Small Businesses
Tech Companies
Motor & Fleet
INSIGHTS

Forging the Frontier in Industry News   

Stay informed with the latest innovations, insights, and developments from upcover. Explore the resources below on business and risk management news to keep yourself up to date

Oct 27, 2026
a list item
Business 101
Can a Sole Trader Have Employees in Australia?

A sole trader can have employees in Australia. business.gov.au says you can employ people under the sole trader business structure. See the PAYG, 12% super, payday super, Fair Work and workers compensation steps for your first hire.

Read Full Article
Jun 12, 2026
a list item
Tradies & Construction
What Is a Cabinet Maker? Salary, Career and Insurance Guide

A cabinet maker designs, builds, installs, and repairs custom cabinetry, furniture, and timber fixtures for homes and businesses. Check their salary, how to become one and what insurance you need for your own cabinet business.

Read Full Article
Jun 12, 2026
a list item
Business 101
Should I Register My Car Under My Business Name or My Personal Name?

For mixed-use vehicles or sole traders, registering in your personal name is usually the better option. It avoids FBT entirely, keeps state registration costs lower, and still allows you to claim business use

Read Full Article
Jun 12, 2026
a list item
Business 101
How to open a business bank account in Australia

Opening a bank account takes 10 to 30 minutes online and 1 to 3 business days to activate. You need an ABN, personal ID, and your business registration documents.

Read Full Article
Jun 12, 2026
a list item
Cleaning Services
How to Become an Office Cleaner in Australia?

How to become an office cleaner in Australia. No qualifications needed. Steps: police check, resume, apply or start your own business with this guide.

Read Full Article
Jun 9, 2026
a list item
Business 101
Business Objectives Examples: 50 SMART Goals for Small Businesses and Startups

Looking for business objectives examples? 50 copy-and-paste SMART goals for small businesses, sorted by finance, sales, marketing, team, and growth.

Read Full Article
May 26, 2026
a list item
Insurance Basics
Who Needs Professional Indemnity Insurance in Australia?

Who needs PI insurance in Australia: legally required professions, industry body requirements, contract demands, and who should hold it regardless.

Read Full Article
May 26, 2026
a list item
Business 101
How to get ABN in Australia: From Application to Active Business

How to get an ABN in Australia: who needs one, what you need, how to apply with the ATO, what to do after, and how to keep it active.

Read Full Article
May 26, 2026
a list item
Tradies & Construction
How Much Does a Plumbing Business Owner Make in Australia?

Plumbing business owners net $95,000-$130,000/year. Employee vs owner earnings, what businesses charge by service type, and 2026 data from SEEK and Indeed.

Read Full Article
May 26, 2026
a list item
Business 101
Can A Business Owner Have Multiple ABN Numbers?

Yes, a business owner can have multiple ABNs, one per legal entity. Each entity can run unlimited businesses. Explained for every structure in Australia.

Read Full Article
May 25, 2026
a list item
Business 101
How to Set Up a Market Stall in Australia - Complete Details

How to set up a market stall in Australia: types of stall business, what you need, legal requirements, stall fees, and what insurance market stalls need.

Read Full Article
May 25, 2026
a list item
Business 101
Types of Small Businesses in Australia: A Complete List

Australia has 2.7 million small businesses across 10+ industries. A complete list of the most common types with 2026 ABS data.

Read Full Article
May 25, 2026
a list item
Tradies & Construction
How to Start a Lawn Mowing Business in Australia

Learn how to start a lawn mowing business in Australia: what you need, startup costs, equipment, how to price jobs, what you can earn, and insurance.

Read Full Article
Oct 14, 2026
a list item
Insurance Basics
What insurance do AI startups need in Australia?

AI startup insurance in Australia: how Tech PI and cyber may apply to AI that advises, decides, acts or controls, and what changes on 10 December 2026.

Read Full Article
Oct 14, 2026
a list item
Insurance Basics
MSP insurance in Australia: managed service provider risks and cover

MSP insurance in Australia explained: aggregation risk, privileged access, MSP claims examples and what Tech PI and cyber policies commonly exclude.

