A fire breaks out in a storage facility where ecommerce stock is held, destroying a large volume of products awaiting shipment. Orders are delayed while stock is replaced.

Loss or damage to insured stock caused by events such as fire may be covered under a Business Pack or Property Insurance policy

An ecommerce website is hacked, exposing customer names, emails and payment details. The business must investigate the breach, notify affected customers and respond to regulatory enquiries.

Cyber events involving unauthorised access to customer data and associated response costs may be covered under Cyber & Technology Liability Insurance

A cosmetic product sold through an ecommerce store leaks during use and damages a customer’s bathroom fixtures and flooring. The customer demands compensation for repair and replacement costs.

Claims involving damage to third-party property caused by products supplied by a business may be covered under Public & Products Liability Insurance

A customer purchases a household item from an online store. Due to a manufacturing fault, the product breaks during normal use and causes injury. The customer seeks compensation for medical costs and related losses.

Products Liability Insurance may respond to compensation and legal costs arising from bodily injury or property damage caused by a product you manufactured or supplied.