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Forging the Frontier in Industry News   

Stay informed with the latest innovations, insights, and developments from upcover. Explore the resources below on business and risk management news to keep yourself up to date

Oct 27, 2026
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Business 101
Can a Sole Trader Have Employees in Australia?

A sole trader can have employees in Australia. business.gov.au says you can employ people under the sole trader business structure. See the PAYG, 12% super, payday super, Fair Work and workers compensation steps for your first hire.

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Oct 8, 2026
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Insurance Basics
How to Buy Small Business Insurance Online in Australia

Check easy steps to buy business insurance in Australia: what a quote asks for, how long it takes, how to compare quotes like for like, paying monthly and cancelling.

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Oct 8, 2026
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Health & Wellness
Professional indemnity insurance for personal trainers

Professional indemnity insurance for personal trainers is designed to cover claims about your advice. See how it works alongside public liability.

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Oct 8, 2026
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Insurance Basics
Professional Indemnity vs Public Liability Insurance: Do You Need Both?

The difference between public liability insurance and professional indemnity insurance, and which cover 11 Australian business types commonly arranged.

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Oct 8, 2026
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Business 101
How to protect your small business reputation in Australia

Practical steps to protect your small business reputation: ask for genuine reviews, handle negative and fake reviews and lock down your accounts.

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Oct 8, 2026
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Tradies & Construction
Does a carpenter need a builder's licence in Australia?

Does a carpenter need a builder's licence? Check each state and territory's rule and threshold, what counts as carpentry and the rules for subcontractors.

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Oct 6, 2026
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Business 101
How to create a small business disaster recovery plan in 7 steps

How to create a small business disaster recovery plan in 7 steps: rank your risks, set recovery priorities, test your backups and use our template.

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Sep 29, 2026
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Business 101
What insurance does a food truck need in Australia?

What insurance does a food truck need? Public and products liability, motor and staff cover explained, plus the limits councils and event organisers set.

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Sep 29, 2026
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Tradies & Construction
What insurance do tradies need in Australia?

What insurance do tradesperson need? Public liability, tools, ute, income and workers' comp explained, plus what your licence or contract may require.

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Sep 29, 2026
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Tradies & Construction
Subcontractor Insurance Australia: What Cover Do You Need?

What insurance does a subcontractor need? Public liability, tools, income and workers' comp explained, and whether the head contractor's policy covers you.

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Sep 29, 2026
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Insurance Basics
What insurance does a cosmetic tattoo artist need in Australia?

What insurance cosmetic tattoo artists need in Australia, why a beauty therapy policy may exclude microblading and lip blush, and what to check before you treat clients.

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Sep 29, 2026
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Beauty & Personal Care
How much does cosmetic tattoo insurance cost in Australia?

Cosmetic tattoo insurance arranged through upcover is from $330 a year for $1m professional indemnity and $10m public and products liability.

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Sep 29, 2026
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Insurance Basics
What insurance does an architect need in Australia?

Many architects arrange professional indemnity insurance alongside public liability insurance, which is designed to cover injury to a person or damage to their property.

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Jul 16, 2026
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Insurance Basics
Tech PI vs Cyber Insurance: What Is the Difference?

Tech PI covers claims that your tech work caused a client financial loss. Cyber covers breach response and incident costs. How they differ and where they overlap.

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Jul 16, 2026
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Insurance Basics
What is tech professional indemnity insurance in Australia?

Tech professional indemnity insurance may help cover claims from software errors, project failures, data issues, and client financial loss. How it works.

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Jul 1, 2026
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Cyber Insurance
Cyber Insurance for Startups: What Founders Need Before Funding, Enterprise Deals and Growth

Cyber insurance for startups in Australia: what it covers, when to assess it, cyber vs Tech PI vs crime, what investors check, incident steps and indicative costs.

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Jul 1, 2026
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Cyber Insurance
Cyber Security Risk Management: Frameworks, Plans, & Best Practices

Protect your business from cyber threats with effective risk management. Learn about frameworks, plans, and best practices in this informative blog.

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Jun 30, 2026
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Insurance Basics
What Is Management Liability Insurance in Australia?

Find out what Management Liability Insurance is and what it covers to protect your business. upcover offers customized solutions to ensure you have the right coverage for your specific needs.

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Jun 29, 2026
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Cyber Insurance
How Much Cyber Insurance Do I Need?

How much cyber insurance do you need? Learn how Australian SMEs can calculate the right policy limit based on revenue, downtime, and hidden sublimits.

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Jun 27, 2026
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Cyber Insurance
Business Email Compromise Insurance: Does Cyber Insurance Cover BEC?

Business email compromise is a major cyber claim risk. When cyber insurance may cover BEC, where the gaps are, and what to check in your policy.

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Jun 26, 2026
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Cyber Insurance
Why Do Cyber Insurance Claims Get Denied?

Why do cyber insurance claims fail? Explore the top reasons for denial in Australia and how businesses can protect their coverage with upcover.

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Jun 26, 2026
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Cyber Insurance
What Is a Cyber Insurance Policy?

What is cyber insurance and what does it cover? First-party and third-party cover, real claim examples, exclusions, costs, and who needs it in Australia.

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Jun 26, 2026
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Insurance Basics
Types of Business Insurance in Australia: Which Cover Applies to Your Business?

Compare the main types of business insurance in Australia and see which cover may apply based on your staff, contracts, customers, assets, vehicles and business risks.

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Jun 26, 2026
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Cyber Insurance
4 Things to Check Before Buying Cyber Insurance

Before buying cyber insurance, check how the policy responds to BEC, ransomware, sublimits, business interruption, exclusions, and claims support.

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Jun 22, 2026
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Insurance Basics
Insured vs Insured Exclusion in D&O Insurance Explained

The insured vs insured exclusion in D&O insurance for Australian businesses: carve-backs, real-world scenarios, and what to check in your policy.

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Oct 22, 2026
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Insurance Basics
Business Car Insurance vs Personal Car Insurance

Business car insurance is designed for vehicles used for work. Learn when a personal car policy may not respond and how utes, vans and CTP fit in.

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Oct 9, 2026
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Business 101
What is commercial motor and fleet insurance in Australia?

Commercial motor and fleet insurance explained: what it may cover, how fleet and single-vehicle policies differ, how CTP fits in and common exclusions.

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Aug 7, 2026
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Insurance Basics
How much does commercial motor and fleet insurance cost in Australia?

Commercial vehicle insurance in Australia may cost from around $1,200 a year per vehicle. Indicative ranges, fleet costs and what moves the price.

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Aug 7, 2026
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Insurance Basics
What Does Commercial Motor Vehicle Insurance Cover in Australia?

Commercial vehicle insurance may cover damage, theft, fire and third-party property damage. What is core cover, what is optional, what is separate.

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Aug 7, 2026
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What insurance does a courier or delivery fleet need in Australia?

Courier fleet insurance may combine commercial motor, goods in transit and public liability. What courier businesses need, and what to check.

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