Forging the Frontier in Industry News   

Jun 15, 2026

Insurance Basics

What does public liability insurance cover? Learn what is covered, standard policy exclusions, typical costs, and required limits for Australian businesses.

Jun 15, 2026

Tradies & Construction

How much does a landscaping business owner make in Australia? Employee vs owner income, service-mix pricing, licensing by state, and insurance costs.

Jun 15, 2026

Cleaning Services

Australian cleaners earn $25.85/hr (Award), $33-$35/hr (market average) or $35-$55/hr as business owners. Rates by city, penalty rates and service type.

Jun 15, 2026

Allied Health

Yes, therapists need professional indemnity insurance in Australia. What it covers, real claim examples, cost ranges, and how to bundle with PL for full protection.

Jun 15, 2026

Business 101

Do I need to add GST to my invoice? Only if GST-registered. The $75K threshold, tax invoice vs regular invoice, quoting rules, and the insurance ITC explained.

Jun 15, 2026

Business 101

Can you change your ABN from sole trader to company? No. You need a new ACN and ABN. The ASIC steps, tax traps, and insurance updates explained.

Jun 15, 2026

Business 101

Yes, you can get an Australian Business Number (ABN) on a working holiday visa if you plan to work as a sole trader, freelancer, or contractor during your stay.

Jun 14, 2026

Business 101

Yes. Australian company directors face personal liability for unpaid tax, unfair dismissal, WHS breaches, and insolvent trading. Real costs and insurance.

Jun 14, 2026

Insurance Basics

Public liability insurance cost in Australia depends on industry, turnover, cover limit, and claims. Premium ranges and the 7 cost factors.

Jun 12, 2026

Tradies & Construction

Many low-value, non-structural handyman tasks may not require a trade licence, but licensing rules vary by state and by work type.

Jun 12, 2026

Beauty & Personal Care

The difference comes down to three things: the qualification level, the scope of services each can legally perform, and the insurance risk profile. A beautician works on the surface. A beauty therapist works deeper into the skin and body.

Jun 12, 2026

Tradies & Construction

A cabinet maker designs, builds, installs, and repairs custom cabinetry, furniture, and timber fixtures for homes and businesses. Check their salary, how to become one and what insurance you need for your own cabinet business.

May 18, 2026

Business 101

IT liability insurance combines professional indemnity, public liability and products liability for IT professionals in Australia. What it covers, why a combined policy matters, and what it costs.

May 13, 2026

Cyber Insurance

5 insurance mistakes AI startups make and how to avoid them. Covers AI-specific risks, choosing the right policy, Australian regulations, and what insurance an AI business actually needs.

May 13, 2026

Cyber Insurance

A practical guide to cyber insurance claims in Australia. What to do when an incident happens, how the claims process works, common mistakes, and what cyber insurance may cover.

May 12, 2026

Cyber Insurance

The cyber insurance market in Australia is shifting fast in 2026. BEC claims to be overtaking ransomware, AI attack tools, supply chain risks, privacy reforms and what it means for your business.

Mar 10, 2025

Cyber Insurance

Protect your business from cyber threats! Learn why cyber security insurance is essential to cover financial losses from data breaches and cyber attacks.

Mar 30, 2023

Cyber Insurance

Don't let cyber attacks catch you off guard. Learn how to create a robust risk register with upcover's ultimate guide, including practical tips and a customizable template.

Mar 16, 2023

Cyber Insurance

Are you looking to mitigate the risks of a cyber attack on your business with cyber insurance? Can you use cyber insurance as a risk mitigation strategy?

Mar 16, 2023

Business 101

We won the Best Workplace Diversity award at FinTech Australia Awards last night. The upcover team is 41 brilliant individ...

Oct 5, 2022

Cyber Insurance

upcover has worked with market leading insurance partners to launch Australia's first fully digital cyber security insurance offering for Aussie businesses.

Jul 16, 2026

Insurance Basics

Commercial motor insurance may cost from around $1,200 per vehicle per year. See cost ranges by vehicle type, what drives the price and how to get a quote.

Jul 16, 2026

Insurance Basics

Commercial motor insurance may cover business vehicles for accidents, theft, fire, storm, glass and third-party property damage. See what is and is not covered.

Jul 9, 2026

Courier fleet insurance may cover delivery vehicles, parcels, public liability and downtime risks. What courier fleets should check and how to get a quote.

Jul 9, 2026

Business 101

What is commercial motor and fleet insurance? Learn how it protects Australian business vehicles, what it covers, fleet thresholds, and how to get a quote.