Latest Business Blogs & Coverage

Aug 29, 2026

Insurance Basics

How much does hairdresser insurance cost in Australia?

Hairdressers pay $362 to $448 a year, or about $35 a month. See what it covers, why chair renters need their own, and what barbershops pay.

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Aug 29, 2026

Health & Wellness

How much does yoga teacher insurance cost in Australia?

Yoga teachers pay $295 to $482 a year, or about $30 a month. See what yoga insurance covers, what it doesn't, and when a venue will ask for proof.

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Aug 28, 2026

Insurance Basics

How much does makeup artist insurance cost in Australia?

Makeup artists typically pay $346 to $447 a year for combined PI and public liability, based on a review of makeup artist policies arranged by upcover.

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Aug 28, 2026

Health & Wellness

Insurance for therapists in Australia: what does each therapist type need?

Therapist is not one profession in Australia. What each type needs, how each is regulated, and cost examples by profession, from psychology to reflexology.

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Aug 28, 2026

Insurance Basics

Delivery Driver Insurance Australia: Guide for Every Driver Type

Your personal car policy won't cover paid delivery work. What delivery drivers need in Australia, by platform, vehicle type and payment option.

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Sole Trader NDIS Support Worker: Guide to PSI, Tax Deductions, and Insurance

Aug 28, 2026

Allied Health

Is disability support work PSI? A guide for NDIS sole traders

Yes, disability support work is usually PSI. The ATO tests what you can and can't deduct, your industry code, and the insurance sole traders need.

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Aug 28, 2026

Allied Health

Are Disability Support Workers Covered While Driving Clients Around?

Do support workers need business use car insurance to drive clients? What a personal policy may not cover, and when commercial motor insurance applies.

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Aug 27, 2026

Insurance Basics

What is workers compensation insurance in Australia?

Workers compensation insurance is compulsory for Australian employers. What it covers, how a claim works, industry classifications, and how to arrange cover.

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Aug 26, 2026

Cyber Insurance

How much does cyber insurance cost in Australia?

What cyber insurance actually costs Australian small businesses, from 700+ real policies: starting prices, typical costs by industry, and how to pay less.

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Aug 21, 2026

Health & Wellness

How much does massage therapist insurance cost in Australia?

Massage therapists typically pay $326 to $500 a year for combined PI and public liability, based on 280+ massage therapist policies arranged by upcover.

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Aug 21, 2026

Insurance Basics

How much does counsellor insurance cost in Australia?

Counsellors typically pay $355 to $671 a year for combined PI and public liability, based on a review of 300+ counsellor policies arranged by upcover.

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Aug 21, 2026

Insurance Basics

How much does psychologist insurance cost in Australia?

Psychologists typically pay $378 to $583 a year for combined PI and public liability, based on a review of 280+ psychologist policies arranged by upcover.

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Mar 16, 2023

Business 101

upcover's second Finnies win!

We won the Best Workplace Diversity award at FinTech Australia Awards last night. The upcover team is 41 brilliant individ...

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May 24, 2022

Business 101

What Is A Sole Trader?

Are you wondering what is a sole trader? This article will help you understand what a sole trader is, and when it might be suitable for you to become one.

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Jul 28, 2026

Insurance Basics

Startup founder insurance: D&O for Australian founders

Startup founder insurance explained: personal director duties, what D&O may cover, common exclusions, D&O vs management liability, and when growing companies assess it.

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Jul 28, 2026

Insurance Basics

How Much Does Startup Business Insurance Costs In Australia

Startup business insurance costs in Australia between $80 and $1,500 per month depending on their needs: check typical ranges by cover type and stage, what drives the premium.

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Jul 27, 2026

Insurance Basics

Professional Indemnity Insurance for Startups

Professional indemnity insurance covers startups against financial loss claims from clients. It's often required by contracts or for licensing.

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Jul 27, 2026

Software and SaaS startup insurance in Australia

What insurance does a software or SaaS startup need in Australia? Tech PI, cyber, contractual risk, cost drivers and common mistakes, by growth stage.

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Jul 27, 2026

Business 101

When Does a Startup Need Insurance in Australia?

Learn when a startup should assess insurance in Australia, from first client work and data collection to hiring, premises, enterprise contracts and funding.

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Jul 19, 2026

Insurance Basics

Employment Practices Liability Claims Examples Australia

See EPL insurance claims examples for Australian businesses, including unfair dismissal, discrimination, harassment and bullying, plus what to do next.

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Jul 16, 2026

Insurance Basics

Tech PI vs Cyber Insurance: What Is the Difference?

Tech PI covers claims that your tech work caused a client financial loss. Cyber covers breach response and incident costs. How they differ and where they overlap.

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Jul 16, 2026

Insurance Basics

What is tech professional indemnity insurance in Australia?

Tech professional indemnity insurance may help cover claims from software errors, project failures, data issues, and client financial loss. How it works.

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Jul 1, 2026

Business 101

What insurance does a startup need in Australia?

What insurance does an Australian startup need? Cover by stage, from first client to first investor, including PL, PI, D&O, cyber, and management liability.

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Jul 1, 2026

Cyber Insurance

Cyber Insurance for Startups: What Founders Need Before Funding, Enterprise Deals and Growth

Cyber insurance for startups in Australia: what it covers, when to assess it, cyber vs Tech PI vs crime, what investors check, incident steps and indicative costs.

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Jul 1, 2026

Cyber Insurance

Cyber Security Risk Management: Frameworks, Plans, & Best Practices

Protect your business from cyber threats with effective risk management. Learn about frameworks, plans, and best practices in this informative blog.

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Jun 30, 2026

Cyber Insurance

Why Is Cyber Insurance Important for Australian Businesses?

Cyber insurance may help Australian businesses respond to data breaches, ransomware, BEC, social engineering, and AI-enabled scams.

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Aug 7, 2026

Insurance Basics

How much does commercial motor and fleet insurance cost in Australia?

Commercial vehicle insurance in Australia may cost from around $1,200 a year per vehicle. Indicative ranges, fleet costs and what moves the price.

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Aug 7, 2026

Insurance Basics

What Does Commercial Motor Vehicle Insurance Cover in Australia?

Commercial vehicle insurance may cover damage, theft, fire and third-party property damage. What is core cover, what is optional, what is separate.

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Aug 7, 2026

What insurance does a courier or delivery fleet need in Australia?

Courier fleet insurance may combine commercial motor, goods in transit and public liability. What courier businesses need, and what to check.

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Aug 7, 2026

Business 101

What is commercial motor and fleet insurance in Australia?

Fleet vehicle insurance is commercial motor cover for multiple vehicles. How it works, how many vehicles count as a fleet, and what it may and may not cover.

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The information contained on this website is general advice only and has been prepared without taking into account your individual needs, objectives and financial situation. It should not be relied upon as advice. All insurance products are subject to the terms, conditions, limits and exclusions contained in the relevant policy wording and Product Disclosure Statement. Before deciding whether a particular insurance product is right for you, please consider your personal circumstances and read the relevant Product Disclosure Statement, Target Market Determination, Policy Wording, and Financial Services Guide.

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