Small Businesses
Tech Companies
Motor & Fleet
INSIGHTS

Forging the Frontier in Industry News   

Stay informed with the latest innovations, insights, and developments from upcover. Explore the resources below on business and risk management news to keep yourself up to date

Oct 27, 2026
a list item
Business 101
Can a Sole Trader Have Employees in Australia?

A sole trader can have employees in Australia. business.gov.au says you can employ people under the sole trader business structure. See the PAYG, 12% super, payday super, Fair Work and workers compensation steps for your first hire.

Read Full Article
Jul 16, 2026
a list item
Insurance Basics
What is tax audit insurance and how does it work?

Tax audit insurance may help cover accountant or tax agent fees if the ATO audits your business. What it covers, what it excludes, and who may need it.

Read Full Article
Jul 15, 2026
a list item
Insurance Basics
What is medical malpractice insurance in Australia?

Medical malpractice insurance may help cover clinical negligence claims, legal defence costs, and patient harm allegations. Who needs it and how it works.

Read Full Article
Jul 15, 2026
a list item
Business 101
ABN cancellation in Australia: why it happens and what to do

Find out why the ATO cancels ABNs, how to prevent it, what to do if your ABN is cancelled, and how to cancel your own ABN voluntarily.

Read Full Article
Jul 10, 2026
a list item
Insurance Basics
Does EPL insurance cover unfair dismissal claims in Australia?

Unfair dismissal claims can cost employers time and legal fees. Learn how EPL insurance may help with defence costs and claim outcomes.

Read Full Article
Jul 10, 2026
a list item
What is employment practices liability insurance in Australia?

EPL insurance may help cover workplace claims such as unfair dismissal, discrimination, harassment, and bullying. How it works and what it does not cover.

Read Full Article
Jul 10, 2026
a list item
Insurance Basics
Who needs directors and officers insurance in Australia?

Get answers to all your question whether D&O insurance may be relevant for Pty Ltd directors, startup founders, NFP board members, and anyone asked to join a board. How to assess if you need it.

Read Full Article
Jul 10, 2026
a list item
Insurance Basics
How much does directors and officers insurance cost in Australia

D&O insurance cost in Australia depends on company size, industry, financial position, claims history, and whether cover is standalone or ML-bundled.

Read Full Article
Jul 9, 2026
a list item
Insurance Basics
What is directors and officers (D&O) insurance in Australia?

D&O insurance may help protect directors and officers from claims about management decisions. Sides A, B, and C explained, plus how it works.

Read Full Article
Jul 9, 2026
a list item
Insurance Basics
What is commercial crime insurance in Australia?

Commercial crime insurance may cover employee theft, fraud, stolen money, and unauthorised transfers. How it works, what it covers, and how it differs from cyber insurance.

Read Full Article
Jul 9, 2026
a list item
Insurance Basics
Management liability insurance claims examples

Australian management liability claim examples: unfair dismissal, employee theft, director breach, WHS fines, and tax audit costs. What each claim cost and which section responded.

Read Full Article
Jul 9, 2026
a list item
Insurance Basics
What does management liability insurance cover?

Management liability insurance may cover D&O, employment practices, crime, statutory liability and tax audit claims. What each section covers and what it does not.

Read Full Article
Jul 9, 2026
a list item
Insurance Basics
How much does management liability insurance cost in Australia?

Management liability insurance cost depends on turnover, staff, industry, cover sections, and limits. See price ranges by business size and quote factors.

Read Full Article
Jul 16, 2026
a list item
Insurance Basics
Tech PI vs Cyber Insurance: What Is the Difference?

Tech PI covers claims that your tech work caused a client financial loss. Cyber covers breach response and incident costs. How they differ and where they overlap.

Read Full Article
Jul 16, 2026
a list item
Insurance Basics
What is tech professional indemnity insurance in Australia?

Tech professional indemnity insurance may help cover claims from software errors, project failures, data issues, and client financial loss. How it works.

