While unloading a replacement engine from a delivery vehicle, the engine slips from lifting equipment and damages a customer’s car parked nearby. The vehicle owner seeks compensation for the repair costs.

Public Liability cover is designed to cover third party property damage arising from loading or unloading activities arising from your business.

A customer walks through the workshop to discuss repairs. An oil spill near a work bay isn’t noticed in time and the customer slips, injuring their ankle. They later claim medical costs and lost income due to the injury.

Public Liability insurance is designed to cover third party injury claims and defence costs, arising from your business activities.

During a routine service, a mechanic lifts a customer’s car onto a hoist. A positioning error causes the vehicle to slip, damaging the undercarriage and exhaust. The customer seeks repair costs and claims their car was damaged while in your care.

Public Liability Insurance may respond to third party property damage claims arising from your business activities.

After a collision, your workshop ute cannot be driven and needs towing from the roadside to your repairer or workshop.

Commercial Motor Vehicle insurance may respond to towing costs for your insured vehicle following an accident.