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Forging the Frontier in Industry News   

Stay informed with the latest innovations, insights, and developments from upcover. Explore the resources below on business and risk management news to keep yourself up to date

Oct 27, 2026
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Business 101
Can a Sole Trader Have Employees in Australia?

A sole trader can have employees in Australia. business.gov.au says you can employ people under the sole trader business structure. See the PAYG, 12% super, payday super, Fair Work and workers compensation steps for your first hire.

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Aug 13, 2026
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Tradies & Construction
How much does bricklayer insurance cost in Australia?

Public liability insurance for Australian bricklayers starts from $35/mo ($432/yr). Compare $5M to $20M cover limits and get an instant quote online.

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Aug 13, 2026
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Tradies & Construction
How much does landscaper insurance cost in Australia?

Public liability insurance for landscapers starts from around $46 per month. Most landscapers pay between $40 and $68 per month, based on upcover's own policy data.

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Aug 10, 2026
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Insurance Basics
Do Tilers Need Public Liability Insurance?

Do tilers need insurance? What public liability insurance for tilers covers, tools cover, what it costs, and what it will not pay for.

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Aug 10, 2026
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Insurance Basics
What business insurance do Reiki practitioners need in Australia?

Reiki practitioners are commonly offered combined liability, meaning professional indemnity and public liability in one policy, with products liability where they sell oils, crystals or other items.

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Aug 10, 2026
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Insurance Basics
What business insurance do real estate agents and real estate agencies need in Australia?

Real estate agencies generally need professional indemnity and public liability, plus cyber, crime, employment practices and property cover.

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Aug 10, 2026
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Insurance Basics
What business insurance do engineering consultants need in Australia?

Engineer insurance Australia: compare state registration and PI rules, contract risks, exclusions, costs and quote checks for engineering consultants.

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Aug 8, 2026
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Insurance Basics
What insurance do accountants and bookkeepers need in Australia?

Accountant and bookkeeper insurance Australia: TPB professional indemnity rules, cover limits by turnover, excess caps, claims, exclusions and costs.

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Aug 8, 2026
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Insurance Basics
What business insurance do speech therapists need in Australia?

Speech therapists insurance Australia: understand National Code, CPSP and NDIS rules, dysphagia and AAC risks, exclusions, costs and quote checks.

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Aug 8, 2026
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Insurance Basics
What business insurance do occupational therapists need in Australia?

Most occupational therapists start with professional indemnity. The Occupational Therapy Board requires appropriate arrangements while you practise.

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Aug 8, 2026
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Insurance Basics
What business insurance do physiotherapists and physiotherapy clinics need in Australia?

Physiotherapist insurance Australia: check AHPRA PI rules, treatment and clinic cover, NDIS requirements, exclusions, costs and quote information.

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Aug 7, 2026
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Insurance Basics
What insurance do psychologists need in Australia?

Psychologist insurance Australia: see AHPRA requirements, cover options, common claims, exclusions, costs and what you need for a quote.

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Aug 7, 2026
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Insurance Basics
Ecommerce Insurance Australia: Do You Really Need It?

Ecommerce insurance Australia: do small online sellers need it? What handmade, Etsy and Shopify shops should cover, what it costs, and what is not.

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Jul 16, 2026
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Insurance Basics
Tech PI vs Cyber Insurance: What Is the Difference?

Tech PI covers claims that your tech work caused a client financial loss. Cyber covers breach response and incident costs. How they differ and where they overlap.

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Jul 16, 2026
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Insurance Basics
What is tech professional indemnity insurance in Australia?

Tech professional indemnity insurance may help cover claims from software errors, project failures, data issues, and client financial loss. How it works.

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Jul 1, 2026
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Cyber Insurance
Cyber Insurance for Startups: What Founders Need Before Funding, Enterprise Deals and Growth

Cyber insurance for startups in Australia: what it covers, when to assess it, cyber vs Tech PI vs crime, what investors check, incident steps and indicative costs.

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Jul 1, 2026
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Cyber Insurance
Cyber Security Risk Management: Frameworks, Plans, & Best Practices

Protect your business from cyber threats with effective risk management. Learn about frameworks, plans, and best practices in this informative blog.

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Jun 30, 2026
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Insurance Basics
What Is Management Liability Insurance in Australia?

Find out what Management Liability Insurance is and what it covers to protect your business. upcover offers customized solutions to ensure you have the right coverage for your specific needs.

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Jun 29, 2026
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Cyber Insurance
How Much Cyber Insurance Do I Need?

How much cyber insurance do you need? Learn how Australian SMEs can calculate the right policy limit based on revenue, downtime, and hidden sublimits.

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Jun 27, 2026
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Cyber Insurance
Business Email Compromise Insurance: Does Cyber Insurance Cover BEC?

Business email compromise is a major cyber claim risk. When cyber insurance may cover BEC, where the gaps are, and what to check in your policy.

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Jun 26, 2026
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Cyber Insurance
Why Do Cyber Insurance Claims Get Denied?

Why do cyber insurance claims fail? Explore the top reasons for denial in Australia and how businesses can protect their coverage with upcover.

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Jun 26, 2026
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Cyber Insurance
What Is a Cyber Insurance Policy?

What is cyber insurance and what does it cover? First-party and third-party cover, real claim examples, exclusions, costs, and who needs it in Australia.

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Jun 26, 2026
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Insurance Basics
Types of Business Insurance in Australia: Which Cover Applies to Your Business?

Compare the main types of business insurance in Australia and see which cover may apply based on your staff, contracts, customers, assets, vehicles and business risks.

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Jun 26, 2026
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Cyber Insurance
4 Things to Check Before Buying Cyber Insurance

Before buying cyber insurance, check how the policy responds to BEC, ransomware, sublimits, business interruption, exclusions, and claims support.

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Jun 22, 2026
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Insurance Basics
Insured vs Insured Exclusion in D&O Insurance Explained

The insured vs insured exclusion in D&O insurance for Australian businesses: carve-backs, real-world scenarios, and what to check in your policy.

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Oct 22, 2026
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Insurance Basics
Business Car Insurance vs Personal Car Insurance

Business car insurance is designed for vehicles used for work. Learn when a personal car policy may not respond and how utes, vans and CTP fit in.

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Oct 9, 2026
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Business 101
What is commercial motor and fleet insurance in Australia?

Commercial motor and fleet insurance explained: what it may cover, how fleet and single-vehicle policies differ, how CTP fits in and common exclusions.

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Aug 7, 2026
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Insurance Basics
How much does commercial motor and fleet insurance cost in Australia?

Commercial vehicle insurance in Australia may cost from around $1,200 a year per vehicle. Indicative ranges, fleet costs and what moves the price.

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Aug 7, 2026
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Insurance Basics
What Does Commercial Motor Vehicle Insurance Cover in Australia?

Commercial vehicle insurance may cover damage, theft, fire and third-party property damage. What is core cover, what is optional, what is separate.

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Aug 7, 2026
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What insurance does a courier or delivery fleet need in Australia?

Courier fleet insurance may combine commercial motor, goods in transit and public liability. What courier businesses need, and what to check.

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