Select how you’d like to proceed with your insurance needs.
Talk to a real insurance expert on your time.
15-minutes consultation with licensed advisors
Perfect if you’re unsure about coverage needs
Get personalised recommendations
Already have coverage? Let’s simplify your service
Keep your current carriers & policies
Simple digital authorisation process
Seamless transition to better service
Massage therapists typically pay $326 to $500 a year for combined PI and public liability, based on 280+ massage therapist policies arranged by upcover.
Counsellors typically pay $355 to $671 a year for combined PI and public liability, based on a review of 300+ counsellor policies arranged by upcover.
Psychologists typically pay $378 to $583 a year for combined PI and public liability, based on a review of 280+ psychologist policies arranged by upcover.
Osteopaths typically pay $513 to $1,217 a year for combined PI and public liability, based on a review of osteopath policies arranged by upcover.
Occupational therapist insurance in Australia costs $363 to $551/yr ($30–$43/mo). Explore 2026 premium data for combined PI and Public Liability.
Carpet cleaning insurance in Australia averages $76/mo ($556/yr). Compare 2026 public liability cost data & essential policy treatment exclusions.
Cleaner insurance in Australia starts around $69/mo ($455/yr). Compare real 2026 premium data across domestic, commercial, carpet, and window cleaners.
Roofer insurance starts from $417 a year, with a typical cost of around $541, or $42 a month. Real upcover data by work type and cover limit.
Tiler insurance in Australia averages $56/mo ($417/yr). Explore tiler public liability insurance premium data, cover limits and industry average.
Public liability costs around $46/month and a business pack around $162, based on 12,000+ policies reviewed. Real costs, not base premiums.
Do cleaners need insurance in Australia? What to arrange first, what clients require, and where to go next. A starting guide for cleaning businesses.
Discover nursing qualifications in Australia for 2026. Compare Diploma (EN) & Degree (RN) routes, AHPRA registration rules, and updated English scores.
Flexible business insurance for fluctuating risks in Australia usually means modular cover with mid-term adjustments. How to change cover as your business changes.
Lower commercial insurance premiums by bundling policies, adjusting your excess, improving safety records and reviewing your cover at every renewal.
Business insurance is complicated because most businesses need multiple policies, each with its own wording, renewal and claims process. Six causes and what to do about them.
Tools of trade insurance for tradies. What electricians, plumbers, carpenters, and handymen should check about ute theft, specified tools, and claims.
Public liability claim examples for Australian businesses: check claims related to slips, property damage, worksite incidents and product injuries, plus what to do after an incident.
Compare public liability and products liability insurance, including what each may cover, common exclusions and why businesses often arrange both together.
Claims-made insurance responds to claims notified during the policy. Occurrence cover follows when the incident happened. See key differences.
Mobile plant insurance may cover excavators, bobcats, skid steers and attachments against theft, rollover, fire and transit risks. See what to check first.
See what mobile plant insurance may cover, including theft, accidental damage, fire, transit and attachments, plus exclusions and optional extensions.
Mobile plant and equipment insurance may cover excavators, loaders and machinery against theft, fire, accidental damage and transit risks. See the guide.
Australian medical malpractice claim examples: diagnosis, medication, consent, referrals and AHPRA complaints, plus why claims may not be covered.
Medical Malpractice may cover patient harm from clinical care. Professional indemnity may cover advice errors causing financial loss. See which fits.
Startup business insurance costs in Australia between $80 and $1,500 per month depending on their needs: check typical ranges by cover type and stage, what drives the premium.
Professional indemnity insurance covers startups against financial loss claims from clients. It's often required by contracts or for licensing.
What insurance does a software or SaaS startup need in Australia? Tech PI, cyber, contractual risk, cost drivers and common mistakes, by growth stage.
Learn when a startup should assess insurance in Australia, from first client work and data collection to hiring, premises, enterprise contracts and funding.
See EPL insurance claims examples for Australian businesses, including unfair dismissal, discrimination, harassment and bullying, plus what to do next.
Tech PI covers claims that your tech work caused a client financial loss. Cyber covers breach response and incident costs. How they differ and where they overlap.
Tech professional indemnity insurance may help cover claims from software errors, project failures, data issues, and client financial loss. How it works.
What insurance does an Australian startup need? Cover by stage, from first client to first investor, including PL, PI, D&O, cyber, and management liability.
Cyber insurance for startups in Australia: what it covers, when to assess it, cyber vs Tech PI vs crime, what investors check, incident steps and indicative costs.
Protect your business from cyber threats with effective risk management. Learn about frameworks, plans, and best practices in this informative blog.
Cyber insurance may help Australian businesses respond to data breaches, ransomware, BEC, social engineering, and AI-enabled scams.
Find out what Management Liability Insurance is and what it covers to protect your business. upcover offers customized solutions to ensure you have the right coverage for your specific needs.
Commercial vehicle insurance in Australia may cost from around $1,200 a year per vehicle. Indicative ranges, fleet costs and what moves the price.
Commercial vehicle insurance may cover damage, theft, fire and third-party property damage. What is core cover, what is optional, what is separate.
Courier fleet insurance may combine commercial motor, goods in transit and public liability. What courier businesses need, and what to check.
Fleet vehicle insurance is commercial motor cover for multiple vehicles. How it works, how many vehicles count as a fleet, and what it may and may not cover.
We are digitising commercial insurance and risk management for small, mid-market and technology businesses. We work with a global network of underwriters, challenging legacy brokers and delivering market leading coverage to our customers.