A stolen admin credential lets an attacker access a database with customer details. You must investigate, notify affected people and handle angry client calls. A customer group alleges their data was exposed and makes a claim for losses and distress.

Claims arising from unauthorised access to or disclosure of personal data may be covered under Cyber and Privacy Liability, including related response and liability costs

A client claims your app copied their interface and includes code they say is protected. They demand you pull the feature, pay damages and cover their legal costs. You need lawyers to respond while you review commits, licences and ownership.

Claims alleging intellectual property infringement arising from technology services may be covered under Information Technology Liability Insurance, with broader cover available under standalone Intellectual Property Insurance.

As an IT contractor, you commit to a delivery date in the SOW. A key integration runs late and the launch slips by three weeks. The client alleges an unintentional breach of contract, withholds fees and seeks liquidated damages and extra costs to meet their deadline.

Claims alleging unintentional breach of contract arising from errors or failures in technology services may be covered under Information Technology Liability Insurance where the insured is legally liable.

A new release ships with a pricing bug that overcharges users and crashes the client’s checkout for hours. The client issues refunds, loses sales and sends you a legal demand for their losses plus the cost of emergency fixes and retesting.

Claims arising from software bugs, errors or failures in technology services may be covered under Technology Professional Indemnity (Information Technology Liability)