On the way to a weekend market, boxes of stock are damaged in a road accident and some items cannot be sold. You arrive with less stock than planned and face the cost of replacing damaged goods before your next event.

Goods in Transit cover is a benefit available under some Business Pack Insurance policies. It may respond to loss or damage to your stock while being transported to or from your business activities.

After the market ends, the day’s cash takings are stolen while being carried to your car or taken to deposit. The loss leaves your business out of pocket and without the sales money from that trading day.

Money Cover is a benefit commonly included under Business Pack Insurance. It is designed to cover loss of business money while at the premises, in transit or in the custody of an authorised person.

A customer buys a product from your stall and later says it caused a skin reaction after use at home. They contact you to recover their medical costs and claim the product should not have been sold in that condition.

Products Liability Insurance may respond to compensation and legal costs arising from bodily injury or property damage caused by a product you manufactured or supplied.

At a busy weekend market, a customer trips over a loose mat near your stall and falls heavily. They suffer a wrist injury, need treatment, and later bring a claim against your business for medical costs and related losses.

Public Liability insurance is designed to cover third party injury claims and defence costs arising from your business activities.