Latest Business Blogs & Coverage

Jun 23, 2026

Tradies & Construction

How Much Do Tradies Earn in Australia? 2026 Salary Guide

The average qualified tradie in Australia earns between $89,000 and $91,000 per year as an employee. Self-employed tradies turn over significantly more ($120,000 to $175,000 gross) but keep between 20% and 38% as net profit after expenses.

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Jun 17, 2026

Tradies & Construction

Handyman Insurance in Australia: What You Need and What It Costs

What insurance does a handyman need? Public Liability from ~$50/month, state job value limits, what work is restricted, costs by cover level, and common claims explained.

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Jun 17, 2026

Tradies & Construction

Plumber Insurance in Australia: What You Need and What It Costs

What insurance does a plumber need? PL from ~$80/month, VBA rules for Victoria, tool cover, costs by level, and common plumbing claims explained.

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Jun 16, 2026

Tradies & Construction

Carpenter Insurance in Australia: What You Need and How Much It Costs

What insurance does a carpenter need in Australia? Public liability insurance from ~$30/month, tools of trade, commercial motor. Cover levels, costs, and common claims explained.

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Jun 16, 2026

Business 101

Insurance for Market Stall Holders in Australia

Market stall insurance in Australia from ~$35/day or ~$125/year. What cover you need, what markets require, and how to get your certificate instantly.

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Jun 16, 2026

Insurance Basics

What Insurance Do Disability Support Workers Need in Australia?

What insurance do NDIS disability support workers need? PL, PI, personal accident, cyber. Registered vs unregistered. Costs from ~$420/yr.

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Jun 16, 2026

Tradies & Construction

What Insurance Do Electricians Need in Australia?

What insurance do electricians need in Australia? PL required for licensed contractors in some states. Check state rules, QLD consumer protection, tools, costs, and claims.

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Jun 16, 2026

Insurance Basics

How Much Does Business Insurance Cost in Australia?

Business insurance typically costs between $70 and $150 per month, depending on your industry, turnover, and the covers you include for most small businesses and sole traders.

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Jun 16, 2026

Health & Wellness

Insurance for Therapists in Australia: 2026 Complete Guide

Insurance for therapists in Australia explained. Key risks, real claim examples, PACFA, ATMS, ACA minimums, costs, exclusions and how to choose cover.

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Jun 16, 2026

Insurance Basics

What Is Employers Liability Insurance?

In most Australian contexts, employers liability insurance refers to workers compensation. What it covers, state schemes, and the gaps.

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Jun 16, 2026

Insurance Basics

What Is Public Liability Insurance?

Public liability insurance covers your business if a third party (a customer, supplier, or member of the public) claims they were injured or their property was damaged because of your business activities. It may help cover the legal defence costs and any compensation awarded, subject to policy terms.

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Jun 16, 2026

Beauty & Personal Care

How to Become a Cosmetic Tattoo Artist in Australia: The 14-Step Checklist

What are the requirements to become a cosmetic tattoo artist in Australia. This checklist covers every requirement you need to meet, organised into four phases: Learn, Register, Set Up, and Operate.

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May 19, 2026

Business 101

How to Register for PAYG Withholding in Australia: A Step-by-Step Guide

A step-by-step guide to PAYG withholding registration in Australia. Who needs to register, how to register via myGovID, STP obligations, and what happens if you don't.

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May 19, 2026

Tradies & Construction

How To Start A Plumbing Business In Australia?

A step-by-step guide to starting a plumbing business in Australia. Covers licensing, startup costs, business structure, insurance, and how to find your first clients.

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May 19, 2026

Cleaning Services

How Much Does A Carpet Cleaning Business Make in Australia?

Real income figures for carpet cleaning businesses in Australia. Solo operators, small businesses, and what extra services actually add to your carpet cleaning business income.

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May 18, 2026

Tradies & Construction

Sole Trader Business Insurance Australia: What Cover Do You Need?

The complete guide to sole trader insurance in Australia. What tradies, consultants, allied health, beauty, and online businesses each need, and why your personal assets are at risk without it.

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May 15, 2026

Health & Wellness

Insurance for Personal Trainers: Why It Matters and What You Need

Personal trainer insurance explained. Public liability, professional indemnity, gym coverage gaps, outdoor and online settings, industry body requirements, and what it costs in Australia.

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May 13, 2026

Business 101

Cyber Insurance in Healthcare: What Australian Health Businesses Need to Know

Healthcare is Australia's most breached sector. A guide to cyber insurance in healthcare for medical practices, allied health, hospitals, and eHealth companies.

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May 11, 2026

Tradies & Construction

Public Liability Insurance for Electricians: What You Need to Know

Everything Australian electricians need to know about public liability insurance, from what it may cover to licensing requirements by state.

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May 8, 2026

Business 101

Top 6 Threats in Retail Business & How to Manage Them

From cyber security threats to public liability claims, here are the biggest risks in the retail industry and how the right insurance cover may help protect your business.

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May 18, 2025

Tradies & Construction

Is a Plumbing Business Profitable? Revenue, Margins and What Owners Make

If you're thinking of starting a plumbing business you're probably wondering whether or not there's profit to be made?

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Mar 13, 2025

Insurance Basics

Public Liability Insurance for Sole Traders: What You Need to Know

Learn why public liability insurance is essential for sole traders, what it covers, and how to choose the right policy to protect your business from risks.

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Aug 16, 2023

Business 101

Boost Your Business with Facebook Advertising

Maximise your real estate business with Facebook advertising. Discover targeting options, create compelling ads, and measure your success.

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Mar 30, 2023

Insurance Basics

What Is Professional Indemnity Insurance?

Still not sure what Professional Indemnity insurance means? This article will help get your head around it!

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Mar 16, 2023

Business 101

upcover's second Finnies win!

We won the Best Workplace Diversity award at FinTech Australia Awards last night. The upcover team is 41 brilliant individ...

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Oct 5, 2022

Cyber Insurance

Cyber & Privacy Liability Insurance

upcover has worked with market leading insurance partners to launch Australia's first fully digital cyber security insurance offering for Aussie businesses.

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The information contained on this website is general advice only and has been prepared without taking into account your individual needs, objectives and financial situation. It should not be relied upon as advice. All insurance products are subject to the terms, conditions, limits and exclusions contained in the relevant policy wording and Product Disclosure Statement. Before deciding whether a particular insurance product is right for you, please consider your personal circumstances and read the relevant Product Disclosure Statement, Target Market Determination, Policy Wording, and Financial Services Guide.

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