Latest Business Blogs & Coverage

May 8, 2026

Business 101

Top 6 Threats in Retail Business & How to Manage Them

From cyber security threats to public liability claims, here are the biggest risks in the retail industry and how the right insurance cover may help protect your business.

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Oct 21, 2025

Beauty & Personal Care

Introducing New Beauty Services to Your Clients: A Step-by-Step Guide

Discover how to introduce new beauty services to your clients successfully. From research to marketing, we've got you covered!

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Aug 21, 2025

Allied Health

What Does Professional Indemnity Insurance Cover For Nurses?

Does your employer insurance meet NMBA rules? Compare nurse indemnity cover, AHPRA investigation protection, and 2026 costs from $40/mo.

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Aug 1, 2025

Allied Health

Navigating NDIS Support Worker Insurance: Everything You Need to Know

As an NDIS support worker or sole trader, you play a vital role in empowering individuals with disabilities to live fulfilling lives. However, the nature of your work also comes with unique risks and responsibilities. Having the right insurance coverage is essential to protect yourself and your livelihood. This guide explores the ins and outs of carers insurance and NDIS support worker insurance, helping you make informed decisions tailored to your needs.

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May 18, 2025

Tradies & Construction

Is a Plumbing Business Profitable? Revenue, Margins and What Owners Make

If you're thinking of starting a plumbing business you're probably wondering whether or not there's profit to be made?

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May 15, 2025

Business 101

Multiple Business Names Under One ABN: What You Need to Know

Yes, you can use one ABN for multiple businesses in Australia, as long as they share the same legal structure. Here's how it works.

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Apr 8, 2025

Cyber Insurance

Super Funds Under Attack: Why Cyber Insurance Is Essential

Cyber attacks are happening every six minutes in Australia, and financial institutions are the most recent target. Businesses must recognise that cyber threats are not just an IT issue, they are a financial risk that may cripple operations and destroy customer trust.

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Mar 14, 2025

Insurance Basics

Public Liability Insurance in Australia: A Guide for Small Businesses

Discover why public liability insurance is crucial for small businesses in Australia. Learn about coverage, costs, and how to choose the right policy.

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Mar 13, 2025

Allied Health

The Ultimate Guide to NDIS Support Worker Insurance

Discover everything you need to know about NDIS support worker insurance, including coverage options, benefits, and how to protect yourself from risks.

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Mar 13, 2025

Cyber Insurance

Cyber Risk and Insurance: How to Protect Your Business from Cyber Crime

Safeguard your business from cyber threats! Learn how cyber risk insurance helps mitigate financial losses from data breaches, hacking, and cyber attacks.

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Mar 10, 2025

Cyber Insurance

Why Your Business Needs Cyber Security Insurance Today

Protect your business from cyber threats! Learn why cyber security insurance is essential to cover financial losses from data breaches and cyber attacks.

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Feb 14, 2025

Business 101

Upcover Raises $19M to Make Business Insurance Better for You

We've hit an incredible milestone at Upcover! We're thrilled to announce we've secured $19 million in Series A funding to continue our mission of making your business insurance experience better.

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Aug 31, 2026

Insurance Basics

How much does business pack insurance cost in Australia?

Real prices from 380+ policies: most businesses pay $665 to $2,112 a year for a business pack. See why some pay $200 and others pay thousands.

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Aug 29, 2026

Business 101

What insurance do couriers need in Australia?

What courier insurance covers in Australia: your vehicle, the goods you carry, your liability and what contracts require. Plus what moves the cost.

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Aug 29, 2026

Insurance Basics

How much does hairdresser insurance cost in Australia?

Hairdressers pay $362 to $448 a year, or about $35 a month. See what it covers, why chair renters need their own, and what barbershops pay.

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Aug 29, 2026

Health & Wellness

How much does yoga teacher insurance cost in Australia?

Yoga teachers pay $295 to $482 a year, or about $30 a month. See what yoga insurance covers, what it doesn't, and when a venue will ask for proof.

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Aug 28, 2026

Insurance Basics

How much does makeup artist insurance cost in Australia?

Makeup artists typically pay $346 to $447 a year for combined PI and public liability, based on a review of makeup artist policies arranged by upcover.

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Aug 28, 2026

Health & Wellness

Insurance for therapists in Australia: what does each therapist type need?

Therapist is not one profession in Australia. What each type needs, how each is regulated, and cost examples by profession, from psychology to reflexology.

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Sole Trader NDIS Support Worker: Guide to PSI, Tax Deductions, and Insurance

Aug 28, 2026

Allied Health

Is disability support work PSI? A guide for NDIS sole traders

Yes, disability support work is usually PSI. The ATO tests what you can and can't deduct, your industry code, and the insurance sole traders need.

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Aug 28, 2026

Allied Health

Are Disability Support Workers Covered While Driving Clients Around?

Do support workers need business use car insurance to drive clients? What a personal policy may not cover, and when commercial motor insurance applies.

