A courier places several parcels inside a client’s reception area. One parcel is left partly across a walkway, and a visitor trips over it, falling and injuring their knee. The visitor claims against your business.

Public Liability cover may respond to third-party injury claims arising in connection with your premises or business activities.

A courier van is carrying multiple customer parcels across Australia. While travelling through heavy suburban traffic, the van is hit at an intersection and several parcels containing retail stock are damaged.

Marine Cargo Insurance is designed to cover physical loss, destruction or damage to insured goods caused by an accident while the goods are being transported during an insured transit.

One of your courier drivers is making parcel deliveries in suburban traffic when the insured van is rear-ended at a set of lights. The vehicle is no longer drivable and must be towed from the roadside to an authorised repairer.

Commercial Motor Vehicle insurance may respond to towing costs for your insured vehicle following an accident.

While making a parcel delivery to a small business in a suburban shopping strip, your courier driver reverses the van into the customer’s metal roller door and dents it. The business owner takes your driver’s details and lodges a claim for the repair cost.

Commercial Motor Vehicle insurance may respond to third party property damage claims arising from the operation of your insured vehicle.