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ISR commonly uses broad all-risks property cover. Business pack combines selected sections for eligible SMEs. See which may suit your business.
ISR insurance may cover buildings, stock, plant, machinery and resulting business interruption. See common inclusions, exclusions, extensions and examples.
ISR insurance is tailored commercial property cover for larger or complex businesses. What it covers, who may need it, how it works and cost drivers.
Group personal accident cover is voluntary and may extend beyond work hours. Workers comp is generally required and covers work injuries.
Farm pack insurance may cost from around $1,500 to $20,000+ per year depending on farm type, location, assets and sections. See cost drivers.
Farm pack insurance may cover farm buildings, machinery, fencing, liability, theft, transit and interruption. Inclusions, exclusions and what to check.
Farm pack insurance can combine selected property, machinery, liability and other rural covers in one policy. Who needs it, what it covers, cost drivers.
Environmental liability claims examples for contractors and property owners in Australia. See pollution scenarios, evidence needed and what to do after a spill.
Environmental liability insurance may cover pollution cleanup, third-party damage, emergency response and legal defence. See inclusions, exclusions and which businesses should check.
Environmental liability insurance may cover pollution cleanup, third-party damage and legal costs for Australian businesses. See who needs it, what it covers and common exclusions.
See EPL insurance claims examples for Australian businesses, including unfair dismissal, discrimination, harassment and bullying, plus what to do next.
See commercial crime insurance claims examples for Australian businesses, including employee theft, forgery and social engineering.
Makeup artists typically pay $346 to $447 a year for combined PI and public liability, based on a review of makeup artist policies arranged by upcover.
Therapist is not one profession in Australia. What each type needs, how each is regulated, and cost examples by profession, from psychology to reflexology.
Yes, disability support work is usually PSI. The ATO tests what you can and can't deduct, your industry code, and the insurance sole traders need.
Do support workers need business use car insurance to drive clients? What a personal policy may not cover, and when commercial motor insurance applies.
Workers compensation insurance is compulsory for Australian employers. What it covers, how a claim works, industry classifications, and how to arrange cover.
What cyber insurance actually costs Australian small businesses, from 700+ real policies: starting prices, typical costs by industry, and how to pay less.
Massage therapists typically pay $326 to $500 a year for combined PI and public liability, based on 280+ massage therapist policies arranged by upcover.
Counsellors typically pay $355 to $671 a year for combined PI and public liability, based on a review of 300+ counsellor policies arranged by upcover.
Psychologists typically pay $378 to $583 a year for combined PI and public liability, based on a review of 280+ psychologist policies arranged by upcover.
Osteopaths typically pay $513 to $1,217 a year for combined PI and public liability, based on a review of osteopath policies arranged by upcover.
Occupational therapist insurance in Australia costs $363 to $551/yr ($30–$43/mo). Explore 2026 premium data for combined PI and Public Liability.
Carpet cleaning insurance in Australia averages $76/mo ($556/yr). Compare 2026 public liability cost data & essential policy treatment exclusions.
What cyber insurance actually costs Australian small businesses, from 700+ real policies: starting prices, typical costs by industry, and how to pay less.
How much D&O insurance does your startup need? Explore typical limits from $1M for bootstrapped to $5M+ for Series A. Protect your board & get a fast quote.
A letter of appointment lets you switch insurance brokers for your existing policies. See what changes, who signs it, and how to switch to upcover.
A certificate of currency proves your business insurance is active. See what it shows, what it doesn't, and get yours instantly with upcover.
Crypto insurance Australia: compare technology PI, cyber, crime and custody cover, digital asset exclusions, AUSTRAC, AFSL checks and costs.
Hardware startup insurance Australia: why PI won't cover your product, plus recall deadlines, prototype gaps, compliance and costs.
Clean tech insurance Australia: compare cover for solar, batteries, installation, advice and project risks, plus costs and exclusions.
AI startup insurance Australia: compare cover for model errors, cyber, IP, AI agents and automated decisions, plus costs and exclusions.
MSP and IT services insurance in Australia: privileged access, aggregation risk, cyber and tech E&O. What underwriters check before quoting.
Health tech insurance in Australia turns on one question: is your software a medical device? TGA classification, cover, exclusions and costs.
Startup insurance due diligence: what investors may review before funding, which documents to prepare, Directors and Officers cover, cyber evidence and deal-ready timing.
Fintech startup insurance in Australia explained: RG 126 PI, cyber, crime, Tech PI and D&O. See how it differs from general startup insurance Australia and business insurance for tech startups.
Commercial vehicle insurance in Australia may cost from around $1,200 a year per vehicle. Indicative ranges, fleet costs and what moves the price.
Commercial vehicle insurance may cover damage, theft, fire and third-party property damage. What is core cover, what is optional, what is separate.
Courier fleet insurance may combine commercial motor, goods in transit and public liability. What courier businesses need, and what to check.
Fleet vehicle insurance is commercial motor cover for multiple vehicles. How it works, how many vehicles count as a fleet, and what it may and may not cover.
We are digitising commercial insurance and risk management for small, mid-market and technology businesses. We work with a global network of underwriters, challenging legacy brokers and delivering market leading coverage to our customers.