Small Businesses
Tech Companies
Motor & Fleet
INSIGHTS

Forging the Frontier in Industry News   

Stay informed with the latest innovations, insights, and developments from upcover. Explore the resources below on business and risk management news to keep yourself up to date

Jun 29, 2026
a list item
Insurance Basics
Product Liability Insurance in Australia: What It Covers and Who Needs It

What is product liability insurance and do you need it? What it covers, who needs it, common claims, exclusions, and how it bundles with public liability in Australia.

Read Full Article
Jun 26, 2026
a list item
Insurance Basics
How to Buy Small Business Insurance Online in Australia

Learn how to get small business insurance quotes online in Australia, what details to prepare, how to compare cover, and how to get a Certificate of Currency.

Read Full Article
Jun 26, 2026
a list item
Insurance Basics
How Much Public Liability Insurance Do I Need?

Not sure whether you need $5M, $10M, or $20M public liability cover? How contracts, councils, venues, and risk factors affect your cover level.

Read Full Article
Jun 26, 2026
a list item
Insurance Basics
Types of Business Insurance in Australia: Which Cover Applies to Your Business?

Compare the main types of business insurance in Australia and see which cover may apply based on your staff, contracts, customers, assets, vehicles and business risks.

Read Full Article
Jun 26, 2026
a list item
Insurance Basics
Small Business Insurance 101: What Cover Does Your Business Need?

A practical guide to small business insurance in Australia, including cover to check for cafes, shops, bakeries, tradies, motels, market stalls and online businesses.

Read Full Article
Jun 26, 2026
a list item
Insurance Basics
Professional Indemnity vs Public Liability Insurance: Do You Need Both?

Learn the difference between professional indemnity and public liability insurance, what each may cover, and when Australian businesses may need PI, PL, or both.

Read Full Article
Jun 26, 2026
a list item
Insurance Basics
How to Choose Professional Indemnity Insurance?

Choosing professional indemnity insurance? Use this checklist to compare claims-made cover, retroactive dates, exclusions, run-off, limits, and policy details.

Read Full Article
Jun 26, 2026
a list item
Allied Health
How much do disability support workers make in Australia?

Disability support workers earn $36 to $42 per hour under the SCHADS Award from July 2026. See pay rates by level, state, penalties and platform rates.

Read Full Article
Jun 23, 2026
a list item
Tradies & Construction
How Much Do Tradies Earn in Australia? 2026 Salary Guide

The average qualified tradie in Australia earns between $89,000 and $91,000 per year as an employee. Self-employed tradies turn over significantly more ($120,000 to $175,000 gross) but keep between 20% and 38% as net profit after expenses.

Read Full Article
Jun 22, 2026
a list item
Insurance Basics
Insured vs Insured Exclusion in D&O Insurance Explained

The insured vs insured exclusion in D&O insurance for Australian businesses: carve-backs, real-world scenarios, and what to check in your policy.

Read Full Article
Jun 22, 2026
a list item
Insurance Basics
Management Liability vs D&O Insurance in Australia

Management liability bundles D&O with EPL, statutory liability, tax audit, and crime cover for SMEs. Compare D&O standalone with ML for Australian businesses.

Read Full Article
Jun 17, 2026
a list item
Tradies & Construction
Handyman Insurance in Australia: What You Need and What It Costs

What insurance does a handyman need? Public Liability from ~$50/month, state job value limits, what work is restricted, costs by cover level, and common claims explained.

Read Full Article
May 18, 2026
a list item
Cyber Insurance
AI Insurance Australia: 5 Real Cases Every Business Should Know

AI insurance in Australia: five verified cases, Coalition 2026 data, and what happens when AI goes wrong for businesses and consumers.

Read Full Article
May 18, 2026
a list item
Business 101
IT Liability Insurance in Australia: A Guide for IT Professionals and Contractors

IT liability insurance combines professional indemnity, public liability and products liability for IT professionals in Australia. What it covers, why a combined policy matters, and what it costs.

Read Full Article
May 13, 2026
a list item
Cyber Insurance
The AI Startup's Guide to Insurance: Common Mistakes and How to Avoid Them

5 insurance mistakes AI startups make and how to avoid them. Covers AI-specific risks, choosing the right policy, Australian regulations, and what insurance an AI business actually needs.

Read Full Article
May 13, 2026
a list item
Cyber Insurance
Cyber Insurance Claims in Australia: What Happens When Things Go Wrong?

A practical guide to cyber insurance claims in Australia. What to do when an incident happens, how the claims process works, common mistakes, and what cyber insurance may cover.

Read Full Article
May 12, 2026
a list item
Cyber Insurance
Cyber Insurance in Australia: 7 Trends Shaping 2026 for Businesses

The cyber insurance market in Australia is shifting fast in 2026. BEC claims to be overtaking ransomware, AI attack tools, supply chain risks, privacy reforms and what it means for your business.

Read Full Article
Mar 10, 2025
a list item
Cyber Insurance
Why Your Business Needs Cyber Security Insurance Today

Protect your business from cyber threats! Learn why cyber security insurance is essential to cover financial losses from data breaches and cyber attacks.

Read Full Article
Mar 30, 2023
a list item
Cyber Insurance
Best Guide to Building a Risk Register (Plus Examples & Template)

Don't let cyber attacks catch you off guard. Learn how to create a robust risk register with upcover's ultimate guide, including practical tips and a customizable template.

Read Full Article
Mar 16, 2023
a list item
Cyber Insurance
Cyber Insurance As A Risk Mitigation Strategy

Are you looking to mitigate the risks of a cyber attack on your business with cyber insurance? Can you use cyber insurance as a risk mitigation strategy?

Read Full Article
Mar 16, 2023
a list item
Business 101
upcover's second Finnies win!

We won the Best Workplace Diversity award at FinTech Australia Awards last night. The upcover team is 41 brilliant individ...

Read Full Article
Oct 5, 2022
a list item
Cyber Insurance
Cyber & Privacy Liability Insurance

upcover has worked with market leading insurance partners to launch Australia's first fully digital cyber security insurance offering for Aussie businesses.

Read Full Article
Aug 7, 2026
a list item
Insurance Basics
How much does commercial motor and fleet insurance cost in Australia?

Commercial vehicle insurance in Australia may cost from around $1,200 a year per vehicle. Indicative ranges, fleet costs and what moves the price.

Read Full Article
Aug 7, 2026
a list item
Insurance Basics
What Does Commercial Motor Vehicle Insurance Cover in Australia?

Commercial vehicle insurance may cover damage, theft, fire and third-party property damage. What is core cover, what is optional, what is separate.

Read Full Article
Aug 7, 2026
a list item
What insurance does a courier or delivery fleet need in Australia?

Courier fleet insurance may combine commercial motor, goods in transit and public liability. What courier businesses need, and what to check.

Read Full Article
Aug 7, 2026
a list item
Business 101
What is commercial motor and fleet insurance in Australia?

Fleet vehicle insurance is commercial motor cover for multiple vehicles. How it works, how many vehicles count as a fleet, and what it may and may not cover.

Read Full Article
No items found.

We are digitising commercial insurance and risk management for small, mid-market and technology businesses. We work with a global network of underwriters, challenging legacy brokers and delivering market leading coverage to our customers.