Read Full Article
Oct 14, 2026
a list item
Insurance Basics
Startup insurance due diligence: what may investors review?

What investors may review in startup insurance due diligence: data room documents, directors and officers cover, cyber, Tech PI and claims history.

Read Full Article
Oct 14, 2026
a list item
Software and SaaS startup insurance in Australia

Software startup insurance in Australia: Tech PI and cyber by milestone, plus guides to SaaS contracts, SLAs, limits, SOC 2 and US customers.

Read Full Article
Oct 14, 2026
a list item
Business 101
What insurance does a startup need in Australia?

What insurance does a startup need in Australia? See which covers may apply by startup type and stage, what the law requires and which guide to read next.

Read Full Article
Oct 14, 2026
a list item
Cyber Insurance
AI Insurance Australia: 5 Real Cases Every Business Should Know

5 AI risk incidents, from Deloitte's report refund to the Bunnings facial recognition decision, and the Tech PI and cyber cover questions each raises.

Read Full Article
Oct 14, 2026
a list item
Cyber Insurance
What is cyber insurance? An Australian small business guide

What is cyber insurance and what does it cover? See common exclusions, claims examples, 2026 data breach rules and which guide covers cost and limits.

Read Full Article
Oct 12, 2026
a list item
Insurance Basics
Does tech professional indemnity (Tech PI) cover SaaS downtime, SLA breaches and service credits?

Does Tech PI cover SLA breach claims? Learn how service credits, refunds, liquidated damages and damages claims differ for SaaS downtime and outages.

Read Full Article
Oct 11, 2026
a list item
Cyber Insurance
Why Is Cyber Insurance Important for Australian Businesses?

Why is cyber insurance important? See ASD cybercrime cost data, how cyber cover may help after an incident, common exclusions and the worth-it factors.

Read Full Article
Oct 9, 2026
a list item
Insurance Basics
What if OpenAI, Anthropic or Google goes down? Questions about 3rd party AI API failure insurance

If your SaaS relies on OpenAI, Anthropic or Google, a provider outage may still reach your customers. See when Tech PI or cyber insurance may be relevant.

Read Full Article
Oct 9, 2026
a list item
Insurance Basics
SaaS enterprise insurance requirements: what clients may ask for

Enterprise customers often ask SaaS vendors for Tech PI, cyber and a certificate of currency. Learn what the schedule means and what to check first.

Read Full Article
Oct 8, 2026
a list item
Insurance Basics
Professional Indemnity vs Public Liability Insurance: Do You Need Both?

The difference between public liability insurance and professional indemnity insurance, and which cover 11 Australian business types commonly arranged.

Read Full Article
Oct 22, 2026
a list item
Insurance Basics
Business Car Insurance vs Personal Car Insurance

Business car insurance is designed for vehicles used for work. Learn when a personal car policy may not respond and how utes, vans and CTP fit in.

Read Full Article
Oct 9, 2026
a list item
Business 101
What is commercial motor and fleet insurance in Australia?

Commercial motor and fleet insurance explained: what it may cover, how fleet and single-vehicle policies differ, how CTP fits in and common exclusions.

Read Full Article
Aug 7, 2026
a list item
Insurance Basics
How much does commercial motor and fleet insurance cost in Australia?

Commercial vehicle insurance in Australia may cost from around $1,200 a year per vehicle. Indicative ranges, fleet costs and what moves the price.

Read Full Article
Aug 7, 2026
a list item
Insurance Basics
What Does Commercial Motor Vehicle Insurance Cover in Australia?

Commercial vehicle insurance may cover damage, theft, fire and third-party property damage. What is core cover, what is optional, what is separate.

Read Full Article
Aug 7, 2026
a list item
What insurance does a courier or delivery fleet need in Australia?

Courier fleet insurance may combine commercial motor, goods in transit and public liability. What courier businesses need, and what to check.

Read Full Article
No items found.

We are digitising commercial insurance and risk management for small, mid-market and technology businesses. We work with a global network of underwriters, challenging legacy brokers and delivering market leading coverage to our customers.