Read Full Article
Jul 1, 2026
a list item
Cyber Insurance
Cyber Insurance for Startups: What Founders Need Before Funding, Enterprise Deals and Growth

Cyber insurance for startups in Australia: what it covers, when to assess it, cyber vs Tech PI vs crime, what investors check, incident steps and indicative costs.

Read Full Article
Jul 1, 2026
a list item
Cyber Insurance
Cyber Security Risk Management: Frameworks, Plans, & Best Practices

Protect your business from cyber threats with effective risk management. Learn about frameworks, plans, and best practices in this informative blog.

Read Full Article
Jun 30, 2026
a list item
Insurance Basics
What Is Management Liability Insurance in Australia?

Find out what Management Liability Insurance is and what it covers to protect your business. upcover offers customized solutions to ensure you have the right coverage for your specific needs.

Read Full Article
Jun 29, 2026
a list item
Cyber Insurance
How Much Cyber Insurance Do I Need?

How much cyber insurance do you need? Learn how Australian SMEs can calculate the right policy limit based on revenue, downtime, and hidden sublimits.

Read Full Article
Jun 27, 2026
a list item
Cyber Insurance
Business Email Compromise Insurance: Does Cyber Insurance Cover BEC?

Business email compromise is a major cyber claim risk. When cyber insurance may cover BEC, where the gaps are, and what to check in your policy.

Read Full Article
Jun 26, 2026
a list item
Cyber Insurance
Why Do Cyber Insurance Claims Get Denied?

Why do cyber insurance claims fail? Explore the top reasons for denial in Australia and how businesses can protect their coverage with upcover.

Read Full Article
Jun 26, 2026
a list item
Cyber Insurance
What Is a Cyber Insurance Policy?

What is cyber insurance and what does it cover? First-party and third-party cover, real claim examples, exclusions, costs, and who needs it in Australia.

Read Full Article
Jun 26, 2026
a list item
Insurance Basics
Types of Business Insurance in Australia: Which Cover Applies to Your Business?

Compare the main types of business insurance in Australia and see which cover may apply based on your staff, contracts, customers, assets, vehicles and business risks.

Read Full Article
Jun 26, 2026
a list item
Cyber Insurance
4 Things to Check Before Buying Cyber Insurance

Before buying cyber insurance, check how the policy responds to BEC, ransomware, sublimits, business interruption, exclusions, and claims support.

Read Full Article
Jun 22, 2026
a list item
Insurance Basics
Insured vs Insured Exclusion in D&O Insurance Explained

The insured vs insured exclusion in D&O insurance for Australian businesses: carve-backs, real-world scenarios, and what to check in your policy.

Read Full Article
Oct 22, 2026
a list item
Insurance Basics
Business Car Insurance vs Personal Car Insurance

Business car insurance is designed for vehicles used for work. Learn when a personal car policy may not respond and how utes, vans and CTP fit in.

Read Full Article
Oct 9, 2026
a list item
Business 101
What is commercial motor and fleet insurance in Australia?

Commercial motor and fleet insurance explained: what it may cover, how fleet and single-vehicle policies differ, how CTP fits in and common exclusions.

Read Full Article
Aug 7, 2026
a list item
Insurance Basics
How much does commercial motor and fleet insurance cost in Australia?

Commercial vehicle insurance in Australia may cost from around $1,200 a year per vehicle. Indicative ranges, fleet costs and what moves the price.

Read Full Article
Aug 7, 2026
a list item
Insurance Basics
What Does Commercial Motor Vehicle Insurance Cover in Australia?

Commercial vehicle insurance may cover damage, theft, fire and third-party property damage. What is core cover, what is optional, what is separate.

Read Full Article
Aug 7, 2026
a list item
What insurance does a courier or delivery fleet need in Australia?

Courier fleet insurance may combine commercial motor, goods in transit and public liability. What courier businesses need, and what to check.

Read Full Article
No items found.

We are digitising commercial insurance and risk management for small, mid-market and technology businesses. We work with a global network of underwriters, challenging legacy brokers and delivering market leading coverage to our customers.