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Forging the Frontier in Industry News   

Stay informed with the latest innovations, insights, and developments from upcover. Explore the resources below on business and risk management news to keep yourself up to date

Oct 27, 2026
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Business 101
Can a Sole Trader Have Employees in Australia?

A sole trader can have employees in Australia. business.gov.au says you can employ people under the sole trader business structure. See the PAYG, 12% super, payday super, Fair Work and workers compensation steps for your first hire.

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Jul 16, 2026
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Insurance Basics
What is tax audit insurance and how does it work?

Tax audit insurance may help cover accountant or tax agent fees if the ATO audits your business. What it covers, what it excludes, and who may need it.

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Jul 15, 2026
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Insurance Basics
What is medical malpractice insurance in Australia?

Medical malpractice insurance may help cover clinical negligence claims, legal defence costs, and patient harm allegations. Who needs it and how it works.

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Jul 15, 2026
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Business 101
ABN cancellation in Australia: why it happens and what to do

Find out why the ATO cancels ABNs, how to prevent it, what to do if your ABN is cancelled, and how to cancel your own ABN voluntarily.

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Jul 10, 2026
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Insurance Basics
Does EPL insurance cover unfair dismissal claims in Australia?

Unfair dismissal claims can cost employers time and legal fees. Learn how EPL insurance may help with defence costs and claim outcomes.

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Jul 10, 2026
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What is employment practices liability insurance in Australia?

EPL insurance may help cover workplace claims such as unfair dismissal, discrimination, harassment, and bullying. How it works and what it does not cover.

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Jul 10, 2026
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Insurance Basics
Who needs directors and officers insurance in Australia?

Get answers to all your question whether D&O insurance may be relevant for Pty Ltd directors, startup founders, NFP board members, and anyone asked to join a board. How to assess if you need it.

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Jul 10, 2026
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Insurance Basics
How much does directors and officers insurance cost in Australia

D&O insurance cost in Australia depends on company size, industry, financial position, claims history, and whether cover is standalone or ML-bundled.

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Jul 9, 2026
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Insurance Basics
What is directors and officers (D&O) insurance in Australia?

D&O insurance may help protect directors and officers from claims about management decisions. Sides A, B, and C explained, plus how it works.

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Jul 9, 2026
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Insurance Basics
What is commercial crime insurance in Australia?

Commercial crime insurance may cover employee theft, fraud, stolen money, and unauthorised transfers. How it works, what it covers, and how it differs from cyber insurance.

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Jul 9, 2026
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Insurance Basics
Management liability insurance claims examples

Australian management liability claim examples: unfair dismissal, employee theft, director breach, WHS fines, and tax audit costs. What each claim cost and which section responded.

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Jul 9, 2026
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Insurance Basics
What does management liability insurance cover?

Management liability insurance may cover D&O, employment practices, crime, statutory liability and tax audit claims. What each section covers and what it does not.

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Jul 9, 2026
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Insurance Basics
How much does management liability insurance cost in Australia?

Management liability insurance cost depends on turnover, staff, industry, cover sections, and limits. See price ranges by business size and quote factors.

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Sep 29, 2026
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Insurance Basics
How to Choose Professional Indemnity Insurance? 10 Steps Guide

A 10-step checklist for choosing professional indemnity insurance: claims made cover, retroactive dates, defence costs, exclusions and run-off.

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Sep 16, 2026
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Business 101
How to protect intellectual property in Australia: 6 steps

How to protect intellectual property in Australia in 6 steps: confirm who owns it, check trade marks, register what fits and respond to copying.

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Aug 13, 2026
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Insurance Basics
D&O insurance limits for Australian startups by stage

How much D&O insurance does your startup need? Explore typical limits from $1M for bootstrapped to $5M+ for Series A. Protect your board & get a fast quote.

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Aug 13, 2026
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Insurance Basics
What is a letter of appointment (LOA) in Australia?

A letter of appointment lets you switch insurance brokers for your existing policies. See what changes, who signs it, and how to switch to upcover.

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Aug 13, 2026
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Insurance Basics
What Is a Certificate of Currency? How to Get Yours Instantly

A certificate of currency proves your business insurance is active. See what it shows, what it doesn't, and get yours instantly with upcover.

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Aug 7, 2026
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Insurance Basics
What insurance do crypto and Web3 businesses need in Australia?

Crypto insurance Australia: compare technology PI, cyber, crime and custody cover, digital asset exclusions, AUSTRAC, AFSL checks and costs.

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Aug 7, 2026
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Insurance Basics
What insurance do hardware startups need in Australia?

Hardware startup insurance Australia: why PI won't cover your product, plus recall deadlines, prototype gaps, compliance and costs.

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Aug 7, 2026
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Insurance Basics
Clean Tech Insurance Australia: What Cover Do You Need?

Clean tech insurance Australia: compare cover for solar, batteries, installation, advice and project risks, plus costs and exclusions.

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Aug 7, 2026
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Insurance Basics
Healthtech Startup Insurance Australia: What Cover Do You Need?

Health tech insurance in Australia turns on one question: is your software a medical device? TGA classification, cover, exclusions and costs.

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Jul 28, 2026
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Insurance Basics
Startup founder insurance: D&O for Australian founders

Startup founder insurance explained: personal director duties, what D&O may cover, common exclusions, D&O vs management liability, and when growing companies assess it.

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Jul 27, 2026
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Business 101
When Does a Startup Need Insurance in Australia?

Learn when a startup should assess insurance in Australia, from first client work and data collection to hiring, premises, enterprise contracts and funding.

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Jul 19, 2026
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Insurance Basics
Employment Practices Liability Claims Examples Australia

See EPL insurance claims examples for Australian businesses, including unfair dismissal, discrimination, harassment and bullying, plus what to do next.

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Oct 22, 2026
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Insurance Basics
Business Car Insurance vs Personal Car Insurance

Business car insurance is designed for vehicles used for work. Learn when a personal car policy may not respond and how utes, vans and CTP fit in.

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Oct 9, 2026
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Business 101
What is commercial motor and fleet insurance in Australia?

Commercial motor and fleet insurance explained: what it may cover, how fleet and single-vehicle policies differ, how CTP fits in and common exclusions.

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Aug 7, 2026
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Insurance Basics
How much does commercial motor and fleet insurance cost in Australia?

Commercial vehicle insurance in Australia may cost from around $1,200 a year per vehicle. Indicative ranges, fleet costs and what moves the price.

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Aug 7, 2026
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Insurance Basics
What Does Commercial Motor Vehicle Insurance Cover in Australia?

Commercial vehicle insurance may cover damage, theft, fire and third-party property damage. What is core cover, what is optional, what is separate.

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Aug 7, 2026
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What insurance does a courier or delivery fleet need in Australia?

Courier fleet insurance may combine commercial motor, goods in transit and public liability. What courier businesses need, and what to check.

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