Select how you’d like to proceed with your insurance needs.
Talk to a real insurance expert on your time.
15-minutes consultation with licensed advisors
Perfect if you’re unsure about coverage needs
Get personalised recommendations
Already have coverage? Let’s simplify your service
Keep your current carriers & policies
Simple digital authorisation process
Seamless transition to better service
Get electricians public liability insurance from $41/mo ($5M limit). Most pay $96–$113/mo. Compare cover options ($5M–$20M) and get an instant quote today.
Get public liability cover for plumbers from $64/mo. Most pay $102–$119/mo. Protect against water damage claims with $5M–$20M cover. Get an instant quote.
Public liability insurance for handymen starts from around $18 per month. Most handymen pay between $35 and $62 per month, based on upcover's own policy data.
Public liability insurance for Australian painters starts from $33/mo ($350/yr). Compare $5M to $20M cover limits and get an instant quote online.
Public liability insurance for plasterers starts from around $41 per month. Most plasterers pay between $47 and $90 per month, based on upcover's own policy data.
Public liability insurance for Australian bricklayers starts from $35/mo ($432/yr). Compare $5M to $20M cover limits and get an instant quote online.
Public liability insurance for landscapers starts from around $46 per month. Most landscapers pay between $40 and $68 per month, based on upcover's own policy data.
Public liability insurance for Australian lawn care businesses starts from $46/mo ($488/yr). Compare $5M to $20M cover limits and get an instant quote online.
Public liability insurance for carpenters starts from around $41 per month. Most carpenters pay between $71 and $111 per month, based on upcover's own policy data.
Do tilers need insurance? What public liability insurance for tilers covers, tools cover, what it costs, and what it will not pay for.
Reiki practitioners are commonly offered combined liability, meaning professional indemnity and public liability in one policy, with products liability where they sell oils, crystals or other items.
Real estate agencies generally need professional indemnity and public liability, plus cyber, crime, employment practices and property cover.
Psychologist insurance Australia: see AHPRA requirements, cover options, common claims, exclusions, costs and what you need for a quote.
Ecommerce insurance Australia: do small online sellers need it? What handmade, Etsy and Shopify shops should cover, what it costs, and what is not.
Standard cover isn't enough for marketing agencies. Discover how Australian policies cover IP infringement, defamation, campaign errors, and client data.
Commercial vehicle insurance in Australia may cost from around $1,200 a year per vehicle. Indicative ranges, fleet costs and what moves the price.
Courier fleet insurance may combine commercial motor, goods in transit and public liability. What courier businesses need, and what to check.
Fleet vehicle insurance is commercial motor cover for multiple vehicles. How it works, how many vehicles count as a fleet, and what it may and may not cover.
Tax audit insurance covers ATO audit fees. Management liability may include a bundled tax audit section. How to compare standalone vs bundled cover.
Tax audit insurance may reimburse accountant, tax agent or lawyer fees to prepare for an ATO audit. What is covered, what is excluded, and how claims work.
How commercial insurance advice works in Australia: general vs personal advice, how brokers are paid, what an FSG tells you, and what to check before buying.
upcover arranges scalable business insurance that grows with your turnover, team and services. What to look for at each growth stage.
Finding affordable business insurance in Australia starts with knowing what you need and comparing on more than price. Eight ways that work.
Comparing cheap small business insurance options? The price gap sits in the excess, sub-limits and exclusions. How to find affordable cover that works.
How much D&O insurance does your startup need? Explore typical limits from $1M for bootstrapped to $5M+ for Series A. Protect your board & get a fast quote.
A letter of appointment lets you switch insurance brokers for your existing policies. See what changes, who signs it, and how to switch to upcover.
A certificate of currency proves your business insurance is active. See what it shows, what it doesn't, and get yours instantly with upcover.
Crypto insurance Australia: compare technology PI, cyber, crime and custody cover, digital asset exclusions, AUSTRAC, AFSL checks and costs.
Hardware startup insurance Australia: why PI won't cover your product, plus recall deadlines, prototype gaps, compliance and costs.
Clean tech insurance Australia: compare cover for solar, batteries, installation, advice and project risks, plus costs and exclusions.
AI startup insurance Australia: compare cover for model errors, cyber, IP, AI agents and automated decisions, plus costs and exclusions.
MSP and IT services insurance in Australia: privileged access, aggregation risk, cyber and tech E&O. What underwriters check before quoting.
Health tech insurance in Australia turns on one question: is your software a medical device? TGA classification, cover, exclusions and costs.
Startup insurance due diligence: what investors may review before funding, which documents to prepare, Directors and Officers cover, cyber evidence and deal-ready timing.
Fintech startup insurance in Australia explained: RG 126 PI, cyber, crime, Tech PI and D&O. See how it differs from general startup insurance Australia and business insurance for tech startups.
Startup founder insurance explained: personal director duties, what D&O may cover, common exclusions, D&O vs management liability, and when growing companies assess it.
Commercial vehicle insurance in Australia may cost from around $1,200 a year per vehicle. Indicative ranges, fleet costs and what moves the price.
Commercial vehicle insurance may cover damage, theft, fire and third-party property damage. What is core cover, what is optional, what is separate.
Courier fleet insurance may combine commercial motor, goods in transit and public liability. What courier businesses need, and what to check.
Fleet vehicle insurance is commercial motor cover for multiple vehicles. How it works, how many vehicles count as a fleet, and what it may and may not cover.
We are digitising commercial insurance and risk management for small, mid-market and technology businesses. We work with a global network of underwriters, challenging legacy brokers and delivering market leading coverage to our customers.