Your team delivers cartons of your own products into a retailer’s storeroom. One carton leaks after being placed on the floor, and a store employee slips on the spill and is injured.

Public Liability cover may respond to third-party injury claims arising in connection with your premises or business activities.

Your business uses its own delivery truck to move stock from your warehouse to one of your retail stores. During the trip, the truck brakes heavily after a traffic accident ahead, causing the stock to topple and break inside the vehicle.

Marine Cargo Insurance is designed to cover physical loss, destruction or damage to insured goods caused by an accident while the goods are being transported during an insured transit.

Your driver is delivering your business’s own stock when the insured vehicle collides with another car in a busy suburban street. Because the front suspension is damaged, the vehicle cannot continue and must be towed to a repairer.

Commercial Motor Vehicle insurance may respond to towing costs for your insured vehicle following an accident.

One of your drivers is delivering your business’s stock to a retailer. While turning into a narrow laneway behind the premises, the truck clips a parked car and damages the side panel and mirror. The other vehicle owner lodges a claim against your business.

Commercial Motor Vehicle insurance may respond to third party property damage claims arising from the operation of your insured vehicle.