Latest Business Blogs & Coverage

Jul 28, 2026

Insurance Basics

What Insurance Does a Startup Need in Australia?

Startup insurance in Australia: which covers become relevant at each stage, from first client to first investor. Public liability, PI, cyber, D&O and the full stack.

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Jul 28, 2026

Insurance Basics

Startup insurance due diligence: what may investors review?

Startup insurance due diligence: what investors may review before funding, which documents to prepare, Directors and Officers cover, cyber evidence and deal-ready timing.

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Jul 28, 2026

Insurance Basics

Fintech Insurance Australia: Startup Cover Guide

Fintech insurance in Australia: how your licensing model determines cover, RG 126 PI for AFS licensees, fintech cyber exposure, costs by stage and partner requirements.

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Jul 28, 2026

Insurance Basics

Startup founder insurance: D&O for Australian founders

Startup founder insurance explained: personal director duties, what D&O may cover, common exclusions, D&O vs management liability, and when growing companies assess it.

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Jul 28, 2026

Insurance Basics

How Much Does Startup Business Insurance Costs In Australia

Startup business insurance costs in Australia between $80 and $1,500 per month depending on their needs: check typical ranges by cover type and stage, what drives the premium.

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Jul 27, 2026

Insurance Basics

Professional Indemnity Insurance for Startups

Professional indemnity insurance covers startups against financial loss claims from clients. It's often required by contracts or for licensing.

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Jul 27, 2026

Software and SaaS startup insurance in Australia

Learn what Software startup insurance in Australia is, know about Tech PI, cyber, SLA exposure, implementation risk and the covers SaaS companies assess for enterprise deals.

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Jul 27, 2026

Business 101

When Does a Startup Need Insurance in Australia?

Learn when a startup should assess insurance in Australia, from first client work and data collection to hiring, premises, enterprise contracts and funding.

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Jul 27, 2026

Insurance Basics

Public liability insurance claims examples for Australian businesses

Public liability claim examples for Australian businesses: check claims related to slips, property damage, worksite incidents and product injuries, plus what to do after an incident.

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Jul 27, 2026

Insurance Basics

Public Liability vs Products Liability Insurance

Compare public liability and products liability insurance, including what each may cover, common exclusions and why businesses often arrange both together.

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Jul 27, 2026

Insurance Basics

Claims-Made vs Occurrence Insurance Australia

Claims-made insurance responds to claims notified during the policy. Occurrence cover follows when the incident happened. See key differences.

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Jul 27, 2026

Tradies & Construction

Mobile Plant Insurance for Excavators and Bobcats

Mobile plant insurance may cover excavators, bobcats, skid steers and attachments against theft, rollover, fire and transit risks. See what to check first.

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Jul 9, 2026

Fleet insurance for couriers and delivery drivers in Australia

Courier fleet insurance may cover delivery vehicles, parcels, public liability and downtime risks. What courier fleets should check and how to get a quote.

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Jul 9, 2026

Business 101

What is commercial motor and fleet insurance in Australia?

What is commercial motor and fleet insurance? Learn how it protects Australian business vehicles, what it covers, fleet thresholds, and how to get a quote.

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Jul 9, 2026

Insurance Basics

Management liability insurance claims examples

Australian management liability claim examples: unfair dismissal, employee theft, director breach, WHS fines, and tax audit costs. What each claim cost and which section responded.

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Jul 9, 2026

Insurance Basics

What does management liability insurance cover?

Management liability insurance may cover D&O, employment practices, crime, statutory liability and tax audit claims. What each section covers and what it does not.

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Jul 9, 2026

Insurance Basics

How much does management liability insurance cost in Australia?

Management liability insurance cost depends on turnover, staff, industry, cover sections, and limits. See price ranges by business size and quote factors.

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Jul 9, 2026

Allied Health

What insurance do allied health professionals need in Australia?

Allied health professionals may need professional indemnity, public liability, personal accident and cyber insurance. What you need depends on how you practise.

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Jul 9, 2026

Insurance Basics

What is group personal accident and sickness insurance in Australia?

Does an injury mean zero income? Learn how group personal accident and sickness insurance can protect sole traders and businesses in Australia from lost wages.

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Jul 8, 2026

Insurance Basics

How much does business pack insurance cost in Australia?

Business pack insurance cost depends on industry, property, stock, location, and cover sections. See price ranges and quote factors.

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Jul 8, 2026

Insurance Basics

What does business pack insurance cover in Australia?

Business pack insurance may cover public liability, property, contents, stock, theft, glass, money, and business interruption. What each section covers and what is separate.

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Jul 8, 2026

Insurance Basics

What is business pack insurance in Australia?

Business pack insurance bundles property, contents, liability, theft, and business interruption into one policy. What it includes, who needs it, and what it does not cover.

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Jul 8, 2026

Insurance Basics

How much does workers compensation insurance cost in Australia?

Workers compensation cost depends on wages, industry, claims history and state rules. See example costs and what you need for a quote.

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Jul 8, 2026

Insurance Basics

Is workers compensation insurance compulsory in Australia?

Workers compensation is compulsory for Australian employers. Who needs it, when to arrange it, state-by-state rules, and where to get cover.

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Mar 16, 2023

Business 101

upcover's second Finnies win!

We won the Best Workplace Diversity award at FinTech Australia Awards last night. The upcover team is 41 brilliant individ...

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Oct 5, 2022

Cyber Insurance

Cyber & Privacy Liability Insurance

upcover has worked with market leading insurance partners to launch Australia's first fully digital cyber security insurance offering for Aussie businesses.

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Jul 16, 2026

Insurance Basics

How Much Does Commercial Motor Insurance Cost?

Commercial motor insurance may cost from around $1,200 per vehicle per year. See cost ranges by vehicle type, what drives the price and how to get a quote.

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Jul 16, 2026

Insurance Basics

What Does Commercial Motor Insurance Cover in Australia?

Commercial motor insurance may cover business vehicles for accidents, theft, fire, storm, glass and third-party property damage. See what is and is not covered.

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Jul 9, 2026

Fleet insurance for couriers and delivery drivers in Australia

Courier fleet insurance may cover delivery vehicles, parcels, public liability and downtime risks. What courier fleets should check and how to get a quote.

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Jul 9, 2026

Business 101

What is commercial motor and fleet insurance in Australia?

What is commercial motor and fleet insurance? Learn how it protects Australian business vehicles, what it covers, fleet thresholds, and how to get a quote.

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The information contained on this website is general advice only and has been prepared without taking into account your individual needs, objectives and financial situation. It should not be relied upon as advice. All insurance products are subject to the terms, conditions, limits and exclusions contained in the relevant policy wording and Product Disclosure Statement. Before deciding whether a particular insurance product is right for you, please consider your personal circumstances and read the relevant Product Disclosure Statement, Target Market Determination, Policy Wording, and Financial Services Guide.

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