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Stay informed with the latest innovations, insights, and developments from upcover. Explore the resources below on business and risk management news to keep yourself up to date

Oct 29, 2026
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Insurance Basics
Public liability insurance in Victoria: rules and limits

Is public liability insurance compulsory in Victoria? Which registrations, councils and contracts require it, and when you need $5m, $10m or $20m.

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Oct 29, 2026
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Insurance Basics
Public Liability Insurance WA: Licences, Permits & Limits

Is public liability insurance compulsory in WA? The WA licences, council permits and contracts that set a requirement, plus common policy exclusions.

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Oct 29, 2026
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Business 101
How do you get a QBCC licence in Queensland?

You need a QBCC licence for Queensland building work valued over $3,300. See licence types, eligibility, financial requirements, fees and renewal rules.

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Oct 29, 2026
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Tradies & Construction
Builder insurance in Australia: what does a builder need?

Builder insurance explained: public liability, contract works, tools, motor, workers compensation and state home warranty rules for Australian builders.

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Oct 29, 2026
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Insurance Basics
What is the difference between public liability and workers compensation?

Public liability and workers compensation respond to different people: third parties and your workers. See when you need both and where sole traders fit.

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Oct 29, 2026
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Insurance Basics
Business Contents Insurance in Australia Explained

Business contents insurance is designed to cover equipment, fit-out and stock at your premises. Learn about tenants, sum insured and underinsurance.

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Oct 29, 2026
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Insurance Basics
Is general liability the same as public liability in Australia?

"General liability" is used in Australia, but it's often called Public Liability or Public and Products Liability. See what to actually check.

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Oct 29, 2026
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Insurance Basics
What Does Mobile Plant Insurance Cover? Exclusions & Claims

Mobile plant insurance may cover theft, accidental damage, fire, vandalism and transit of listed machinery. See common exclusions, extensions and claims.

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Oct 29, 2026
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Insurance Basics
What Insurance Do Investment Managers Need?

Investment managers commonly arrange professional indemnity, directors and officers and crime cover. See how RG 126, section 912B and contracts apply.

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Oct 29, 2026
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Insurance Basics
What Is Environmental Liability Insurance in Australia?

Environmental liability insurance may cover pollution cleanup, third party claims and legal costs. Learn how it differs from public liability cover.

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Oct 29, 2026
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Health & Wellness
Insurance for therapists in Australia: what does each therapist type need?

Insurance for therapists in Australia depends on your profession. See how AHPRA standards, associations and health funds shape what each therapist holds.

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Oct 29, 2026
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Business 101
Top 6 Threats in Retail Business & How to Manage Them

The main risks in the retail industry are cyber attacks, theft, customer injury, supply delays, staff claims and costs. How retailers manage each one.

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Oct 29, 2026
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Business 101
IT Liability Insurance in Australia for IT Professionals and Contractors

IT liability insurance may combine Tech PI with public and products liability. Compare it with cyber and see claims examples and common exclusions.

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Oct 27, 2026
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Insurance Basics
How Much Does Startup Business Insurance Costs In Australia

Startup business insurance cost in Australia by cover: tech professional indemnity, cyber and public liability prices, plus GST, duty and cost factors.

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Oct 22, 2026
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Cyber Insurance
What is social engineering and can insurance help?

Social engineering explained: phishing, invoice scams, vishing and smishing, warning signs, prevention steps and how cyber or crime insurance may respond.

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Oct 15, 2026
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Business 101
Automated Decision-Making: Australia’s 2026 Privacy Rules

From 10 December 2026, some privacy policies must describe automated decision making. See what AI and SaaS vendors may be asked for and what to check.

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Oct 15, 2026
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Insurance Basics
Insurance for Australian companies with US customers

Insurance for Australian companies with US customers: territorial and jurisdictional limits, how the USA and Canada may differ and what contracts may ask.

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Oct 15, 2026
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Insurance Basics
Is there AI copyright insurance in Australia?

AI copyright risk sits in training data, outputs and customer contracts. See how provider terms, your contract and Tech PI or IP insurance fit together.

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Oct 15, 2026
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Business 101
Does professional indemnity cover breach of contract?

A contract can promise more than a policy covers. Learn how Tech PI treats breach of contract, indemnities, warranties and liability caps in SaaS deals.

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Oct 15, 2026
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Insurance Basics
AI agent liability in Australia: what to check in insurance

Who is liable when an AI agent acts? See which Tech PI and cyber cover Australian startups may assess and what insurers may ask about agent controls.

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Oct 15, 2026
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Insurance Basics
Fintech Insurance Australia: Startup Cover Guide

Fintech insurance in Australia by licence type: RG 126 professional indemnity, Tech PI, cyber, the digital asset licensing change and partner requests.

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Oct 15, 2026
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Insurance Basics
Professional Indemnity Insurance for Startups

Professional indemnity insurance for startups: client contract clauses, standard vs Tech PI, pivots, new ABNs, claims made cover and common exclusions.

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Oct 15, 2026
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Cyber Insurance
Cyber Insurance Requirements in Australia: What Do Insurers Check?

Cyber insurance requirements in Australia: the security controls insurers may ask about, the Essential Eight, what to have ready and common exclusions.

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Oct 15, 2026
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Cyber Insurance
How much does cyber insurance cost in Australia?

What cyber insurance actually costs Australian small businesses, from 700+ real policies: starting prices, typical costs by industry, and how to pay less.

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Oct 22, 2026
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Insurance Basics
Business Car Insurance vs Personal Car Insurance

Business car insurance is designed for vehicles used for work. Learn when a personal car policy may not respond and how utes, vans and CTP fit in.

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Oct 9, 2026
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Business 101
What is commercial motor and fleet insurance in Australia?

Commercial motor and fleet insurance explained: what it may cover, how fleet and single-vehicle policies differ, how CTP fits in and common exclusions.

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Aug 7, 2026
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Insurance Basics
How much does commercial motor and fleet insurance cost in Australia?

Commercial vehicle insurance in Australia may cost from around $1,200 a year per vehicle. Indicative ranges, fleet costs and what moves the price.

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Aug 7, 2026
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Insurance Basics
What Does Commercial Motor Vehicle Insurance Cover in Australia?

Commercial vehicle insurance may cover damage, theft, fire and third-party property damage. What is core cover, what is optional, what is separate.

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Aug 7, 2026
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What insurance does a courier or delivery fleet need in Australia?

Courier fleet insurance may combine commercial motor, goods in transit and public liability. What courier businesses need, and what to check.

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