A customer visits your rental office to collect vehicle keys. They trip over an unsecured floor mat near the counter and suffer an ankle injury. They allege your business failed to keep the premises safe.

Public Liability cover may respond to third-party injury claims arising in connection with your premises or business activities.

An electrical fault starts a fire overnight at your rental depot. The fire damages the front counter, computers, signage, shelving, moving blankets, trolleys and vehicle accessories stored at the premises. The branch needs repairs before normal trading can resume.

Industrial Special Risks Insurance is designed to covers fire damage to your business property, including contents and equipment. Business Interruption cover (if included) can also cover lost income during repairs.

A customer renting one of your insured vans is involved in an accident while moving household goods. The van cannot be driven after the collision and requires towing from the scene to a repairer or holding yard.

Commercial Motor Vehicle insurance may respond to towing costs for your insured vehicle following an accident.

A customer hires one of your short-term rental vans for a weekend move. While manoeuvring in a suburban shopping centre car park, the van strikes a concrete pillar near a shopfront and causes visible damage. Centre management seeks payment for repairs from your business and/or the renter.

Commercial Motor Vehicle insurance may respond to third party property damage claims arising from the operation of your insured vehicle.