products liability with a business pack for stock, glass and equipment. See what councils and leases ask for.
To get public liability insurance online, request a quote, answer questions about your business, check the policy, then get your certificate of currency.
Social engineering explained: phishing, invoice scams, vishing and smishing, warning signs, prevention steps and how cyber or crime insurance may respond.
Tax audit insurance may help cover accountant or tax agent fees if the ATO audits your business. What it covers, what it excludes, and who may need it.
Medical malpractice insurance may help cover clinical negligence claims, legal defence costs, and patient harm allegations. Who needs it and how it works.
Find out why the ATO cancels ABNs, how to prevent it, what to do if your ABN is cancelled, and how to cancel your own ABN voluntarily.
Unfair dismissal claims can cost employers time and legal fees. Learn how EPL insurance may help with defence costs and claim outcomes.
EPL insurance may help cover workplace claims such as unfair dismissal, discrimination, harassment, and bullying. How it works and what it does not cover.
Get answers to all your question whether D&O insurance may be relevant for Pty Ltd directors, startup founders, NFP board members, and anyone asked to join a board. How to assess if you need it.
D&O insurance cost in Australia depends on company size, industry, financial position, claims history, and whether cover is standalone or ML-bundled.
D&O insurance may help protect directors and officers from claims about management decisions. Sides A, B, and C explained, plus how it works.
Commercial crime insurance may cover employee theft, fraud, stolen money, and unauthorised transfers. How it works, what it covers, and how it differs from cyber insurance.
Australian management liability claim examples: unfair dismissal, employee theft, director breach, WHS fines, and tax audit costs. What each claim cost and which section responded.
Management liability insurance may cover D&O, employment practices, crime, statutory liability and tax audit claims. What each section covers and what it does not.
Management liability insurance cost depends on turnover, staff, industry, cover sections, and limits. See price ranges by business size and quote factors.
A 10-step checklist for choosing professional indemnity insurance: claims made cover, retroactive dates, defence costs, exclusions and run-off.
How to protect intellectual property in Australia in 6 steps: confirm who owns it, check trade marks, register what fits and respond to copying.
How much D&O insurance does your startup need? Explore typical limits from $1M for bootstrapped to $5M+ for Series A. Protect your board & get a fast quote.
A letter of appointment lets you switch insurance brokers for your existing policies. See what changes, who signs it, and how to switch to upcover.
A certificate of currency proves your business insurance is active. See what it shows, what it doesn't, and get yours instantly with upcover.
Crypto insurance Australia: compare technology PI, cyber, crime and custody cover, digital asset exclusions, AUSTRAC, AFSL checks and costs.
Hardware startup insurance Australia: why PI won't cover your product, plus recall deadlines, prototype gaps, compliance and costs.
Clean tech insurance Australia: compare cover for solar, batteries, installation, advice and project risks, plus costs and exclusions.
Health tech insurance in Australia turns on one question: is your software a medical device? TGA classification, cover, exclusions and costs.
Startup founder insurance explained: personal director duties, what D&O may cover, common exclusions, D&O vs management liability, and when growing companies assess it.
Learn when a startup should assess insurance in Australia, from first client work and data collection to hiring, premises, enterprise contracts and funding.
See EPL insurance claims examples for Australian businesses, including unfair dismissal, discrimination, harassment and bullying, plus what to do next.
Business car insurance is designed for vehicles used for work. Learn when a personal car policy may not respond and how utes, vans and CTP fit in.
Commercial motor and fleet insurance explained: what it may cover, how fleet and single-vehicle policies differ, how CTP fits in and common exclusions.
Commercial vehicle insurance in Australia may cost from around $1,200 a year per vehicle. Indicative ranges, fleet costs and what moves the price.
Commercial vehicle insurance may cover damage, theft, fire and third-party property damage. What is core cover, what is optional, what is separate.
Courier fleet insurance may combine commercial motor, goods in transit and public liability. What courier businesses need, and what to check.
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