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Forging the Frontier in Industry News   

Stay informed with the latest innovations, insights, and developments from upcover. Explore the resources below on business and risk management news to keep yourself up to date

Oct 27, 2026
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Business 101
Can a Sole Trader Have Employees in Australia?

A sole trader can have employees in Australia. business.gov.au says you can employ people under the sole trader business structure. See the PAYG, 12% super, payday super, Fair Work and workers compensation steps for your first hire.

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Jul 27, 2026
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Insurance Basics
Public Liability vs Products Liability Insurance

Compare public liability and products liability insurance, including what each may cover, common exclusions and why businesses often arrange both together.

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Jul 27, 2026
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Insurance Basics
Claims-Made vs Occurrence Insurance Australia

Claims-made insurance responds to claims notified during the policy. Occurrence cover follows when the incident happened. See key differences.

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Jul 27, 2026
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Tradies & Construction
Mobile Plant Insurance for Excavators and Bobcats

Mobile plant insurance may cover excavators, bobcats, skid steers and attachments against theft, rollover, fire and transit risks. See what to check first.

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Jul 24, 2026
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Insurance Basics
What Does Mobile Plant Insurance Cover?

See what mobile plant insurance may cover, including theft, accidental damage, fire, transit and attachments, plus exclusions and optional extensions.

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Jul 24, 2026
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Tradies & Construction
What Is Mobile Plant and Equipment Insurance in Australia?

Mobile plant and equipment insurance may cover excavators, loaders and machinery against theft, fire, accidental damage and transit risks. See the guide.

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Jul 24, 2026
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Insurance Basics
Medical Malpractice Claims Examples in Australia

Australian medical malpractice claim examples: diagnosis, medication, consent, referrals and AHPRA complaints, plus why claims may not be covered.

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Jul 24, 2026
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Insurance Basics
Medical Malpractice vs Professional Indemnity Insurance

Medical Malpractice may cover patient harm from clinical care. Professional indemnity may cover advice errors causing financial loss. See which fits.

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Jul 23, 2026
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Insurance Basics
How much does Marine Cargo insurance cost in Australia?

Marine Cargo insurance may start from around $300 for some single-transit shipments, while annual premiums vary by cargo, routes and values. See what drives cost.

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Jul 23, 2026
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Marine Cargo vs Goods in Transit Insurance

Marine Cargo and goods in transit insurance often overlap in Australia. See how the covers differ, when each may fit and when you may need more than one.

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Jul 23, 2026
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Insurance Basics
What is marine cargo insurance in Australia?

Marine Cargo insurance may cover goods lost, stolen or damaged during domestic or international transit. See cover, exclusions, claims and policy types.

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Jul 20, 2026
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Insurance Basics
What does tech professional indemnity insurance cover?

Tech professional indemnity insurance may cover claims from IT errors, software bugs, data breaches and IP disputes. See what's included, excluded and how it works.

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Jul 20, 2026
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Insurance Basics
Investment manager indemnity insurance: PI, D&O and cyber explained

Learn how PI, D&O and cyber insurance protect investment managers, what each section covers and where crime and regulatory cover fit.

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Jul 16, 2026
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Insurance Basics
Tech PI vs Cyber Insurance: What Is the Difference?

Tech PI covers claims that your tech work caused a client financial loss. Cyber covers breach response and incident costs. How they differ and where they overlap.

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Jul 16, 2026
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Insurance Basics
What is tech professional indemnity insurance in Australia?

Tech professional indemnity insurance may help cover claims from software errors, project failures, data issues, and client financial loss. How it works.

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Jul 1, 2026
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Cyber Insurance
Cyber Insurance for Startups: What Founders Need Before Funding, Enterprise Deals and Growth

Cyber insurance for startups in Australia: what it covers, when to assess it, cyber vs Tech PI vs crime, what investors check, incident steps and indicative costs.

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Jul 1, 2026
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Cyber Insurance
Cyber Security Risk Management: Frameworks, Plans, & Best Practices

Protect your business from cyber threats with effective risk management. Learn about frameworks, plans, and best practices in this informative blog.

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Jun 30, 2026
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Insurance Basics
What Is Management Liability Insurance in Australia?

Find out what Management Liability Insurance is and what it covers to protect your business. upcover offers customized solutions to ensure you have the right coverage for your specific needs.

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Jun 29, 2026
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Cyber Insurance
How Much Cyber Insurance Do I Need?

How much cyber insurance do you need? Learn how Australian SMEs can calculate the right policy limit based on revenue, downtime, and hidden sublimits.

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Jun 27, 2026
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Cyber Insurance
Business Email Compromise Insurance: Does Cyber Insurance Cover BEC?

Business email compromise is a major cyber claim risk. When cyber insurance may cover BEC, where the gaps are, and what to check in your policy.

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Jun 26, 2026
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Cyber Insurance
Why Do Cyber Insurance Claims Get Denied?

Why do cyber insurance claims fail? Explore the top reasons for denial in Australia and how businesses can protect their coverage with upcover.

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Jun 26, 2026
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Cyber Insurance
What Is a Cyber Insurance Policy?

What is cyber insurance and what does it cover? First-party and third-party cover, real claim examples, exclusions, costs, and who needs it in Australia.

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Jun 26, 2026
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Insurance Basics
Types of Business Insurance in Australia: Which Cover Applies to Your Business?

Compare the main types of business insurance in Australia and see which cover may apply based on your staff, contracts, customers, assets, vehicles and business risks.

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Jun 26, 2026
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Cyber Insurance
4 Things to Check Before Buying Cyber Insurance

Before buying cyber insurance, check how the policy responds to BEC, ransomware, sublimits, business interruption, exclusions, and claims support.

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Jun 22, 2026
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Insurance Basics
Insured vs Insured Exclusion in D&O Insurance Explained

The insured vs insured exclusion in D&O insurance for Australian businesses: carve-backs, real-world scenarios, and what to check in your policy.

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Oct 22, 2026
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Insurance Basics
Business Car Insurance vs Personal Car Insurance

Business car insurance is designed for vehicles used for work. Learn when a personal car policy may not respond and how utes, vans and CTP fit in.

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Oct 9, 2026
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Business 101
What is commercial motor and fleet insurance in Australia?

Commercial motor and fleet insurance explained: what it may cover, how fleet and single-vehicle policies differ, how CTP fits in and common exclusions.

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Aug 7, 2026
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Insurance Basics
How much does commercial motor and fleet insurance cost in Australia?

Commercial vehicle insurance in Australia may cost from around $1,200 a year per vehicle. Indicative ranges, fleet costs and what moves the price.

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Aug 7, 2026
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Insurance Basics
What Does Commercial Motor Vehicle Insurance Cover in Australia?

Commercial vehicle insurance may cover damage, theft, fire and third-party property damage. What is core cover, what is optional, what is separate.

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Aug 7, 2026
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What insurance does a courier or delivery fleet need in Australia?

Courier fleet insurance may combine commercial motor, goods in transit and public liability. What courier businesses need, and what to check.

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