On a busy footpath, a dog slips its harness while you are walking it and runs into the road. A cyclist swerves to avoid the dog and crashes, damaging their bike and injuring their shoulder. They allege you were negligent and demand payment.

Public Liability Insurance may respond to third party injury and property damage claims arising from your business activities where you are legally liable for the loss.

While pet sitting, you move a dog crate through the lounge and accidentally knock over the client’s TV. The screen shatters and the client wants it replaced. They say the damage happened while you were providing pet care services in their home.

Public Liability Insurance may respond to third party property damage claims arising from your business activities where you are legally liable for the loss.

A customer drops off their dog at your grooming salon and slips on a wet floor near the wash area. They fall and injure their back. They claim you did not put up signs or clean up quickly and they seek compensation for treatment and time off work.

Public & Products Liability Insurance may respond if you are held legally liable for a third party injury on your premises, including legal defence costs and damages.

During a midday walk, a dog in your care lunges at a passer-by and bites their hand. They need stitches and time off work. The injured person says you did not control the dog and asks you to cover medical bills and lost income.

Public & Products Liability Insurance may respond if you are legally liable for a third party injury from your pet care work, plus defence costs and damages.