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Key risks
Understanding the risks in your industry and how our comprehensive coverage responds to protect your business.
Freight shifts after sudden braking on a highway, and staff must safely re-secure the insured cargo before transit continues on road.
Marine Cargo Insurance may respond to reasonable costs to re-secure insured cargo that has shifted during transit following an incident outside your control.
A visitor slips on loose shrink wrap in the depot office and claims medical costs against the business after injuring their ankle badly at depot.
Public Liability Insurance may respond to third party injury and property damage claims arising from your business activities.
Pallets of packaged goods are crushed when the insured truck is hit in traffic during an inland transit between warehouse and customer site area.
Marine Cargo Insurance may respond to physical loss or damage to insured goods arising from an accident during an inland transit.
After a crash on an arterial road, the insured delivery truck cannot be driven and needs towing from the scene to a repairer near depot.
Commercial Motor Vehicle Insurance may respond to third party property damage claims arising from the operation of your insured vehicle where you are legally liable for the loss.
An insured truck reverses into a warehouse roller door during a delivery, leaving the client to claim repair costs for their damaged door.
Commercial Motor Vehicle Insurance may respond to third party property damage claims arising from the operation of your insured vehicle where you are legally liable for the loss.
Freight shifts after sudden braking on a highway, and staff must safely re-secure the insured cargo before transit continues on road.
Marine Cargo Insurance may respond to reasonable costs to re-secure insured cargo that has shifted during transit following an incident outside your control.
A visitor slips on loose shrink wrap in the depot office and claims medical costs against the business after injuring their ankle badly at depot.
Public Liability Insurance may respond to third party injury and property damage claims arising from your business activities.
Pallets of packaged goods are crushed when the insured truck is hit in traffic during an inland transit between warehouse and customer site area.
Marine Cargo Insurance may respond to physical loss or damage to insured goods arising from an accident during an inland transit.
After a crash on an arterial road, the insured delivery truck cannot be driven and needs towing from the scene to a repairer near depot.
Commercial Motor Vehicle Insurance may respond to third party property damage claims arising from the operation of your insured vehicle where you are legally liable for the loss.
An insured truck reverses into a warehouse roller door during a delivery, leaving the client to claim repair costs for their damaged door.
Commercial Motor Vehicle Insurance may respond to third party property damage claims arising from the operation of your insured vehicle where you are legally liable for the loss.
Important: Scenarios are examples only. Coverage is subject to policy terms, conditions and exclusions. Limits and sub-limits might apply. Policy wordings vary between insurers. Refer to the PDS or Policy Wording for details.
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Products
Commercial Motor Vehicle, Public & Products Liability, and more for Transport & Logistics industry from leading insurers
Claims examples
Examples of claims arising from transport and logistics operations.
A customer visits your depot to inspect a shipment. They slip on loose plastic wrap left on the warehouse floor and injure their wrist. They claim medical costs and lost income from your business.
Public Liability cover may respond to third-party injury claims arising in connection with your premises or business activities.
Your driver is transporting pallets of packaged consumer goods from a warehouse to a retailer’s distribution centre. On the way, the truck is involved in a collision on the highway, causing several pallets to shift and the goods to be crushed.
Marine Cargo Insurance is designed to cover physical loss, destruction or damage to insured goods caused by an accident while the goods are being transported during an insured transit.
While travelling between warehouse sites, your driver is involved in a collision at a roundabout in an industrial area. The insured truck cannot be safely driven and needs to be towed from the scene to a repairer.
Commercial Motor Vehicle insurance may respond to towing costs for your insured vehicle following an accident.
A driver arrives at a warehouse for a pallet pickup. While reversing the vehicle into the loading dock, the rear of the truck strikes the dock shelter and damages the dock frame. The warehouse operator submits a claim for the repair costs.
Commercial Motor Vehicle insurance may respond to third party property damage claims arising from the operation of your insured vehicle.
A support worker gave a participant the wrong medication due to a mislabeled pillbox. The participant experienced severe drowsiness and dehydration, requiring overnight hospitalization.
Costs included $8,200 for hospital and rehabilitation, $12,500 for legal defence, and a $7,500 settlement to resolve the claim out of court.
A support worker gave a participant the wrong medication due to a mislabeled pillbox. The participant experienced severe drowsiness and dehydration, requiring overnight hospitalization.
Costs included $8,200 for hospital and rehabilitation, $12,500 for legal defence, and a $7,500 settlement to resolve the claim out of court.
A support worker gave a participant the wrong medication due to a mislabeled pillbox. The participant experienced severe drowsiness and dehydration, requiring overnight hospitalization.
Costs included $8,200 for hospital and rehabilitation, $12,500 for legal defence, and a $7,500 settlement to resolve the claim out of court.
Important: Scenarios are examples only. Coverage is subject to policy terms, conditions and exclusions. Limits and sub-limits might apply. Policy wordings vary between insurers. Refer to the PDS or Policy Wording for details.
Benefits
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