Select how you’d like to proceed with your insurance needs.
Talk to a real insurance expert on your time.
15-minutes consultation with licensed advisors
Perfect if you’re unsure about coverage needs
Get personalised recommendations
Already have coverage? Let’s simplify your service
Keep your current carriers & policies
Simple digital authorisation process
Seamless transition to better service
Compare the main types of business insurance in Australia and see which cover may apply based on your staff, contracts, customers, assets, vehicles and business risks.
Before buying cyber insurance, check how the policy responds to BEC, ransomware, sublimits, business interruption, exclusions, and claims support.
A practical guide to small business insurance in Australia, including cover to check for cafes, shops, bakeries, tradies, motels, market stalls and online businesses.
Learn the difference between professional indemnity and public liability insurance, what each may cover, and when Australian businesses may need PI, PL, or both.
Choosing professional indemnity insurance? Use this checklist to compare claims-made cover, retroactive dates, exclusions, run-off, limits, and policy details.
Cyber insurance cost in Australia depends on revenue, industry, data, security controls, and cover limit. See typical premiums, what affects pricing, and how to compare.
Disability support workers earn $36 to $42 per hour under the SCHADS Award from July 2026. See pay rates by level, state, penalties and platform rates.
Learn whether disability support worker insurance covers driving clients, what PL and PI may exclude, and what motor insurance to check before providing transport.
The average qualified tradie in Australia earns between $89,000 and $91,000 per year as an employee. Self-employed tradies turn over significantly more ($120,000 to $175,000 gross) but keep between 20% and 38% as net profit after expenses.
The insured vs insured exclusion in D&O insurance for Australian businesses: carve-backs, real-world scenarios, and what to check in your policy.
Is disability support work PSI? Yes, for most sole traders. The ATO tests, what you can and cannot deduct, platform models, and the insurance you need.
Management liability bundles D&O with EPL, statutory liability, tax audit, and crime cover for SMEs. Compare D&O standalone with ML for Australian businesses.
Public liability claim examples for Australian businesses: check claims related to slips, property damage, worksite incidents and product injuries, plus what to do after an incident.
Compare public liability and products liability insurance, including what each may cover, common exclusions and why businesses often arrange both together.
Claims-made insurance responds to claims notified during the policy. Occurrence cover follows when the incident happened. See key differences.
Mobile plant insurance may cover excavators, bobcats, skid steers and attachments against theft, rollover, fire and transit risks. See what to check first.
See what mobile plant insurance may cover, including theft, accidental damage, fire, transit and attachments, plus exclusions and optional extensions.
Mobile plant and equipment insurance may cover excavators, loaders and machinery against theft, fire, accidental damage and transit risks. See the guide.
Australian medical malpractice claim examples: diagnosis, medication, consent, referrals and AHPRA complaints, plus why claims may not be covered.
Medical Malpractice may cover patient harm from clinical care. Professional indemnity may cover advice errors causing financial loss. See which fits.
Marine Cargo insurance may start from around $300 for some single-transit shipments, while annual premiums vary by cargo, routes and values. See what drives cost.
Marine Cargo and goods in transit insurance often overlap in Australia. See how the covers differ, when each may fit and when you may need more than one.
Marine Cargo insurance may cover goods lost, stolen or damaged during domestic or international transit. See cover, exclusions, claims and policy types.
Tech professional indemnity insurance may cover claims from IT errors, software bugs, data breaches and IP disputes. See what's included, excluded and how it works.
Why do cyber insurance claims fail? Explore the top reasons for denial in Australia and how businesses can protect their coverage with upcover.
What is cyber insurance and what does it cover? First-party and third-party cover, real claim examples, exclusions, costs, and who needs it in Australia.
Compare the main types of business insurance in Australia and see which cover may apply based on your staff, contracts, customers, assets, vehicles and business risks.
Before buying cyber insurance, check how the policy responds to BEC, ransomware, sublimits, business interruption, exclusions, and claims support.
Learn the difference between professional indemnity and public liability insurance, what each may cover, and when Australian businesses may need PI, PL, or both.
Choosing professional indemnity insurance? Use this checklist to compare claims-made cover, retroactive dates, exclusions, run-off, limits, and policy details.
Cyber insurance cost in Australia depends on revenue, industry, data, security controls, and cover limit. See typical premiums, what affects pricing, and how to compare.
The insured vs insured exclusion in D&O insurance for Australian businesses: carve-backs, real-world scenarios, and what to check in your policy.
Cyber insurance for Australian small businesses in 2026. What it covers, what it costs, real claim scenarios, and how to get it.
AI insurance in Australia: five verified cases, Coalition 2026 data, and what happens when AI goes wrong for businesses and consumers.
IT liability insurance combines professional indemnity, public liability and products liability for IT professionals in Australia. What it covers, why a combined policy matters, and what it costs.
5 insurance mistakes AI startups make and how to avoid them. Covers AI-specific risks, choosing the right policy, Australian regulations, and what insurance an AI business actually needs.
Commercial motor insurance may cost from around $1,200 per vehicle per year. See cost ranges by vehicle type, what drives the price and how to get a quote.
Commercial motor insurance may cover business vehicles for accidents, theft, fire, storm, glass and third-party property damage. See what is and is not covered.
Courier fleet insurance may cover delivery vehicles, parcels, public liability and downtime risks. What courier fleets should check and how to get a quote.
What is commercial motor and fleet insurance? Learn how it protects Australian business vehicles, what it covers, fleet thresholds, and how to get a quote.
We are digitising commercial insurance and risk management for small, mid-market and technology businesses. We work with a global network of underwriters, challenging legacy brokers and delivering market leading coverage to our customers.