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Aug 27, 2026

Insurance Basics

What is workers compensation insurance in Australia?

Workers compensation insurance is compulsory for Australian employers. What it covers, how a claim works, industry classifications, and how to arrange cover.

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Aug 26, 2026

Cyber Insurance

How much does cyber insurance cost in Australia?

What cyber insurance actually costs Australian small businesses, from 700+ real policies: starting prices, typical costs by industry, and how to pay less.

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Aug 21, 2026

Health & Wellness

How much does massage therapist insurance cost in Australia?

Massage therapists typically pay $326 to $500 a year for combined PI and public liability, based on 280+ massage therapist policies arranged by upcover.

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Aug 21, 2026

Insurance Basics

How much does counsellor insurance cost in Australia?

Counsellors typically pay $355 to $671 a year for combined PI and public liability, based on a review of 300+ counsellor policies arranged by upcover.

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Aug 26, 2026

Cyber Insurance

How much does cyber insurance cost in Australia?

What cyber insurance actually costs Australian small businesses, from 700+ real policies: starting prices, typical costs by industry, and how to pay less.

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Aug 13, 2026

Insurance Basics

D&O insurance limits for Australian startups by stage

How much D&O insurance does your startup need? Explore typical limits from $1M for bootstrapped to $5M+ for Series A. Protect your board & get a fast quote.

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Aug 13, 2026

Insurance Basics

What is a letter of appointment (LOA) in Australia?

A letter of appointment lets you switch insurance brokers for your existing policies. See what changes, who signs it, and how to switch to upcover.

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Aug 13, 2026

Insurance Basics

What Is a Certificate of Currency? How to Get Yours Instantly

A certificate of currency proves your business insurance is active. See what it shows, what it doesn't, and get yours instantly with upcover.

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Aug 7, 2026

Insurance Basics

What insurance do crypto and Web3 businesses need in Australia?

Crypto insurance Australia: compare technology PI, cyber, crime and custody cover, digital asset exclusions, AUSTRAC, AFSL checks and costs.

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Aug 7, 2026

Insurance Basics

What insurance do hardware startups need in Australia?

Hardware startup insurance Australia: why PI won't cover your product, plus recall deadlines, prototype gaps, compliance and costs.

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Aug 7, 2026

Insurance Basics

Clean Tech Insurance Australia: What Cover Do You Need?

Clean tech insurance Australia: compare cover for solar, batteries, installation, advice and project risks, plus costs and exclusions.

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Aug 7, 2026

Insurance Basics

What insurance do AI startups need in Australia?

AI startup insurance Australia: compare cover for model errors, cyber, IP, AI agents and automated decisions, plus costs and exclusions.

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Aug 7, 2026

Insurance Basics

Managed Services Providers Insurance Australia: Cover, Controls & Costs

MSP and IT services insurance in Australia: privileged access, aggregation risk, cyber and tech E&O. What underwriters check before quoting.

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Aug 7, 2026

Insurance Basics

Healthtech Startup Insurance Australia: What Cover Do You Need?

Health tech insurance in Australia turns on one question: is your software a medical device? TGA classification, cover, exclusions and costs.

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Jul 28, 2026

Insurance Basics

Startup insurance due diligence: what may investors review?

Startup insurance due diligence: what investors may review before funding, which documents to prepare, Directors and Officers cover, cyber evidence and deal-ready timing.

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Jul 28, 2026

Insurance Basics

Fintech Insurance Australia: Startup Cover Guide

Fintech startup insurance in Australia explained: RG 126 PI, cyber, crime, Tech PI and D&O. See how it differs from general startup insurance Australia and business insurance for tech startups.

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Aug 7, 2026

Insurance Basics

How much does commercial motor and fleet insurance cost in Australia?

Commercial vehicle insurance in Australia may cost from around $1,200 a year per vehicle. Indicative ranges, fleet costs and what moves the price.

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Aug 7, 2026

Insurance Basics

What Does Commercial Motor Vehicle Insurance Cover in Australia?

Commercial vehicle insurance may cover damage, theft, fire and third-party property damage. What is core cover, what is optional, what is separate.

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Aug 7, 2026

What insurance does a courier or delivery fleet need in Australia?

Courier fleet insurance may combine commercial motor, goods in transit and public liability. What courier businesses need, and what to check.

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Aug 7, 2026

Business 101

What is commercial motor and fleet insurance in Australia?

Fleet vehicle insurance is commercial motor cover for multiple vehicles. How it works, how many vehicles count as a fleet, and what it may and may not cover.

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The information contained on this website is general advice only and has been prepared without taking into account your individual needs, objectives and financial situation. It should not be relied upon as advice. All insurance products are subject to the terms, conditions, limits and exclusions contained in the relevant policy wording and Product Disclosure Statement. Before deciding whether a particular insurance product is right for you, please consider your personal circumstances and read the relevant Product Disclosure Statement, Target Market Determination, Policy Wording, and Financial Services Guide.

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