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INSIGHTS

Forging the Frontier in Industry News   

Stay informed with the latest innovations, insights, and developments from upcover. Explore the resources below on business and risk management news to keep yourself up to date

Mar 16, 2023
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Business 101
upcover's second Finnies win!

We won the Best Workplace Diversity award at FinTech Australia Awards last night. The upcover team is 41 brilliant individ...

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May 24, 2022
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Business 101
What Is A Sole Trader?

Are you wondering what is a sole trader? This article will help you understand what a sole trader is, and when it might be suitable for you to become one.

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Jun 30, 2026
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Insurance Basics
What Is Management Liability Insurance in Australia?

Find out what Management Liability Insurance is and what it covers to protect your business. upcover offers customized solutions to ensure you have the right coverage for your specific needs.

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Jun 29, 2026
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Cyber Insurance
How Much Cyber Insurance Do I Need?

How much cyber insurance do you need? Learn how Australian SMEs can calculate the right policy limit based on revenue, downtime, and hidden sublimits.

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Jun 28, 2026
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Cyber Insurance
Cyber Insurance Requirements in Australia: What Do Insurers Check?

Discover key cyber insurance requirements in Australia. Learn what underwriters check like MFA and backups and how to prepare for your next renewal.

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Jun 27, 2026
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Cyber Insurance
Business Email Compromise Insurance: Does Cyber Insurance Cover BEC?

Business email compromise is a major cyber claim risk. When cyber insurance may cover BEC, where the gaps are, and what to check in your policy.

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Jun 26, 2026
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Cyber Insurance
Why Do Cyber Insurance Claims Get Denied?

Why do cyber insurance claims fail? Explore the top reasons for denial in Australia and how businesses can protect their coverage with upcover.

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Jun 26, 2026
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Cyber Insurance
What Is a Cyber Insurance Policy?

What is cyber insurance and what does it cover? First-party and third-party cover, real claim examples, exclusions, costs, and who needs it in Australia.

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Jun 26, 2026
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Insurance Basics
Types of Business Insurance in Australia: Which Cover Applies to Your Business?

Compare the main types of business insurance in Australia and see which cover may apply based on your staff, contracts, customers, assets, vehicles and business risks.

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Jun 26, 2026
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Cyber Insurance
4 Things to Check Before Buying Cyber Insurance

Before buying cyber insurance, check how the policy responds to BEC, ransomware, sublimits, business interruption, exclusions, and claims support.

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Jun 26, 2026
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Insurance Basics
Professional Indemnity vs Public Liability Insurance: Do You Need Both?

Learn the difference between professional indemnity and public liability insurance, what each may cover, and when Australian businesses may need PI, PL, or both.

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Jun 26, 2026
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Insurance Basics
How to Choose Professional Indemnity Insurance?

Choosing professional indemnity insurance? Use this checklist to compare claims-made cover, retroactive dates, exclusions, run-off, limits, and policy details.

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Jun 22, 2026
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Insurance Basics
Insured vs Insured Exclusion in D&O Insurance Explained

The insured vs insured exclusion in D&O insurance for Australian businesses: carve-backs, real-world scenarios, and what to check in your policy.

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Jun 15, 2026
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Cyber Insurance
What Is Cyber Insurance? Australia Small Business Guide for 2026

Cyber insurance for Australian small businesses in 2026. What it covers, what it costs, real claim scenarios, and how to get it.

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Aug 7, 2026
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Insurance Basics
How much does commercial motor and fleet insurance cost in Australia?

Commercial vehicle insurance in Australia may cost from around $1,200 a year per vehicle. Indicative ranges, fleet costs and what moves the price.

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Aug 7, 2026
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Insurance Basics
What Does Commercial Motor Vehicle Insurance Cover in Australia?

Commercial vehicle insurance may cover damage, theft, fire and third-party property damage. What is core cover, what is optional, what is separate.

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Aug 7, 2026
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What insurance does a courier or delivery fleet need in Australia?

Courier fleet insurance may combine commercial motor, goods in transit and public liability. What courier businesses need, and what to check.

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Aug 7, 2026
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Business 101
What is commercial motor and fleet insurance in Australia?

Fleet vehicle insurance is commercial motor cover for multiple vehicles. How it works, how many vehicles count as a fleet, and what it may and may not cover.

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