Select how you’d like to proceed with your insurance needs.
Talk to a real insurance expert on your time.
15-minutes consultation with licensed advisors
Perfect if you’re unsure about coverage needs
Get personalised recommendations
Already have coverage? Let’s simplify your service
Keep your current carriers & policies
Simple digital authorisation process
Seamless transition to better service
Are you thinking of becoming a carpet cleaner? Do you know what qualifications carpet cleaners might need? This article will help answer your questions!
Learn about the necessary licences and regulations for opening a hair salon, including the SHB30416 Certificate III and public health regulations, to provide assurance of your skills and knowledge and stay in compliance with regulatory agencies.
Are you wondering what level of public liability insurance is suitable for your business? This article will explain why there are different limits of public liability insurance.
Are you thinking of becoming a handyman but are wondering what licenses handymen need in Australia?
Protect your retail business with retail insurance. Learn about its benefits and whether you need it in this informative blog.
Find out what Management Liability Insurance is and what it covers to protect your business. upcover offers customized solutions to ensure you have the right coverage for your specific needs.
Wondering what cosmetic tattooing is? This article will give you an overview of cosmetic tattooing.
Unsure what a disaster recovery plan is for small businesses? This article will explain what a disaster recovery plan is and why it's so important for business owners to have one.
Are you wondering what a cosmetic tattoo artist is? Or what's the difference between a tattoo artist and a cosmetic tattoo artist? This article is for you!
Cyber crime might be something you've only just heard of, but it's been around for quite some time. Understanding how to protect your business from cyber crimes with cyber insurance.
Are you thinking of starting a small business? Here are a few things you might need to learn before starting your own business!
To help you better understand cyber threats so that you can prepare for them, we’ve listed the top 5 cybercrimes affecting Australian businesses.
Insurance for cleaners in Australia: what every cleaning type needs, key industry risks, real claim examples from upcover, and what cover costs.
Who needs PI insurance in Australia: legally required professions, industry body requirements, contract demands, and who should hold it regardless.
Yes, carpentry is profitable. Solo operators net $85,000-$110,000/year after expenses. It's a $15.9B industry, 50K+ businesses. Breakdown by service type.
How to get an ABN in Australia: who needs one, what you need, how to apply with the ATO, what to do after, and how to keep it active.
Plumbing business owners net $95,000-$130,000/year. Employee vs owner earnings, what businesses charge by service type, and 2026 data from SEEK and Indeed.
Yes, cleaners need public liability insurance. Here is why it matters for Australian cleaners, what claims arise, and when clients will require it.
Yes, a business owner can have multiple ABNs, one per legal entity. Each entity can run unlimited businesses. Explained for every structure in Australia.
How to set up a market stall in Australia: types of stall business, what you need, legal requirements, stall fees, and what insurance market stalls need.
Australia has 2.7 million small businesses across 10+ industries. A complete list of the most common types with 2026 ABS data.
Learn how to start a lawn mowing business in Australia: what you need, startup costs, equipment, how to price jobs, what you can earn, and insurance.
30+ examples of sole trader businesses in Australia across trades, creative, professional services, health, retail, cleaning, food, and education.
Six steps to buy small business insurance in Australia. Certificate of Currency, PDS tips, excess decisions, and a renewal checklist for Australian business owners.
AI insurance in Australia: five verified cases, Coalition 2026 data, and what happens when AI goes wrong for businesses and consumers.
IT liability insurance combines professional indemnity, public liability and products liability for IT professionals in Australia. What it covers, why a combined policy matters, and what it costs.
5 insurance mistakes AI startups make and how to avoid them. Covers AI-specific risks, choosing the right policy, Australian regulations, and what insurance an AI business actually needs.
A practical guide to cyber insurance claims in Australia. What to do when an incident happens, how the claims process works, common mistakes, and what cyber insurance may cover.
The cyber insurance market in Australia is shifting fast in 2026. BEC claims to be overtaking ransomware, AI attack tools, supply chain risks, privacy reforms and what it means for your business.
Startups focus on product development, market fit, and revenue growth, but there’s another critical factor investors are looking at: risk management.In today’s world, cyber threats, regulatory fines, and data breaches aren’t just IT problems, they're business risks that can sink a company overnight.
Protect your business from cyber threats! Learn why cyber security insurance is essential to cover financial losses from data breaches and cyber attacks.
Find out what Management Liability Insurance is and what it covers to protect your business. upcover offers customized solutions to ensure you have the right coverage for your specific needs.
Cyber crime might be something you've only just heard of, but it's been around for quite some time. Understanding how to protect your business from cyber crimes with cyber insurance.
Are you looking to mitigate the risks of a cyber attack on your business with cyber insurance? Can you use cyber insurance as a risk mitigation strategy?
We won the Best Workplace Diversity award at FinTech Australia Awards last night. The upcover team is 41 brilliant individ...
We are digitising commercial insurance and risk management for small, mid-market and technology businesses. We work with a global network of underwriters, challenging legacy brokers and delivering market leading coverage to our customers.