Small Businesses
Tech Companies
Motor & Fleet
INSIGHTS

Forging the Frontier in Industry News   

Stay informed with the latest innovations, insights, and developments from upcover. Explore the resources below on business and risk management news to keep yourself up to date

Oct 27, 2026
a list item
Business 101
Can a Sole Trader Have Employees in Australia?

A sole trader can have employees in Australia. business.gov.au says you can employ people under the sole trader business structure. See the PAYG, 12% super, payday super, Fair Work and workers compensation steps for your first hire.

Read Full Article
Jul 19, 2026
a list item
Insurance Basics
Environmental Liability Claims Examples for Contractors & Property Owners

Environmental liability claims examples for contractors and property owners in Australia. See pollution scenarios, evidence needed and what to do after a spill.

Read Full Article
Jul 19, 2026
a list item
Insurance Basics
What Does Environmental Liability Insurance Cover?

Environmental liability insurance may cover pollution cleanup, third-party damage, emergency response and legal defence. See inclusions, exclusions and which businesses should check.

Read Full Article
Jul 19, 2026
a list item
Insurance Basics
What Is Environmental Liability Insurance in Australia?

Environmental liability insurance may cover pollution cleanup, third-party damage and legal costs for Australian businesses. See who needs it, what it covers and common exclusions.

Read Full Article
Jul 19, 2026
a list item
Insurance Basics
Employment Practices Liability Claims Examples Australia

See EPL insurance claims examples for Australian businesses, including unfair dismissal, discrimination, harassment and bullying, plus what to do next.

Read Full Article
Jul 19, 2026
a list item
Insurance Basics
Commercial Crime Insurance Claims Examples Australia

See commercial crime insurance claims examples for Australian businesses, including employee theft, forgery and social engineering.

Read Full Article
Jul 18, 2026
a list item
Insurance Basics
Employee Theft Insurance Claims Examples Australia

Employee theft insurance may cover Australian businesses for staff fraud, fake invoices, payroll manipulation and stock theft. See claim scenarios and what to do.

Read Full Article
Jul 16, 2026
a list item
Insurance Basics
How much does corporate travel insurance cost?

Corporate travel insurance may start from around $300 per traveller per year for Australian businesses. See cost by business type, price drivers and how to quote.

Read Full Article
Jul 16, 2026
a list item
Insurance Basics
What does corporate travel insurance cover?

Corporate travel insurance may cover overseas medical, cancellation, baggage, equipment and liability for Australian business trips.

Read Full Article
Jul 16, 2026
a list item
Insurance Basics
What is corporate travel insurance in Australia?

Corporate travel insurance may cover employees on business trips for medical emergencies, cancellations, lost equipment and liability. See what Australian businesses should check.

Read Full Article
Jul 16, 2026
a list item
Allied Health
Public Liability vs Professional Indemnity for Allied Health Professionals

Public liability covers injury or property damage. Professional indemnity covers treatment or advice claims. See what allied health professionals may need.

Read Full Article
Jul 16, 2026
a list item
Allied Health
Allied Health Insurance Claims Examples in Australia

See realistic allied health insurance claim examples in Australia, including treatment injuries, client slips, AHPRA complaints, product claims and privacy breaches, plus which cover may respond.

Read Full Article
Jul 16, 2026
a list item
Tradies & Construction
What is tools of trade insurance in Australia?

Tools of trade insurance may help cover work tools and portable equipment if they are stolen, lost, or damaged. What it covers, security requirements, and what tradies need to know.

Read Full Article
Jul 16, 2026
a list item
Insurance Basics
Tech PI vs Cyber Insurance: What Is the Difference?

Tech PI covers claims that your tech work caused a client financial loss. Cyber covers breach response and incident costs. How they differ and where they overlap.

Read Full Article
Jul 16, 2026
a list item
Insurance Basics
What is tech professional indemnity insurance in Australia?

Tech professional indemnity insurance may help cover claims from software errors, project failures, data issues, and client financial loss. How it works.

