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Forging the Frontier in Industry News   

Stay informed with the latest innovations, insights, and developments from upcover. Explore the resources below on business and risk management news to keep yourself up to date

Oct 27, 2026
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Business 101
Can a Sole Trader Have Employees in Australia?

A sole trader can have employees in Australia. business.gov.au says you can employ people under the sole trader business structure. See the PAYG, 12% super, payday super, Fair Work and workers compensation steps for your first hire.

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Oct 22, 2026
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Insurance Basics
What insurance does a restaurant need in Australia?

What insurance does a restaurant need? Workers' compensation, public liability, business packs and the limits councils may ask for, with sources.

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Oct 15, 2026
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Cyber Insurance
How much does cyber insurance cost in Australia?

What cyber insurance actually costs Australian small businesses, from 700+ real policies: starting prices, typical costs by industry, and how to pay less.

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Oct 9, 2026
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Business 101
Business interruption insurance in Australia: what does it cover?

Business interruption insurance explained: the business pack section, what it may cover, the indemnity period, common exclusions and records for a claim.

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Oct 9, 2026
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Tradies & Construction
How much does carpenter insurance cost in Australia?

Public liability insurance for carpenters starts from around $58 per month. Check what may affect the price, how limits, excess and paying monthly work and the details to have ready for a quote.

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Oct 9, 2026
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Business 101
How to find affordable business insurance in Australia

What affects the cost of business insurance in Australia, and how limits, excess, sum insured, paying monthly and a business pack may change the premium.

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Oct 9, 2026
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Business 101
What is commercial motor and fleet insurance in Australia?

Commercial motor and fleet insurance explained: what it may cover, how fleet and single-vehicle policies differ, how CTP fits in and common exclusions.

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Oct 9, 2026
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Tradies & Construction
Is a carpentry business profitable in Australia?

A solo carpenter brings in $138,000 to $230,000 a year in revenue. That assumes 3 to 5 billable days a week at an average of $1,000 invoiced per day, over 46 working weeks.

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Oct 9, 2026
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Tradies & Construction
How to start a carpentry business in Australia: 10 Steps

Start a carpentry business in Australia in 10 steps: state licence rules, Certificate III, white card, ABN, GST, insurance planning, pricing and hiring.

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Oct 9, 2026
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Business 101
Can you use a personal bank account for business in Australia?

Yes, sole traders can use a personal bank account for business. Partnerships, companies and trusts can't. See the ATO rules, records to keep and when to switch.

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Oct 8, 2026
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Cleaning Services
Window cleaner insurance in Australia: cover, glass and heights

Window cleaner insurance explained: public liability, tools and income cover, whether the glass you clean is covered and how heights affect your policy.

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Oct 8, 2026
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Tradies & Construction
Tool insurance for tradies: electricians, plumbers, carpenters, handymen and tilers

Tool insurance for tradies explained by trade, plus theft from a ute or van, specified and unspecified tools and the proof that may support a claim.

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Oct 8, 2026
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Tradies & Construction
What insurance does a carpenter need in Australia?

What insurance does a carpenter need? Public liability, tools of trade, commercial motor, personal accident and workers' compensation by business setup.

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Sep 29, 2026
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Insurance Basics
How to Choose Professional Indemnity Insurance? 10 Steps Guide

A 10-step checklist for choosing professional indemnity insurance: claims made cover, retroactive dates, defence costs, exclusions and run-off.

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Sep 16, 2026
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Business 101
How to protect intellectual property in Australia: 6 steps

How to protect intellectual property in Australia in 6 steps: confirm who owns it, check trade marks, register what fits and respond to copying.

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Aug 13, 2026
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Insurance Basics
D&O insurance limits for Australian startups by stage

How much D&O insurance does your startup need? Explore typical limits from $1M for bootstrapped to $5M+ for Series A. Protect your board & get a fast quote.

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Aug 13, 2026
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Insurance Basics
What is a letter of appointment (LOA) in Australia?

A letter of appointment lets you switch insurance brokers for your existing policies. See what changes, who signs it, and how to switch to upcover.

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Aug 13, 2026
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Insurance Basics
What Is a Certificate of Currency? How to Get Yours Instantly

A certificate of currency proves your business insurance is active. See what it shows, what it doesn't, and get yours instantly with upcover.

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Aug 7, 2026
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Insurance Basics
What insurance do crypto and Web3 businesses need in Australia?

Crypto insurance Australia: compare technology PI, cyber, crime and custody cover, digital asset exclusions, AUSTRAC, AFSL checks and costs.

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Aug 7, 2026
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Insurance Basics
What insurance do hardware startups need in Australia?

Hardware startup insurance Australia: why PI won't cover your product, plus recall deadlines, prototype gaps, compliance and costs.

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Aug 7, 2026
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Insurance Basics
Clean Tech Insurance Australia: What Cover Do You Need?

Clean tech insurance Australia: compare cover for solar, batteries, installation, advice and project risks, plus costs and exclusions.

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Aug 7, 2026
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Insurance Basics
Healthtech Startup Insurance Australia: What Cover Do You Need?

Health tech insurance in Australia turns on one question: is your software a medical device? TGA classification, cover, exclusions and costs.

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Jul 28, 2026
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Insurance Basics
Startup founder insurance: D&O for Australian founders

Startup founder insurance explained: personal director duties, what D&O may cover, common exclusions, D&O vs management liability, and when growing companies assess it.

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Jul 27, 2026
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Business 101
When Does a Startup Need Insurance in Australia?

Learn when a startup should assess insurance in Australia, from first client work and data collection to hiring, premises, enterprise contracts and funding.

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Jul 19, 2026
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Insurance Basics
Employment Practices Liability Claims Examples Australia

See EPL insurance claims examples for Australian businesses, including unfair dismissal, discrimination, harassment and bullying, plus what to do next.

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Oct 22, 2026
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Insurance Basics
Business Car Insurance vs Personal Car Insurance

Business car insurance is designed for vehicles used for work. Learn when a personal car policy may not respond and how utes, vans and CTP fit in.

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Oct 9, 2026
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Business 101
What is commercial motor and fleet insurance in Australia?

Commercial motor and fleet insurance explained: what it may cover, how fleet and single-vehicle policies differ, how CTP fits in and common exclusions.

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Aug 7, 2026
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Insurance Basics
How much does commercial motor and fleet insurance cost in Australia?

Commercial vehicle insurance in Australia may cost from around $1,200 a year per vehicle. Indicative ranges, fleet costs and what moves the price.

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Aug 7, 2026
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Insurance Basics
What Does Commercial Motor Vehicle Insurance Cover in Australia?

Commercial vehicle insurance may cover damage, theft, fire and third-party property damage. What is core cover, what is optional, what is separate.

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Aug 7, 2026
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What insurance does a courier or delivery fleet need in Australia?

Courier fleet insurance may combine commercial motor, goods in transit and public liability. What courier businesses need, and what to check.

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