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Forging the Frontier in Industry News   

Stay informed with the latest innovations, insights, and developments from upcover. Explore the resources below on business and risk management news to keep yourself up to date

Oct 27, 2026
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Business 101
Can a Sole Trader Have Employees in Australia?

A sole trader can have employees in Australia. business.gov.au says you can employ people under the sole trader business structure. See the PAYG, 12% super, payday super, Fair Work and workers compensation steps for your first hire.

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Oct 8, 2026
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Insurance Basics
How to Buy Small Business Insurance Online in Australia

Check easy steps to buy business insurance in Australia: what a quote asks for, how long it takes, how to compare quotes like for like, paying monthly and cancelling.

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Oct 8, 2026
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Health & Wellness
Professional indemnity insurance for personal trainers

Professional indemnity insurance for personal trainers is designed to cover claims about your advice. See how it works alongside public liability.

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Oct 8, 2026
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Insurance Basics
Professional Indemnity vs Public Liability Insurance: Do You Need Both?

The difference between public liability insurance and professional indemnity insurance, and which cover 11 Australian business types commonly arranged.

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Oct 8, 2026
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Business 101
How to protect your small business reputation in Australia

Practical steps to protect your small business reputation: ask for genuine reviews, handle negative and fake reviews and lock down your accounts.

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Oct 8, 2026
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Tradies & Construction
Does a carpenter need a builder's licence in Australia?

Does a carpenter need a builder's licence? Check each state and territory's rule and threshold, what counts as carpentry and the rules for subcontractors.

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Oct 6, 2026
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Business 101
How to create a small business disaster recovery plan in 7 steps

How to create a small business disaster recovery plan in 7 steps: rank your risks, set recovery priorities, test your backups and use our template.

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Sep 29, 2026
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Business 101
What insurance does a food truck need in Australia?

What insurance does a food truck need? Public and products liability, motor and staff cover explained, plus the limits councils and event organisers set.

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Sep 29, 2026
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Tradies & Construction
What insurance do tradies need in Australia?

What insurance do tradesperson need? Public liability, tools, ute, income and workers' comp explained, plus what your licence or contract may require.

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Sep 29, 2026
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Tradies & Construction
Subcontractor Insurance Australia: What Cover Do You Need?

What insurance does a subcontractor need? Public liability, tools, income and workers' comp explained, and whether the head contractor's policy covers you.

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Sep 29, 2026
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Insurance Basics
What insurance does a cosmetic tattoo artist need in Australia?

What insurance cosmetic tattoo artists need in Australia, why a beauty therapy policy may exclude microblading and lip blush, and what to check before you treat clients.

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Sep 29, 2026
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Beauty & Personal Care
How much does cosmetic tattoo insurance cost in Australia?

Cosmetic tattoo insurance arranged through upcover is from $330 a year for $1m professional indemnity and $10m public and products liability.

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Sep 29, 2026
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Insurance Basics
What insurance does an architect need in Australia?

Many architects arrange professional indemnity insurance alongside public liability insurance, which is designed to cover injury to a person or damage to their property.

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Sep 29, 2026
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Insurance Basics
How to Choose Professional Indemnity Insurance? 10 Steps Guide

A 10-step checklist for choosing professional indemnity insurance: claims made cover, retroactive dates, defence costs, exclusions and run-off.

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Sep 16, 2026
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Business 101
How to protect intellectual property in Australia: 6 steps

How to protect intellectual property in Australia in 6 steps: confirm who owns it, check trade marks, register what fits and respond to copying.

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Aug 13, 2026
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Insurance Basics
D&O insurance limits for Australian startups by stage

How much D&O insurance does your startup need? Explore typical limits from $1M for bootstrapped to $5M+ for Series A. Protect your board & get a fast quote.

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Aug 13, 2026
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Insurance Basics
What is a letter of appointment (LOA) in Australia?

A letter of appointment lets you switch insurance brokers for your existing policies. See what changes, who signs it, and how to switch to upcover.

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Aug 13, 2026
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Insurance Basics
What Is a Certificate of Currency? How to Get Yours Instantly

A certificate of currency proves your business insurance is active. See what it shows, what it doesn't, and get yours instantly with upcover.

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Aug 7, 2026
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Insurance Basics
What insurance do crypto and Web3 businesses need in Australia?

Crypto insurance Australia: compare technology PI, cyber, crime and custody cover, digital asset exclusions, AUSTRAC, AFSL checks and costs.

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Aug 7, 2026
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Insurance Basics
What insurance do hardware startups need in Australia?

Hardware startup insurance Australia: why PI won't cover your product, plus recall deadlines, prototype gaps, compliance and costs.

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Aug 7, 2026
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Insurance Basics
Clean Tech Insurance Australia: What Cover Do You Need?

Clean tech insurance Australia: compare cover for solar, batteries, installation, advice and project risks, plus costs and exclusions.

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Aug 7, 2026
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Insurance Basics
Healthtech Startup Insurance Australia: What Cover Do You Need?

Health tech insurance in Australia turns on one question: is your software a medical device? TGA classification, cover, exclusions and costs.

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Jul 28, 2026
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Insurance Basics
Startup founder insurance: D&O for Australian founders

Startup founder insurance explained: personal director duties, what D&O may cover, common exclusions, D&O vs management liability, and when growing companies assess it.

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Jul 27, 2026
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Business 101
When Does a Startup Need Insurance in Australia?

Learn when a startup should assess insurance in Australia, from first client work and data collection to hiring, premises, enterprise contracts and funding.

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Jul 19, 2026
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Insurance Basics
Employment Practices Liability Claims Examples Australia

See EPL insurance claims examples for Australian businesses, including unfair dismissal, discrimination, harassment and bullying, plus what to do next.

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Oct 22, 2026
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Insurance Basics
Business Car Insurance vs Personal Car Insurance

Business car insurance is designed for vehicles used for work. Learn when a personal car policy may not respond and how utes, vans and CTP fit in.

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Oct 9, 2026
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Business 101
What is commercial motor and fleet insurance in Australia?

Commercial motor and fleet insurance explained: what it may cover, how fleet and single-vehicle policies differ, how CTP fits in and common exclusions.

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Aug 7, 2026
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Insurance Basics
How much does commercial motor and fleet insurance cost in Australia?

Commercial vehicle insurance in Australia may cost from around $1,200 a year per vehicle. Indicative ranges, fleet costs and what moves the price.

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Aug 7, 2026
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Insurance Basics
What Does Commercial Motor Vehicle Insurance Cover in Australia?

Commercial vehicle insurance may cover damage, theft, fire and third-party property damage. What is core cover, what is optional, what is separate.

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Aug 7, 2026
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What insurance does a courier or delivery fleet need in Australia?

Courier fleet insurance may combine commercial motor, goods in transit and public liability. What courier businesses need, and what to check.

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