Read Full Article
Jul 1, 2026
a list item
Cyber Insurance
Cyber Insurance for Startups: What Founders Need Before Funding, Enterprise Deals and Growth

Cyber insurance for startups in Australia: what it covers, when to assess it, cyber vs Tech PI vs crime, what investors check, incident steps and indicative costs.

Read Full Article
Jul 1, 2026
a list item
Cyber Insurance
Cyber Security Risk Management: Frameworks, Plans, & Best Practices

Protect your business from cyber threats with effective risk management. Learn about frameworks, plans, and best practices in this informative blog.

Read Full Article
Jun 30, 2026
a list item
Insurance Basics
What Is Management Liability Insurance in Australia?

Find out what Management Liability Insurance is and what it covers to protect your business. upcover offers customized solutions to ensure you have the right coverage for your specific needs.

Read Full Article
Jun 29, 2026
a list item
Cyber Insurance
How Much Cyber Insurance Do I Need?

How much cyber insurance do you need? Learn how Australian SMEs can calculate the right policy limit based on revenue, downtime, and hidden sublimits.

Read Full Article
Jun 27, 2026
a list item
Cyber Insurance
Business Email Compromise Insurance: Does Cyber Insurance Cover BEC?

Business email compromise is a major cyber claim risk. When cyber insurance may cover BEC, where the gaps are, and what to check in your policy.

Read Full Article
Jun 26, 2026
a list item
Cyber Insurance
Why Do Cyber Insurance Claims Get Denied?

Why do cyber insurance claims fail? Explore the top reasons for denial in Australia and how businesses can protect their coverage with upcover.

Read Full Article
Jun 26, 2026
a list item
Cyber Insurance
What Is a Cyber Insurance Policy?

What is cyber insurance and what does it cover? First-party and third-party cover, real claim examples, exclusions, costs, and who needs it in Australia.

Read Full Article
Jun 26, 2026
a list item
Insurance Basics
Types of Business Insurance in Australia: Which Cover Applies to Your Business?

Compare the main types of business insurance in Australia and see which cover may apply based on your staff, contracts, customers, assets, vehicles and business risks.

Read Full Article
Jun 26, 2026
a list item
Cyber Insurance
4 Things to Check Before Buying Cyber Insurance

Before buying cyber insurance, check how the policy responds to BEC, ransomware, sublimits, business interruption, exclusions, and claims support.

Read Full Article
Jun 22, 2026
a list item
Insurance Basics
Insured vs Insured Exclusion in D&O Insurance Explained

The insured vs insured exclusion in D&O insurance for Australian businesses: carve-backs, real-world scenarios, and what to check in your policy.

Read Full Article
Oct 22, 2026
a list item
Insurance Basics
Business Car Insurance vs Personal Car Insurance

Business car insurance is designed for vehicles used for work. Learn when a personal car policy may not respond and how utes, vans and CTP fit in.

Read Full Article
Oct 9, 2026
a list item
Business 101
What is commercial motor and fleet insurance in Australia?

Commercial motor and fleet insurance explained: what it may cover, how fleet and single-vehicle policies differ, how CTP fits in and common exclusions.

Read Full Article
Aug 7, 2026
a list item
Insurance Basics
How much does commercial motor and fleet insurance cost in Australia?

Commercial vehicle insurance in Australia may cost from around $1,200 a year per vehicle. Indicative ranges, fleet costs and what moves the price.

Read Full Article
Aug 7, 2026
a list item
Insurance Basics
What Does Commercial Motor Vehicle Insurance Cover in Australia?

Commercial vehicle insurance may cover damage, theft, fire and third-party property damage. What is core cover, what is optional, what is separate.

Read Full Article
Aug 7, 2026
a list item
What insurance does a courier or delivery fleet need in Australia?

Courier fleet insurance may combine commercial motor, goods in transit and public liability. What courier businesses need, and what to check.

Read Full Article
No items found.

We are digitising commercial insurance and risk management for small, mid-market and technology businesses. We work with a global network of underwriters, challenging legacy brokers and delivering market leading coverage to our customers.