An account manager is dismissed after raising concerns about workload and internal conduct. They later allege unfair dismissal, bullying and retaliation, and commence proceedings seeking compensation, legal costs and other employment related relief.

Employment Practices Liability insurance is designed to cover claims and defence costs arising from alleged wrongful dismissal, harassment, retaliation or discrimination.

A staff member clicks a phishing email and unauthorised access is gained to a campaign platform holding client contact lists, briefing notes and personal information. Affected parties allege privacy failures and the agency incurs urgent response costs.

Cyber Liability policy, including Network and Information Security Liability and Breach Response Costs, is designed to cover response costs, claims and defence costs arising from a security failure or data breach.

An agency publishes a paid social campaign using a stock image supplied during production. The photographer later alleges the licence was invalid and seeks damages, legal costs and removal of the campaign after it has already gone live.

Multimedia Content Liability policy is designed to cover claims and defence costs arising from certain media content allegations, including some copyright, privacy or defamation claims, subject to the policy terms and exclusions.

A media agency recommends a channel mix and budget split for a product launch. After the campaign underperforms, the client alleges the advice was negligent, the rollout was delayed and they lost revenue from the missed launch window.

Professional indemnity Insurance is designed to respond to claims and defence costs arising from alleged errors in professional advice, strategy or campaign work.