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Forging the Frontier in Industry News   

Stay informed with the latest innovations, insights, and developments from upcover. Explore the resources below on business and risk management news to keep yourself up to date

Oct 27, 2026
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Business 101
Can a Sole Trader Have Employees in Australia?

A sole trader can have employees in Australia. business.gov.au says you can employ people under the sole trader business structure. See the PAYG, 12% super, payday super, Fair Work and workers compensation steps for your first hire.

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Jul 20, 2026
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Insurance Basics
What Insurance Do Investment Managers Need?

AFSL holders, fund managers and responsible entities may need investment manager indemnity insurance. See who should consider it and what triggers apply.

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Jul 20, 2026
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Insurance Basics
What Is Investment Manager Indemnity Insurance in Australia?

Investment manager indemnity insurance may cover professional claims, directors, regulator inquiries and crime risks for Australian fund managers.

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Jul 20, 2026
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Insurance Basics
Intellectual property insurance claims examples in Australia

See how IP insurance may respond to patent, trade mark, copyright and trade secret claims. Six realistic scenarios for Australian businesses.

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Jul 20, 2026
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Insurance Basics
IP insurance vs Professional Indemnity insurance

Compare IP and Professional Indemnity insurance, including claim triggers, cover, exclusions and when an Australian business may consider both.

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Jul 20, 2026
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Insurance Basics
What Is Intellectual Property Insurance?

IP insurance may cover legal costs and damages from patent, trademark and copyright claims. See who needs it, what it covers and how to arrange it.

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Jul 20, 2026
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Insurance Basics
ISR Insurance vs Business Pack Insurance

ISR commonly uses broad all-risks property cover. Business pack combines selected sections for eligible SMEs. See which may suit your business.

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Jul 20, 2026
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Insurance Basics
What does industrial special risks insurance cover?

ISR insurance may cover buildings, stock, plant, machinery and resulting business interruption. See common inclusions, exclusions, extensions and examples.

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Jul 20, 2026
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Insurance Basics
What Is Industrial Special Risks Insurance In Australia?

ISR insurance is tailored commercial property cover for larger or complex businesses. What it covers, who may need it, how it works and cost drivers.

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Jul 20, 2026
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Insurance Basics
Group personal accident vs workers compensation insurance

Group personal accident cover is voluntary and may extend beyond work hours. Workers comp is generally required and covers work injuries.

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Jul 20, 2026
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Insurance Basics
How Much Does Farm Pack Insurance Cost?

Farm pack insurance may cost from around $1,500 to $20,000+ per year depending on farm type, location, assets and sections. See cost drivers.

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Jul 20, 2026
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Insurance Basics
What Does Farm Pack Insurance Cover?

Farm pack insurance may cover farm buildings, machinery, fencing, liability, theft, transit and interruption. Inclusions, exclusions and what to check.

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Jul 20, 2026
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Insurance Basics
What Is Farm Pack Insurance in Australia?

Farm pack insurance can combine selected property, machinery, liability and other rural covers in one policy. Who needs it, what it covers, cost drivers.

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Jul 16, 2026
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Insurance Basics
Tech PI vs Cyber Insurance: What Is the Difference?

Tech PI covers claims that your tech work caused a client financial loss. Cyber covers breach response and incident costs. How they differ and where they overlap.

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Jul 16, 2026
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Insurance Basics
What is tech professional indemnity insurance in Australia?

Tech professional indemnity insurance may help cover claims from software errors, project failures, data issues, and client financial loss. How it works.

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Jul 1, 2026
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Cyber Insurance
Cyber Insurance for Startups: What Founders Need Before Funding, Enterprise Deals and Growth

Cyber insurance for startups in Australia: what it covers, when to assess it, cyber vs Tech PI vs crime, what investors check, incident steps and indicative costs.

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Jul 1, 2026
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Cyber Insurance
Cyber Security Risk Management: Frameworks, Plans, & Best Practices

Protect your business from cyber threats with effective risk management. Learn about frameworks, plans, and best practices in this informative blog.

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Jun 30, 2026
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Insurance Basics
What Is Management Liability Insurance in Australia?

Find out what Management Liability Insurance is and what it covers to protect your business. upcover offers customized solutions to ensure you have the right coverage for your specific needs.

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Jun 29, 2026
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Cyber Insurance
How Much Cyber Insurance Do I Need?

How much cyber insurance do you need? Learn how Australian SMEs can calculate the right policy limit based on revenue, downtime, and hidden sublimits.

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Jun 27, 2026
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Cyber Insurance
Business Email Compromise Insurance: Does Cyber Insurance Cover BEC?

Business email compromise is a major cyber claim risk. When cyber insurance may cover BEC, where the gaps are, and what to check in your policy.

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Jun 26, 2026
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Cyber Insurance
Why Do Cyber Insurance Claims Get Denied?

Why do cyber insurance claims fail? Explore the top reasons for denial in Australia and how businesses can protect their coverage with upcover.

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Jun 26, 2026
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Cyber Insurance
What Is a Cyber Insurance Policy?

What is cyber insurance and what does it cover? First-party and third-party cover, real claim examples, exclusions, costs, and who needs it in Australia.

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Jun 26, 2026
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Insurance Basics
Types of Business Insurance in Australia: Which Cover Applies to Your Business?

Compare the main types of business insurance in Australia and see which cover may apply based on your staff, contracts, customers, assets, vehicles and business risks.

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Jun 26, 2026
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Cyber Insurance
4 Things to Check Before Buying Cyber Insurance

Before buying cyber insurance, check how the policy responds to BEC, ransomware, sublimits, business interruption, exclusions, and claims support.

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Jun 22, 2026
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Insurance Basics
Insured vs Insured Exclusion in D&O Insurance Explained

The insured vs insured exclusion in D&O insurance for Australian businesses: carve-backs, real-world scenarios, and what to check in your policy.

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Oct 22, 2026
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Insurance Basics
Business Car Insurance vs Personal Car Insurance

Business car insurance is designed for vehicles used for work. Learn when a personal car policy may not respond and how utes, vans and CTP fit in.

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Oct 9, 2026
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Business 101
What is commercial motor and fleet insurance in Australia?

Commercial motor and fleet insurance explained: what it may cover, how fleet and single-vehicle policies differ, how CTP fits in and common exclusions.

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Aug 7, 2026
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Insurance Basics
How much does commercial motor and fleet insurance cost in Australia?

Commercial vehicle insurance in Australia may cost from around $1,200 a year per vehicle. Indicative ranges, fleet costs and what moves the price.

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Aug 7, 2026
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Insurance Basics
What Does Commercial Motor Vehicle Insurance Cover in Australia?

Commercial vehicle insurance may cover damage, theft, fire and third-party property damage. What is core cover, what is optional, what is separate.

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Aug 7, 2026
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What insurance does a courier or delivery fleet need in Australia?

Courier fleet insurance may combine commercial motor, goods in transit and public liability. What courier businesses need, and what to check.

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