Your employee carries boxed equipment into a customer’s office by hand. While moving through the foyer, they accidentally knock over a client’s display cabinet, damaging glass shelves and stock.

Public Liability insurance may respond to third party property damage claims arising from your business activities.

An employee is using a light commercial van to deliver boxed equipment to a customer. The van is involved in a collision near a loading zone, and the boxes fall inside the vehicle, damaging the equipment.

Marine Cargo Insurance is designed to cover physical loss, destruction or damage to insured goods caused by an accident while the goods are being transported during an insured transit.

Your employee is driving a light commercial ute to a customer job when another vehicle hits the side of the insured vehicle at an intersection. The ute sustains damage and needs towing from the accident scene to a repairer.

Commercial Motor Vehicle insurance may respond to towing costs for your insured vehicle following an accident.

Your employee is driving a light commercial ute to a job in a city office building. While entering the underground car park, the vehicle strikes the boom gate arm and damages the gate mechanism. Building management sends your business a demand for repairs.

Commercial Motor Vehicle insurance may respond to third party property damage claims arising from the operation of your insured vehicle.