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Forging the Frontier in Industry News   

Stay informed with the latest innovations, insights, and developments from upcover. Explore the resources below on business and risk management news to keep yourself up to date

Oct 27, 2026
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Business 101
Can a Sole Trader Have Employees in Australia?

A sole trader can have employees in Australia. business.gov.au says you can employ people under the sole trader business structure. See the PAYG, 12% super, payday super, Fair Work and workers compensation steps for your first hire.

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Aug 31, 2026
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Business 101
Professional indemnity insurance in NSW: 2026 Guide

See when professional indemnity insurance is required in NSW, what clients check, and how eligible small businesses may qualify for a duty exemption.

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Aug 31, 2026
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Business 101
Small Business Insurance NSW: What You Need in 2026

See which insurance may be compulsory for a NSW small business, what cover fits your operations, and how the NSW small business duty exemption works.

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Aug 31, 2026
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Tradies & Construction
How much does concreter insurance cost in Australia?

Concreter insurance costs $1360/year depending on the work you do. See the split by sole trader, commercial and pumping, plus what tools cost.

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Aug 31, 2026
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Insurance Basics
How much does air conditioning and HVAC insurance cost in Australia?

Air conditioning HVAC installers pay $308 to $1,126 a year for public liability. Add electrical, plumbing or refrigeration work and it climbs. See why.

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Aug 31, 2026
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Business 101
How much does restaurant and cafe insurance cost in Australia?

Check restaurant and cafe insurance costs, why liability-only quotes differ from business packs, and which cover sections a venue may need.

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Aug 31, 2026
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Insurance Basics
How much does business pack insurance cost in Australia?

Real prices from 380+ policies: most businesses pay $665 to $2,112 a year for a business pack. See why some pay $200 and others pay thousands.

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Aug 30, 2026
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Insurance Basics
What Is Professional Indemnity Insurance?

What professional indemnity insurance may cover, who should consider it in Australia, and how claims-made cover, retroactive dates and run-off work.

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Aug 29, 2026
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Business 101
What insurance do couriers need in Australia?

What courier insurance covers in Australia: your vehicle, the goods you carry, your liability and what contracts require. Plus what moves the cost.

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Aug 29, 2026
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Insurance Basics
How much does hairdresser insurance cost in Australia?

Hairdressers pay $362 to $448 a year, or about $35 a month. See what it covers, why chair renters need their own, and what barbershops pay.

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Aug 29, 2026
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Health & Wellness
How much does yoga teacher insurance cost in Australia?

Yoga teachers pay $295 to $482 a year, or about $30 a month. See what yoga insurance covers, what it doesn't, and when a venue will ask for proof.

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Aug 28, 2026
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Insurance Basics
How much does makeup artist insurance cost in Australia?

Makeup artists typically pay $346 to $447 a year for combined PI and public liability, based on a review of makeup artist policies arranged by upcover.

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Aug 28, 2026
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Health & Wellness
Insurance for therapists in Australia: what does each therapist type need?

Therapist is not one profession in Australia. What each type needs, how each is regulated, and cost examples by profession, from psychology to reflexology.

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Sep 29, 2026
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Insurance Basics
How to Choose Professional Indemnity Insurance? 10 Steps Guide

A 10-step checklist for choosing professional indemnity insurance: claims made cover, retroactive dates, defence costs, exclusions and run-off.

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Sep 16, 2026
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Business 101
How to protect intellectual property in Australia: 6 steps

How to protect intellectual property in Australia in 6 steps: confirm who owns it, check trade marks, register what fits and respond to copying.

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Aug 13, 2026
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Insurance Basics
D&O insurance limits for Australian startups by stage

How much D&O insurance does your startup need? Explore typical limits from $1M for bootstrapped to $5M+ for Series A. Protect your board & get a fast quote.

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Aug 13, 2026
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Insurance Basics
What is a letter of appointment (LOA) in Australia?

A letter of appointment lets you switch insurance brokers for your existing policies. See what changes, who signs it, and how to switch to upcover.

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Aug 13, 2026
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Insurance Basics
What Is a Certificate of Currency? How to Get Yours Instantly

A certificate of currency proves your business insurance is active. See what it shows, what it doesn't, and get yours instantly with upcover.

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Aug 7, 2026
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Insurance Basics
What insurance do crypto and Web3 businesses need in Australia?

Crypto insurance Australia: compare technology PI, cyber, crime and custody cover, digital asset exclusions, AUSTRAC, AFSL checks and costs.

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Aug 7, 2026
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Insurance Basics
What insurance do hardware startups need in Australia?

Hardware startup insurance Australia: why PI won't cover your product, plus recall deadlines, prototype gaps, compliance and costs.

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Aug 7, 2026
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Insurance Basics
Clean Tech Insurance Australia: What Cover Do You Need?

Clean tech insurance Australia: compare cover for solar, batteries, installation, advice and project risks, plus costs and exclusions.

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Aug 7, 2026
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Insurance Basics
Healthtech Startup Insurance Australia: What Cover Do You Need?

Health tech insurance in Australia turns on one question: is your software a medical device? TGA classification, cover, exclusions and costs.

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Jul 28, 2026
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Insurance Basics
Startup founder insurance: D&O for Australian founders

Startup founder insurance explained: personal director duties, what D&O may cover, common exclusions, D&O vs management liability, and when growing companies assess it.

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Jul 27, 2026
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Business 101
When Does a Startup Need Insurance in Australia?

Learn when a startup should assess insurance in Australia, from first client work and data collection to hiring, premises, enterprise contracts and funding.

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Jul 19, 2026
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Insurance Basics
Employment Practices Liability Claims Examples Australia

See EPL insurance claims examples for Australian businesses, including unfair dismissal, discrimination, harassment and bullying, plus what to do next.

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Oct 22, 2026
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Insurance Basics
Business Car Insurance vs Personal Car Insurance

Business car insurance is designed for vehicles used for work. Learn when a personal car policy may not respond and how utes, vans and CTP fit in.

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Oct 9, 2026
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Business 101
What is commercial motor and fleet insurance in Australia?

Commercial motor and fleet insurance explained: what it may cover, how fleet and single-vehicle policies differ, how CTP fits in and common exclusions.

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Aug 7, 2026
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Insurance Basics
How much does commercial motor and fleet insurance cost in Australia?

Commercial vehicle insurance in Australia may cost from around $1,200 a year per vehicle. Indicative ranges, fleet costs and what moves the price.

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Aug 7, 2026
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Insurance Basics
What Does Commercial Motor Vehicle Insurance Cover in Australia?

Commercial vehicle insurance may cover damage, theft, fire and third-party property damage. What is core cover, what is optional, what is separate.

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Aug 7, 2026
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What insurance does a courier or delivery fleet need in Australia?

Courier fleet insurance may combine commercial motor, goods in transit and public liability. What courier businesses need, and what to check.

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